CIMB FastSaver

[sibeiTrolled]

Oct Tnc is out
Ya, late but hey, at this point i will just make it a monthly thing till CIMB stops the promo

https://www.cimb.com.sg/content/dam...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Archived - https://web.archive.org/web/2026100...nc/accounts/2026/tncs-casa-bonus-interest.pdf
- someone else did it already, good!

1. This CIMB CASA Bonus Interest/Profit Promotion 2026 (“Promotion”) is available from 1 October 2026 to 31 October 2026 ("Promotion Period"), both dates inclusive.

Incremental Balance of minimum S$10,000 will earn the following Bonus Interest/Profit rate during Bonus Interest/Profit Earning Period. Earning Period for October, November and December 2026.

Applies to New or existing.
Incremental 10k in fresh funds
Bonus rates increased by 0.3% compared against Sep promo.
Comparison against 30 Sep 2026 balance

2026 Archived links -
Mar Archived - https://web.archive.org/web/2026041...nc/accounts/2026/tncs-casa-bonus-interest.pdf
May Archived - https://www.cimb.com.sg/content/dam...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Jul Archived - https://web.archive.org/web/2026070...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Aug Archived - https://web.archive.org/web/2026073...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Sep Archived - https://web.archive.org/web/2026090...nc/accounts/2026/tncs-casa-bonus-interest.pdf

Please do yourself a favour and download the copy that you need or are participating in.
Archive.org can go down, like the previous breach in 2024

 

[devion]

To confirmed that if am using FSA, no need to credit salary or standing instructions to earn additional interest right? I did recall Aug promo had this but did not see this in tnc for Sep promo.

 

[FlyGuardX]

Oct Tnc is out
Ya, late but hey, at this point i will just make it a monthly thing till CIMB stops the promo

https://www.cimb.com.sg/content/dam...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Archived - https://web.archive.org/web/2026100...nc/accounts/2026/tncs-casa-bonus-interest.pdf
- someone else did it already, good!

1. This CIMB CASA Bonus Interest/Profit Promotion 2026 (“Promotion”) is available from 1 October 2026 to 31 October 2026 ("Promotion Period"), both dates inclusive.

Incremental Balance of minimum S$10,000 will earn the following Bonus Interest/Profit rate during Bonus Interest/Profit Earning Period. Earning Period for October, November and December 2026.

Applies to New or existing.
Incremental 10k in fresh funds
Bonus rates increased by 0.3% compared against Sep promo.
Comparison against 30 Sep 2026 balance

2026 Archived links -
Mar Archived - https://web.archive.org/web/2026041...nc/accounts/2026/tncs-casa-bonus-interest.pdf
May Archived - https://www.cimb.com.sg/content/dam...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Jul Archived - https://web.archive.org/web/2026070...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Aug Archived - https://web.archive.org/web/2026073...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Sep Archived - https://web.archive.org/web/2026090...nc/accounts/2026/tncs-casa-bonus-interest.pdf

Please do yourself a favour and download the copy that you need or are participating in.
Archive.org can go down, like the previous breach in 2024

thanks for providing this. so weird that they didn't give me the bonus interest for Aug.
i only withdrew fully to 0 on Sep 1.

on the side, has anyone manage to have 2 fastsaver account? islamic and non-islamic?

 

[sibeiTrolled]

thanks for providing this. so weird that they didn't give me the bonus interest for Aug.
i only withdrew fully to 0 on Sep 1.

Well, there goes archive.org showing 429 too much request.
Oh well, using my old post as reference, did you took part in the Aug promo or earlier promo (to be paid out in Aug)?

Cause if its Aug promo, the eligible interest earning month is Aug and Sep. So you should only be taking out today.
https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/post-159608017

 

[sibeiTrolled]

To confirmed that if am using FSA, no need to credit salary or standing instructions to earn additional interest right? I did recall Aug promo had this but did not see this in tnc for Sep promo.

