BOC SmartSaver

[TerryPower]

Is this viable?

1) Open joint account with my mum. I'm the main account holder.
2) My credit card spendings sometimes hit $500, sometimes doesn't.
3) Have at least 3 bills to pay.
4) No salary because I'm still using OCBC 360.

Means will have between 0.4% to 1.8%

 

[vsvs24]

Is this viable?

1) Open joint account with my mum. I'm the main account holder.
2) My credit card spendings sometimes hit $500, sometimes doesn't.
3) Have at least 3 bills to pay.
4) No salary because I'm still using OCBC 360.

Means will have between 0.4% to 1.8%

There are a few choices higher than 1.8% without hoops.

Even FD is higher than 1.8%

 

[TerryPower]

There are a few choices higher than 1.8% without hoops.

Even FD is higher than 1.8%

The account is for my mum. So that either one of us can withdraw cash easily.

Her main savings are in FD, MMF and sometimes short term endowments.

 

[shichuanhua]

damn , ,the credit card can't add to Google Pay, any tips to add the card for contactless payment?

 

[subprimelive]

damn , ,the credit card can't add to Google Pay, any tips to add the card for contactless payment?

Are u referring to boc family card?

 

[shichuanhua]

Are u referring to boc family card?

The Sheng Siong card, anw all should be the same, BOC is not approved bank for Google Pay

 

[yiron]

Nerfed starting 1 May 2025

 

[60Remajust]

Nerfed starting 1 May 2025

Reminds me of Thano's quote

”All of that for a drop of blood”

 

[yslvlys]

Nerfed starting 1 May 2025

Haha massive nerf. The bao Jiak categories from 3.4% to 1.6%. Gonna withdraw all to Maybank on 1 May.

 

[devion]

Last month to enjoy its best interest rate among many banks. Mass exodus alert from BOC, bye!

 

[chopra]

Good game. I just reapplied…

 

[Shawny88]

Reminds me of Thano's quote

”All of that for a drop of blood”

Really gg…realistically now is only about 2.35%.

which other banks are giving better interest now?

 

[60Remajust]

Really gg…realistically now is only about 2.35%.

which other banks are giving better interest now?

even if there are, you can safely assume it will adjust down to meet the lower market rate

some of us are putting it into other instruments instead, esp those that do well as interest rates go lower

 

[minamikaze]

Only have the Multi-currency savings account and not able to add a payee, says:
The service is not available for the safety tool: OB050. Anyone knows how to get past this?
I have the hard token with me too but nowhere to login to use that token.

 

[HoGnix]

Only have the Multi-currency savings account and not able to add a payee, says:
The service is not available for the safety tool: OB050. Anyone knows how to get past this?
I have the hard token with me too but nowhere to login to use that token.

I usally login into the BOC website:
https://ap.ebs.bankofchina.com/login_sin.html?bn=SG&bo=inv&lan=E

and select e-token ( Hardware Token, if you haven't activate e-Token).

 

[nasilemak100]

waiting for the financial youtuber ppl to post review on this nerf

 

[minamikaze]

I usally login into the BOC website:
https://ap.ebs.bankofchina.com/login_sin.html?bn=SG&bo=inv&lan=E

and select e-token ( Hardware Token, if you haven't activate e-Token).

Thanks.. hmmm when I turn on my hardware token, it asks for an Activation Code.. I don't recall receiving one. Any idea?? Hoping not to have to go down to a BOC branch... this is such a pain.

 

[Mickey01]

Thanks.. hmmm when I turn on my hardware token, it asks for an Activation Code.. I don't recall receiving one. Any idea?? Hoping not to have to go down to a BOC branch... this is such a pain.

check the expiry date of the token (the rear side).

 

[minamikaze]

check the expiry date of the token (the rear side).

it expires in 2029

 

[sellipad2]

Good game. I just reapplied…

same just reapplied, the BOC smartsaver and cc application is damn slow, they only approved card after 2 weeks and havent even reached my mailbox, by then already nerf. Applied all for nothing