BOC SmartSaver

ekardo

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realised I have missed out this deal for a year already!! :(
 
Last edited:

ekardo

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1 question..for >60k, what is the interest rate? 0.6% or 1.6% ?

I am confused with the following "extra bonus interest"...


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Extra Savings Interest

Enjoy 0.60% p.a. Extra bonus interest when you have fulfilled at least one of the requirements for either Card Spend, Salary Crediting or Payment bonus interest.
Payment bonus is applicable to your account balance above S$60,000 subject to a maximum of S$1,000,000.
Prevailing interest rate will apply to your account balance above S$1,000,000.
 

kashanai

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1%

Base 0.4% + 0.6%

1 question..for >60k, what is the interest rate? 0.6% or 1.6% ?

I am confused with the following "extra bonus interest"...


------
Extra Savings Interest

Enjoy 0.60% p.a. Extra bonus interest when you have fulfilled at least one of the requirements for either Card Spend, Salary Crediting or Payment bonus interest.
Payment bonus is applicable to your account balance above S$60,000 subject to a maximum of S$1,000,000.
Prevailing interest rate will apply to your account balance above S$1,000,000.
 

yiwei

Member
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Jan 16, 2003
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Base int for >60k is 0.4%
bonus int is 0.6%, so total 0.4+0.6 = 1.0%

1 question..for >60k, what is the interest rate? 0.6% or 1.6% ?

I am confused with the following "extra bonus interest"...


------
Extra Savings Interest

Enjoy 0.60% p.a. Extra bonus interest when you have fulfilled at least one of the requirements for either Card Spend, Salary Crediting or Payment bonus interest.
Payment bonus is applicable to your account balance above S$60,000 subject to a maximum of S$1,000,000.
Prevailing interest rate will apply to your account balance above S$1,000,000.
 

ekardo

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thanks guys for the quick confirmation...blur me thot it's 1.6% in total...time to shift the fund out..
 

sgbird

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thanks guys for the quick confirmation...blur me thot it's 1.6% in total...time to shift the fund out..
Which banks offer more than 1.6% saving interest? I mean normal saving account easily hit requirementsone, Interested to know.
 

shpesft

Senior Member
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Jul 25, 2005
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Look at Maybank iSavvy and Standard Chartered eSaver. Need to move funds every 2-3 months depending on the promotional interest.

Which banks offer more than 1.6% saving interest? I mean normal saving account easily hit requirementsone, Interested to know.
 

htc_user

Member
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Jul 16, 2009
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For BOC, 3 bill payments e.g. to credit card is sufficient. Giro payment is not necessary.

bill payment of at least $30 to lets say 3 different BOC credit cards (different credit card numbers but same name) is considered 3 bill payments and not 1 bill payment right? thanks.
 
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