Still valid.
0.5% on the first 25K for salary or SI
https://www.cimb.com.sg/content/dam...sa---bundle/fs-vs-bundle-salary-crediting.pdf

That is separate from the monthly promo that runs for 2 or 3 months each batch

It's on the main page as well
https://www.cimb.com.sg/en/personal.../savings-accounts/cimb-fastsaver-account.html

• Credit your salary or set up scheduled recurring transfers (Standing Instructions via GIRO) of minimum S$1,000 into your CIMB FastSaver Account to earn additional interest rate of 0.50%^ p.a.

 

[ThreeSteps]

To confirmed that if am using FSA, no need to credit salary or standing instructions to earn additional interest right? I did recall Aug promo had this but did not see this in tnc for Sep promo.

Refer to the website summary table which give the whole picture : https://www.cimb.com.sg/en/personal.../savings-accounts/cimb-fastsaver-account.html

3 sets of T&Cs:
T&Cs governing CIMB CASA Bonus Interest/Profit Promotion 2026 :
https://www.cimb.com.sg/content/dam...nc/accounts/2026/tncs-casa-bonus-interest.pdf

T&Cs governing CIMB Fastsaver/FastSaver-i Salary Crediting and Savings Promotion 2026:
https://www.cimb.com.sg/content/dam...sa---bundle/fs-vs-bundle-salary-crediting.pdf

T&Cs governing CIMB Bundle Promotion July to December 2026:
https://www.cimb.com.sg/content/dam...ons/2026/casa---bundle/fs-vs-bundle-promo.pdf

 

[DaAhFu]

Does anyone know if cimb do check if the funds are withdrawn from cimb Starsaver into eg. scb bank and then from scb transfer to Cimb Fastsaver? I’m referring to clause 5c in the T&Cs “

5. For the purpose of these terms and conditions, “fresh funds” are funds that do not originate
from any existing account with CIMB Bank including without limitation the following:

a. funds in the form of non-CIMB cheques;

b. other funds that are not transferred from any existing CIMB current, savings or fixed
deposit account;

c. other funds that are not withdrawn from any existing CIMB current, savings or fixed deposit account and re-deposited (whether partial or all of the amount withdrawn) into the new account with CIMB within the Promotion Period.”

 

[yslvlys]

Bonus interest to be credited 31 Jan 2027

 

[swathe]

Still valid.
0.5% on the first 25K for salary or SI
https://www.cimb.com.sg/content/dam...sa---bundle/fs-vs-bundle-salary-crediting.pdf

That is separate from the monthly promo that runs for 2 or 3 months each batch

It's on the main page as well
https://www.cimb.com.sg/en/personal.../savings-accounts/cimb-fastsaver-account.html

• Credit your salary or set up scheduled recurring transfers (Standing Instructions via GIRO) of minimum S$1,000 into your CIMB FastSaver Account to earn additional interest rate of 0.50%^ p.a.

Which bank can do SI? Cannot find in UOB ib

 

[pongpond]

Which bank can do SI? Cannot find in UOB ib

Only fastsaver entitled ? Starsaver entitled ?
I jusy do a recurring transfer and indicate “SI-CIMB” will do?

 

[Listopad]

Came up with the following example to confirm my understanding of the Oct 2026 CASA Bonus Interest (BI) promo - is it correct?

Starsaver savings account
31 Sep: balance $0.01 and no transactions in month of Sep 2026.

Oct 2026
1 Oct: transfer in $50000, balance $50000.01
16 Oct: transfer out $40000, balance $10000.01
Maintain till end of month.
Get 1.2% p.a. BI for 1 to 31 Oct.

Nov 2026
1 Nov: balance $10000.01
2 Nov: transfer out $10000, balance $0.01
23 Nov: transfer in $50000, balance $50000.01
Maintain till end of month.
Get 1.2% p.a. BI for 1 Nov, and 23 to 30 Nov. No BI for 2 to 22 Nov due to daily incremental balance not met.

