Cheque book

[idrinkecoke]

Anyone still find use of cheque book these days?

 

[chiokcc]

Anyone still find use of cheque book these days?

Why not? Always good to have alternative even if electronic transfer is available.

 

[Toni90]

A lot of service still use Cheque or cash only.

 

[HexenHeretic]

What’s the best account/bank to use these days?
I’m currently looking at CIMB Starsaver for free cheque book and I think the account is technically free?

 

[addict951]

What’s the best account/bank to use these days?
I’m currently looking at CIMB Starsaver for free cheque book and I think the account is technically free?

Ya, very gd.
No need maintain what minimum daily avg balance also
HSBC advance also got free chq book.
Stand chart got 1 a/c also got free chq book

 

[really_noob]

Nowadays I just tell people I bank transfer (paynow or ATM transfer) or I pay cash. Everytime I go to the bank counter service, sign the form, they reject my signature. If I get cheque book surely more problem because my signature always fail the verification stage.

 

[chongpang]

Ya, very gd.
No need maintain what minimum daily avg balance also
HSBC advance also got free chq book.
Stand chart got 1 a/c also got free chq book

Are CIMB Starsaver, HSBC advance and SCB current account with no interest like UOB to entitle for the free cheque book?

 

[ELKYme]

Don’t know about the rest, but UOB1 account provides free cheque book.

Personally, the cheque book I have last a long long time, the only cheque I write these days is to pay for my property conservancy charge which is once every 3 months.

Are CIMB Starsaver, HSBC advance and SCB current account with no interest like UOB to entitle for the free cheque book?

 

[chongpang]

Don’t know about the rest, but UOB1 account provides free cheque book.

Personally, the cheque book I have last a long long time, the only cheque I write these days is to pay for my property conservancy charge which is once every 3 months.

UOB1 is savings or current account? got interest earn when put money?

 

[chiokcc]

UOB1 is savings or current account? got interest earn when put money?

https://www.uob.com.sg/personal/save/chequeing/one-account.page

Got bonus interest if you meet the listed criteria.

https://forums.hardwarezone.com.sg/money-mind-210/uob-one-account-5037662.html

 

[chiokcc]

Don’t know about the rest, but UOB1 account provides free cheque book.

Personally, the cheque book I have last a long long time, the only cheque I write these days is to pay for my property conservancy charge which is once every 3 months.

I prefer to write cheques for some cases, like for people who fixed my windows, electrical work, etc.

Beats giving cash as some of the people prefer not to carry too much cash too.

Cheques also have the benefit of not exposing additional personal info (if required) for electronic transactions.

 

[ELKYme]

Good thing about UOB1 is that salary crediting is not required to enjoy the higher interest.

https://www.uob.com.sg/personal/save/chequeing/one-account.page

Got bonus interest if you meet the listed criteria.

https://forums.hardwarezone.com.sg/money-mind-210/uob-one-account-5037662.html

 

[chongpang]

https://www.uob.com.sg/personal/save/chequeing/one-account.page

Got bonus interest if you meet the listed criteria.

https://forums.hardwarezone.com.sg/money-mind-210/uob-one-account-5037662.html

The link says $10 Per additional cheque book (50 leaves), not free.

 

[ELKYme]

Oh, you’re right, they do charge for subsequent cheque books, apologies, my bad.

First cheque book is free though and I’m still using it...long way before it finishes.
Still can consider this account if your cheque usage is not very frequent.
Perhaps you can convert some regular bills you’re paying by cheque to GIRO? With monthly 3 GIROS and $500 CC spending, 75K @ 2.44% will amount to 1.8K interest.

The link says $10 Per additional cheque book (50 leaves), not free.

 

[iduncheckmail]

I think if you don’t abuse the use of Cheques, UOB actually sends the next book free. I get them in the mail before the current one running low.