CPF Account Value Thread 2025

[LWZ]

Your account balances​

as at 01 Jan 2025
Ordinary Account (OA)

$44,537.16​

Special Account (SA)

$225,770.36​

MediSave Account (MA)

$69,876.59​

35yo guy

 

[BBCWatcher]

Thanks. I think I’m not going to top up MA to 75500 because SA is already > FRS, no tax relief and with MA overflowing to OA, might as well invest that cash directly in my brokerage.

You get tax relief for a Voluntary Contribution to MA, assuming you otherwise qualify.

 

[philips107]

Ha!

One is great.

So u have 2 wives and regretting it?

 

[hwmook]

Thanks. I think I’m not going to top up MA to 75500 because SA is already > FRS, no tax relief and with MA overflowing to OA, might as well invest that cash directly in my brokerage.

Retirement sum top up to FRS, medisave top up to BHS will get tax relief.

 

[henrylbh]

Ha!

One is great.

Spare tyre may be equally great if not better. Best have more spare tyres

 

[henrylbh]

Let me guess from his riddles! His wife is older than him! He is the other spouse of the household, so there are 2!

Only one can be legal spouse and the other cannot be a spouse but spare unless he potong or ....

 

[royalmix]

Only one can be legal spouse and the other cannot be a spouse but spare unless he potong or ....

you dun get me? There are 2 spouses in the household, one is his "wife or husband" who is older > 55 with RA, the other is "him" - no RA yet!

I am dropping hints again!

 

[JuniorLion]

Your account balances​

as at 01 Jan 2025
Ordinary Account (OA)

$44,537.16​

Special Account (SA)

$225,770.36​

MediSave Account (MA)

$69,876.59​

35yo guy

Excellent! On the right track.

 

[chiokcc]

CPF top-up using PayNow is working again!

 

[highsulphur]

48 years old
OA 288,785
SA 380,438
MA 73,500
CPFIA 354,656

Total 1,097,379

 

[sglandscape]

48 years old
OA 288,785
SA 380,438
MA 73,500
CPFIA 354,656

Total 1,097,379

This considered CPF 1M?

 

[JuniorLion]

48 years old
OA 288,785
SA 380,438
MA 73,500
CPFIA 354,656

Total 1,097,379

Wow this is amazing.

 

[Guojing88]

48 years old
OA 288,785
SA 380,438
MA 73,500
CPFIA 354,656

Total 1,097,379

Wow to hit that much SA at 48 is amazing.

 

[JuniorLion]

Wow to hit that much SA at 48 is amazing.

Especially the SA 380k

 

[BBCWatcher]

MA 73,500

You’re really slacking here. You’re $2,000 below the 2025 BHS, and it’s already past 5 PM on January 1….

….Just kidding, hopefully obviously. Congratulations!

 

[sglandscape]

48 years old
OA 288,785
SA 380,438
MA 73,500
CPFIA 354,656

Total 1,097,379

Surprised the MA can hit 73,500, isn't the BHS only higher from 2025 onwards? For 2024 the amounts should have been transferred to your SA.

 

[highsulphur]

Surprised the MA can hit 73,500, isn't the BHS only higher from 2025 onwards? For 2024 the amounts should have been transferred to your SA.

I just top up 2k today with the new BHS. Will top up another 2k soon.

There is another chunk coming in in Jan from bonus paid in last Dec.

 

[hwmook]

48 years old
OA 288,785
SA 380,438
MA 73,500
CPFIA 354,656

Total 1,097,379

You pay for mortgage using cash?

 

[highsulphur]

You pay for mortgage using cash?

I had used CPF for mortgage payment initially but I have repaid my CPF amount used for mortgage with cash over the years.

 

[singaporean11]

48 years old
OA 288,785
SA 380,438
MA 73,500
CPFIA 354,656

Total 1,097,379

Never use CPF for paying property loan instalment?