BOC SmartSaver

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duststorm

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leoch037 said:
it's not officially announced yet so take it with a pinch of salt
wanna open smartsaver so the staff share this info with me b4 i proceed
i can't take photo of the changes so it's purely based on my memory

conditions for xtra interest: no change

card spend: 1.6 > 0.7 / 0.8 > 0.35
salary: 1.2 > 0.7 / 0.8 > 0.35
bill payment: no change
xtra savings: 0.6 > 0.3
base interest: 0.4 > 0.2

max savings to earn xtra interest increase from 60k to 80k

once again it's unofficial and for u guys to start planning ahead first
Click to expand...

Thanks for the info
 
V

vegavega25

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leoch037 said:
conditions for xtra interest: no change

card spend: 1.6 > 0.7 / 0.8 > 0.35
salary: 1.2 > 0.7 / 0.8 > 0.35
bill payment: no change
xtra savings: 0.6 > 0.3
base interest: 0.4 > 0.2

max savings to earn xtra interest increase from 60k to 80k
Click to expand...

So for 60K drop from max of 3.55 to 1.95

Or, for 80K drop from 2.9125 to 1.95.

Btw, excellent memory to remember so much. Well done, sir.
 
M

maumu

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leoch037 said:
it's not officially announced yet so take it with a pinch of salt
wanna open smartsaver so the staff share this info with me b4 i proceed
i can't take photo of the changes so it's purely based on my memory

conditions for xtra interest: no change

card spend: 1.6 > 0.7 / 0.8 > 0.35
salary: 1.2 > 0.7 / 0.8 > 0.35
bill payment: no change
xtra savings: 0.6 > 0.3
base interest: 0.4 > 0.2

max savings to earn xtra interest increase from 60k to 80k

once again it's unofficial and for u guys to start planning ahead first
Click to expand...

sigh... :(

I just joined because of card spend and they cut it by more than half.

was intending to use this account for everything except salary (already used for OCBC360) and looks like max is around 1.25%... (0.7%+0.35%+0.2%). extra cash will only earn 0.3% + 0.2% = 0.5% (may as well put in eSaver/iSavvy).
 
V

vsvs24

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leoch037 said:
it's not officially announced yet so take it with a pinch of salt
wanna open smartsaver so the staff share this info with me b4 i proceed
i can't take photo of the changes so it's purely based on my memory

conditions for xtra interest: no change

card spend: 1.6 > 0.7 / 0.8 > 0.35
salary: 1.2 > 0.7 / 0.8 > 0.35
bill payment: no change
xtra savings: 0.6 > 0.3
base interest: 0.4 > 0.2

max savings to earn xtra interest increase from 60k to 80k

once again it's unofficial and for u guys to start planning ahead first
Click to expand...

Thanks for sharing.
 
Last edited:
M

maumu

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can I check with those who use bill payment to get 0.35% (by paying min. three $30 bills), is it OK to pay only $30 to BOC for a bill which is more than $30? and the rest pay using another bank/card by GIRO?

e.g. SingTel bill - $50, currently billed to UOB card by GIRO and paid by UOB One.
can I use BOC to pay $30 and then UOB will GIRO deduct the remaining $20 from UOB One?
 
F

fr33d0m

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maumu said:
can I check with those who use bill payment to get 0.35% (by paying min. three $30 bills), is it OK to pay only $30 to BOC for a bill which is more than $30? and the rest pay using another bank/card by GIRO?

e.g. SingTel bill - $50, currently billed to UOB card by GIRO and paid by UOB One.
can I use BOC to pay $30 and then UOB will GIRO deduct the remaining $20 from UOB One?
Click to expand...

why not?

10 char
 
T

Trazora

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maumu said:
can I check with those who use bill payment to get 0.35% (by paying min. three $30 bills), is it OK to pay only $30 to BOC for a bill which is more than $30? and the rest pay using another bank/card by GIRO?

e.g. SingTel bill - $50, currently billed to UOB card by GIRO and paid by UOB One.
can I use BOC to pay $30 and then UOB will GIRO deduct the remaining $20 from UOB One?
Click to expand...

Can. In fact can just pay 3× $30 to any credit card(s)
 
S

shpesft

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Of course. I always pay $30 for 3 separate CC and use the BOC debit card to pay the rest via AXS.

maumu said:
can I check with those who use bill payment to get 0.35% (by paying min. three $30 bills), is it OK to pay only $30 to BOC for a bill which is more than $30? and the rest pay using another bank/card by GIRO?

e.g. SingTel bill - $50, currently billed to UOB card by GIRO and paid by UOB One.
can I use BOC to pay $30 and then UOB will GIRO deduct the remaining $20 from UOB One?
Click to expand...
 
arctician

arctician

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not bad still got 1.8% with new rates. sigh everywhere dropping. used to get 3.5%-4% from boc smartsaver
 
AlvinDj

AlvinDj

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Opening of SmartSaver account can only be done via Branch huh? Cant do online right?
 
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