Dec 2026
1 Dec: balance $50000.01
31 Dec: transfer out $50000, balance $0.01
No BI for entire month due to month-end incremental balance not met.

Wondering about Dec2026 example above too . Anyone can confirm ?

 

[bumdssa]

for the new promo, it compares to ADB for sep or just the balance on 30 sep?

 

[bruiser69]

so complicated. Jump through so many hoops

 

[royalmix]

so complicated. Jump through so many hoops

Their Advertisement/Headlines:

"A fuss-free savings account designed for savvy savers who want great interest rates with zero hassle."

 

[royalmix]

Their Advertisement/Headlines:

"A fuss-free savings account designed for savvy savers who want great interest rates with zero hassle."

TIP:

I am waiting for history to repeat, then I become a savvy saver who want great interest rates with zero hassle! The trick is to make it zero hassle yourself!

 

[sibeiTrolled]

for the new promo, it compares to ADB for sep or just the balance on 30 sep?

30 Sep only. Refer to the TNC, it is very clear in it
https://www.cimb.com.sg/content/dam...nc/accounts/2026/tncs-casa-bonus-interest.pdf

 

[sibeiTrolled]

Came up with the following example to confirm my understanding of the Oct 2026 CASA Bonus Interest (BI) promo - is it correct?

Starsaver savings account
31 Sep: balance $0.01 and no transactions in month of Sep 2026.

Oct 2026
1 Oct: transfer in $50000, balance $50000.01
16 Oct: transfer out $40000, balance $10000.01
Maintain till end of month.
Get 1.2% p.a. BI for 1 to 31 Oct.

Nov 2026
1 Nov: balance $10000.01
2 Nov: transfer out $10000, balance $0.01
23 Nov: transfer in $50000, balance $50000.01
Maintain till end of month.
Get 1.2% p.a. BI for 1 Nov, and 23 to 30 Nov. No BI for 2 to 22 Nov due to daily incremental balance not met.

Dec 2026
1 Dec: balance $50000.01
31 Dec: transfer out $50000, balance $0.01
No BI for entire month due to month-end incremental balance not met.

@Listopad
Forewarning.
I am basing it on my memory of previous casa tnc so please double check with a good AI as well

- Sep has no 31
- Oct yes, maybe just keep abit more than 10,000.01. Just to be safe
- Nov yes, you do not get the BI for those days less than 10,000.01
- Dec yes, but please don't do that

Treat this casa promo as a FD instead of an account where you want to withdraw from instead.
It will also make it harder for you to track your interest calculation if you keep moving funds in and out

 

[yiron]

@Listopad
Forewarning.
I am basing it on my memory of previous casa tnc so please double check with a good AI as well

- Sep has no 31
- Oct yes, maybe just keep abit more than 10,000.01. Just to be safe
- Nov yes, you do not get the BI for those days less than 10,000.01
- Dec yes, but please don't do that

Ah yes, meant to mean end Sep when I typo-ed 31 Sep.
Yup the Dec26 was meant to illustrate what to avoid, based on how I interpreted the TnC. Thanks for confirming.

 

[ThreeSteps]

Only fastsaver entitled ? Starsaver entitled ?
I jusy do a recurring transfer and indicate “SI-CIMB” will do?

T&Cs governing CIMB Fastsaver/FastSaver-i Salary Crediting and Savings Promotion 2026:
https://www.cimb.com.sg/content/dam...sa---bundle/fs-vs-bundle-salary-crediting.pdf
“…with transaction description of “MONTHLY FUNDS TRANSFER - CIMB” or “SI - CIMB”……”

Just a very minor observation that there is a difference between “SI-CIMB” and “SI - CIMB” (i.e. the spaces).
If this comment is not applicable to you, please ignore it.

 

[Nanonited]

Anybody worried about whether they will credit? Thinking whether to consolidate funds to go into fastsaver but the headache of payment in end jab 2027 is like an all in compared to existing like UOB one that pays mthly