BOC SmartSaver

[pcmdan]

is this BOC account better than OCBC 360?
if I spend the same amount for giro,credit card,bills?
not happy with OCBC customer service on my credit card late charges waive. and wanted to close all the cards and accounts with them. if BOC is good then I will transfer all funds to them and also credited salary to them instead of OCBC.

Boc is way better if u can hit all the required conditions to get 3.55%. to get this...salary need above 7.2k..spent 1.5k on credit card..the 3 bills payments are ez

But u have to accept the following
1. Lousy bank interface
2. Lousy customer service
3. Lousy over the phone services
4. Slower reaction time
5. ATM machines not that many

 

[shpesft]

Salary should be above 6k and not 7.2k

Boc is way better if u can hit all the required conditions to get 3.55%. to get this...salary need above 7.2k..spent 1.5k on credit card..the 3 bills payments are ez

But u have to accept the following
1. Lousy bank interface
2. Lousy customer service
3. Lousy over the phone services
4. Slower reaction time
5. ATM machines not that many

 

[weiming41]

Thanks alot

The $500 spend is combined from both main and Supp card. So can just use the Supp card for all BOC CC transactions. Only additional condition is for the “Others” category, it must be a minimal $200 spend per month (which can be part of the $500 monthly spend).

All the rebate eligible transactions are combined into the main card so Supp card spends have the same rebate amounts except for the extra 2% for “Others” transactions.

 

[weiming41]

Actually is 7.2k, becuz of cpf deduction of 20% on 6k salary is 1.2k.
Take home pay would be 6k.
$6000.00 ~$7199.00salary will not be sufficient.
Excluding other age tier contribution.

Salary should be above 6k and not 7.2k

 

[Jupiter2017]

Sorry if this is off-topic, but I can't seem to find any info here or on the BOC site itself.
With regard to the MCS account which the SmartSaver feature is pegged to, the website says it "is a statement-based consolidated account covering both local currency and nine foreign currencies".
Anyone knows which are the 9 foreign currencies?
I wish to deposit some USD into the account. Does it remain as USD or will it be converted to SGD? Any advice from the experienced folks here would be greatly appreciated

searched this thread and googled over the web, also cannot find which are the 9 foreign currencies, the info from the bank webpage really pathetic

Refer to exchange rate link (but, it list 10 currencies):
http://www.bankofchina.com/sg/bocinfo/bi3/201002/t20100207_961730.html

 

[pcmdan]

Salary should be above 6k and not 7.2k

Actually is 7.2k, becuz of cpf deduction of 20% on 6k salary is 1.2k.
Take home pay would be 6k.
$6000.00 ~$7199.00salary will not be sufficient.
Excluding other age tier contribution.

hahaha Yeah....i know because I did not receive the extra % when my pay was less than 7.2k previously lol

 

[shpesft]

Ah. Didn’t consider this part.

Actually is 7.2k, becuz of cpf deduction of 20% on 6k salary is 1.2k.
Take home pay would be 6k.
$6000.00 ~$7199.00salary will not be sufficient.
Excluding other age tier contribution.

 

[S1mpleGuy]

I received the SMS today. Do I need to bring the Great Wall International Debit Card? Or Just showing them the SMS is sufficient?

have u collected? you know what vouchers are those? i also got the sms

 

[NTTDoCoMo]

have u collected? you know what vouchers are those? i also got the sms

Takashimaya Voucher (While stock last)

 

[compro_1975]

Boc is way better if u can hit all the required conditions to get 3.55%. to get this...salary need above 7.2k..spent 1.5k on credit card..the 3 bills payments are ez

But u have to accept the following
1. Lousy bank interface
2. Lousy customer service
3. Lousy over the phone services
4. Slower reaction time
5. ATM machines not that many

ya lor, and the 1st log in is killer plus the time taken to open the acc was killer too...

 

[pcmdan]

ya lor, and the 1st log in is killer plus the time taken to open the acc was killer too...

Haha trade $$ for inconvenience lol

 

[shpesft]

The interest is more than enough incentive for the troubles haha

 

[only_lonely]

Boc is way better if u can hit all the required conditions to get 3.55%. to get this...salary need above 7.2k..spent 1.5k on credit card..the 3 bills payments are ez

But u have to accept the following
1. Lousy bank interface
2. Lousy customer service
3. Lousy over the phone services
4. Slower reaction time
5. ATM machines not that many

so far I am happy with boc customer service as I can speak good Mandarin.
got the ibanking and cards long time ago and the interface quite ok la. simple functionality.
but I did not really use it as I stick to ocbc360 and spending the cc.
since OCBC does not want to entertain loyalty customer then I better jump to the bank who keen to offer me the same or better benefits.
I got posb acct to backup for urgent cash needs as the ATM is much easier to locate.
BOC I will just keep for salary deposits , cc spends to earn interest.

 

[compro_1975]

sian.... the spending to pay other banks does not count to 1500 spending... i got nothing to spend on boc... if only they have fuel partnership.....

 

[pcmdan]

sian.... the spending to pay other banks does not count to 1500 spending... i got nothing to spend on boc... if only they have fuel partnership.....

This was stopped for long Liao.

 

[S1mpleGuy]

Takashimaya Voucher (While stock last)

oh thanks i got mine too

 

[tiertime]

Takashimaya Voucher (While stock last)

oh thanks i got mine too

Hi , did you get the new BOC credit card and the Taka voucher on the spot?

 

[Trazora]

Hi , did you get the new BOC credit card and the Taka voucher on the spot?

got the new BOC debit card and the Taka voucher on the spot

 

[foozgarden]

what is the min salary credit for boc smartsave?
i read 6k somewhere? got so high meh?

 

[Trazora]

what is the min salary credit for boc smartsave?
i read 6k somewhere? got so high meh?

There are 2 tiers 2k for 0.8%, 6k for 1.2%. Why u asking when it is clearly stated in their website?