CardUp (Do not post or ask for referral code)

vddgnd

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What is the customer usecase for this cardup?
I read their website it looks like you pay some travel package indirectly with both bill subcontracting plus fees.

Does it make sense really? Compare to buying a package from zeng brothers?
Normally use it to pay for bill that doesn't accept credit card payment in usual payment channel, so to get miles or cash back in credit card (with card that classify cardup as eligible online spend and award cash back higher than the fee to pay to cardup.

For example BOC family cc award 5%, after minus cardup fee of 2.6% . U get the remain 2.4% .

Other promo, when not worth it we usually not take and no talk about it.
 
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autumm

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Looking to access the merchant list... is the only way to do it by signing up?

any referral code?
 

emobeano

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What is the best option?

I have a rental payment $3500 every month, and another $600 in condo maintenance. I understand UOB has a maximum cashback per quarter of $300, meaning $100 per month.

How should I best make use of Cardup or ipaymy?
 

tiertime

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I have a rental payment $3500 every month, and another $600 in condo maintenance. I understand UOB has a maximum cashback per quarter of $300, meaning $100 per month.

How should I best make use of Cardup or ipaymy?

For example, you can sign up for several card up accounts using ur family member's ic and make seperate payment, $3500 can be split to pay ard 4 times , if u have 4 family members who can pay for u, would be good, but card up may contact them and ask what is their relationship with you since they are making rental payment for you


if u only have UOB credit card, then the cashback u receive will be limited, i suggest for future use u can consider sign up for a credit card which gives u more cashback e.g. BOC

for this month payment just use whichever card u r holding first, since signing up of new credit cards may take quite some time to approve

i have also PM u, pls check
 
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aKaGiz

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Why do u need different ic for separate payments? I just split my payments to use different cards.
 

vsvs24

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Referral code

Thanks to all for providing good information on how cardup works. I intend to use it to pay insurance premium soon.

Can someone send me the referral code please. Thank you.
 

autumm

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Is there a list of cards verified to accept cardup transactions?
 

vddgnd

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Is there a list of cards verified to accept cardup transactions?
Have u read the cardup blog? There is list cards.

For cash back:
1) BOC Family 5% cap at $30 under online spending category.

2) UOB one 3.33% for $500 or $1000 ; 5% for $2000 spending. Need meet quarterly spend and minimum 5 transactions.

3) Maybank platinum Visa 3.33% , minimum $300 spending quarterly

4) Manhattan master. 3% for $3000 spending. There is cap of $200 cash back per quarter.

5) SC Spree card 2% online , no minimum spending cap at $60 cashbook. only suitable for people with cardup promo code when no other better choice of card.

Cash back confirmed exclusion card:
DBS live fresh
OCBC 365
 
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belgarathc

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Hi, I have opened a cardup account and yet to perform my first transaction. I can still enter the referral code? Thanks.
 
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