Can someone confirm this? Tried search for the TnC (2021 updated). I read in a separate thread that if u have both, only one account will be credited with interest.
I think it maybe faster if you reach out the CIMB customer officer for answer. And then post back to this thread and share with other readers. Becuz I also curious to know. Thanks in advance.
I used to have Fast and Fast i act when it was 1% interest. Both got the 1% interest. Only the CC extra bonus you will get on the Fast and not the Fast i Acct. They are considered as 2 different Acct. ( The extra bonus one for the 1st 10k for CC spending)
Yes but check SC terms they like to use the word fresh fund make sure your monies is that
Yeah no problem with that. I've been maintaining only $1000 in my esaver. With esaver + DBS multiplier, will get about $1k/mth in interest.
What you mean? You tranfer $$ monthly to create fresh fund for esaver and total eligible transaction at multipler to earn from both side?
wow if u get $1k per mth in interest u shld alr be a priority customer in SC .. dont need to keep $1000 in esaver
I dunno what you are talking about. I maintain $1000 in esaver to avoid the fall below fee. Now that the interest is higher, I transfer dollars from all my other accounts (except for DBS multiplier) into esaver, so almost all the funds transfered are fresh funds, which will generate about $900+ per mth in interest. DBS multiplier will give me another $100 in interest, so total about $1000 in interest per mth.
Haha I don't want to be priority customer. Last time the RM keep calling say want to meet. I jitao say I want to withdraw from priority. Anyway not difficult to maintain $1000 in the account, so I just let it be.
I think not only SC even for CIMB once your account hit some amount some RM will call. I have asked what benefits to meet and she say depend as time to time got promotion that is only available for priority or preferred account. I no time meet ask them send the lobang by email then no reply think she cannot earn any comm from me as I most of the time DIY
Well CIMB interest was never attractive enough for me to transfer all dollars to them to hit that amount, so never got chance for them to call me
What I am saying is regardless of which bank once hit some amount they will have some sorta RM assigned and they will make cold callsWell CIMB interest was never attractive enough for me to transfer all dollars to them to hit that amount, so never got chance for them to call me
Yup just saying I never get to experienced CIMB RM (and not interested anyway).
Oh I was thinking you monthly transfer from SC to Multi then back to meet the fresh fund requirement.
but ur esaver promo only 1.8% . currently SCB timed deposit 2.2-2.3%, why dont go for that instead ?
I want liquidity, no lock in.
Wah! That is utterly a lot. You park a lot of money in these accounts?
I think there are many other much bigger accounts than me here in MoneyMind
