BOC SmartSaver

[Z_Dash]

https://www.bankofchina.com/sg/bocinfo/bi1/202509/t20250929_25516576.html

Dear Valued Customer,

With effect from 1 November 2025, the bonus interest rates for SGD Current Accounts under BOC SuperSaver will be revised as follows:

​

Account Balance	Existing Bonus Interest Rate (p.a.)	New Bonus Interest Rate (p.a.)
First S$20,000	1.00%	0.50%
Next S$40,000	1.20%	0.80%
Next S$40,000	1.60%	1.00%
Above S$100,000	0.80%	0.50%

If you have any queries, please contact our 24-Hour Card Centre Hotline at 1800 338 5335 (Singapore) or +65-6338 5335 (Overseas).

Bank of China Limited, Singapore Branch
29 September 2025

Gg.......all lowered.

 

[iadpotato]

bonus interest in in! early this month! huat ah!

 

[carpark]

May i check for SuperSaver account how much interest for the month? Seem like lesser than the usual anyone have issue too?

 

[yiwei]

May i check for SuperSaver account how much interest for the month? Seem like lesser than the usual anyone have issue too?

refer to post #7800....

 

[benlau1]

I think so too, probably will write to grab see if they can unblock, since my card works for all other places, just not at grab

Hello, did u manage to ask Grab ah?

 

[yiwei]

Hello, did u manage to ask Grab ah?

No leh, I couldnt find where to chat with the CSO, selecting cannot top up in the FAQ only tell me to try another card...

 

[longfart]

Grab’s saying the issuing bank gave a hard decline (which means the issuing bank will never approve authorisations for this card). That means BOC is the one blocking these transactions?

 

[RedsYWNA]

Grab’s saying the issuing bank gave a hard decline (which means the issuing bank will never approve authorisations for this card). That means BOC is the one blocking these transactions?

Both Youtrip and Grab are blocking together in the same mth? Grab smoking us?

 

[longfart]

Both Youtrip and Grab are blocking together in the same mth? Grab smoking us?

You mean using YT to top up Grab also got blocked?

Either way, guess it’s time to move out of smartsaver? Not sure which account to move to though, the ones with higher interest have quite a few hoops.

 

[royalmix]

My experience, it is "intermittent failure", whenever they do system maintenance. Then it somehow become ok, for how long, i dunno, i have no urgency to use, use only when it is ok.

 

[htc_user]

Anyone facing issues with boc mobile banking app login? Keep crashing after keying in userid and password successfully since this morning.

No issues with internet banking login through laptop.

Tried to uninstall and reinstall app, tried installing app in another phone, tried to deregister then register mobile banking through internet banking also still cannot.

Appreciate if others could try and see if they have any issues. No problem with my other banking app like HSBC, SCB, UOB, DBS, Citibank etc.

 

[HoGnix]

Just now login with thumbprint, no problem.

 

[shichuanhua]

Rate so bad now, jump to ocbc?

 

[peppermint7]

My experience, it is "intermittent failure", whenever they do system maintenance. Then it somehow become ok, for how long, i dunno, i have no urgency to use, use only when it is ok.

I also faces similar issue with other card. Ended up got to report lost and ask bank send me new card. It does work but intermittent like you said. I believe is Grab side got issue.

 

[chiokcc]

Card spend bonus (approximate)
Existing - $2500: 1.25%pa of $100k = ~$104.20
Existing - $750: 0.75%pa of $100k = ~$62.50
From Nov2025 - $2500: 0.90%pa of $100k = ~$75.00
From Nov2025 - $750: 0.60%pa of $100k = ~$50.00

Managed to use my debit card spend of $750+ last month ..... get ~$50 bonus interest ....

 

[Z_Dash]

Did anyone noticed the BOC online banking now has redirected to AXS with a popup caveat AXS service is not provided BOCSG and has no liability or obligations.

I wonder will this affect our 0.3% bank interest with 3 bill payment of $30.

 

[coldboy]

Did anyone noticed the BOC online banking now has redirected to AXS with a popup caveat AXS service is not provided BOCSG and has no liability or obligations.

I wonder will this affect our 0.3% bank interest with 3 bill payment of $30.

not sure of the impact, but it is 0.1% right?

in the meantime, you can continue to pay your bills via the mobile app as the "refresh" only affects the online banking website.

 

[Z_Dash]

not sure of the impact, but it is 0.1% right?

in the meantime, you can continue to pay your bills via the mobile app as the "refresh" only affects the online banking website.

There is still some integration and not plain AXS interface. I can select my bank account. So I guess the 0.1% will still be tracked.

Just that need save all accounts again

 

[mynickname]

I experienced an error using bill payment on website

Your session has timed out due to inactivity. For your security, any items in Payment Summary have been cleared.

Dropped to mobile app and no issues.

FYI in case anyone facing the same.