CPF Accounts Value thread

[addict951]

Age 34.

OA: $27,788.26
SA: $39,125.61
MA: $54,500

You got property ‘ready?
Are you throwing $2700 into MA soon?

 

[TabascoSauce]

Can state age too? TQ
And you’re not buying property or paid finished Liao?

28, going to be 29 in a few months time.

havnt buy property yet. aiming for the boon keng bto next month

 

[addict951]

28, going to be 29 in a few months time.

havnt buy property yet. aiming for the boon keng bto next month

Then you shouldn’t trsf from oa to sa mah?
May need to pay quite a bit of cash monthly for your BTO.
Eh wait, are Chiu civil serpent?

 

[terence2112]

You got property ‘ready?
Are you throwing $2700 into MA soon?

Yes, have a property (HDB). Currently paying $573 monthly for mortgage.
Yes, waiting for my salary, then will TOP up MA to ceiling.

 

[TabascoSauce]

Then you shouldn’t trsf from oa to sa mah?
May need to pay quite a bit of cash monthly for your BTO.
Eh wait, are Chiu civil serpent?

lol y am i a civil serpent?

and that's y i set aside 40k in my OA for down payment. sld more than enough for the first 5% downpayment.

 

[luei74]

CPF annual interest reflected.
MA overflowed to OA.
Leaving now a gap in MA with new MA ceiling kicks in today

MA int to SA instead of OA? Or your SA already Max??

Sent from Xiaomi MI MAX 3 using GAGT

 

[cal3135]

yes bro ...SA at FRS ....hence MA overflow
Considering if to top up MA to max ...

MA int to SA instead of OA? Or your SA already Max??

Sent from Xiaomi MI MAX 3 using GAGT

 

[addict951]

yes bro ...SA at FRS ....hence MA overflow
Considering if to top up MA to max ...

Are you over 40 ar?

 

[cal3135]

Yes bro... old man

Are you over 40 ar?

 

[iMac]

yes bro ...SA at FRS ....hence MA overflow
Considering if to top up MA to max ...

Cal3135,

Your SA is at FRS....if you top up MA to max now ($2,700)...what is exactly the benefit?

 

[Calthron]

Think it's for CPF relief s8nce can't top up SA as already hit FRS. But if yearly contribution to CPF able to hit ceiling of $37740, think MA top up won't help in relief.

Cal3135,

Your SA is at FRS....if you top up MA to max now ($2,700)...what is exactly the benefit?

 

[addict951]

Think it's for CPF relief s8nce can't top up SA as already hit FRS. But if yearly contribution to CPF able to hit ceiling of $37740, think MA top up won't help in relief.

Looks like a lot of ppl are doing this to “赌一赌”?
Cos a lot are not sure if their cpf contribution 2019 will hit $37740 boh?
So they dun mind throw $2700 to MA first? if hit $37740 then too bad lo, considered as “lend” $2700 to cpf free for 13 months?

 

[havetheveryfun]

lol y am i a civil serpent?

and that's y i set aside 40k in my OA for down payment. sld more than enough for the first 5% downpayment.

even if not civil serpent, a high flyer !

 

[FuNKySoULyBrO]

Just checked, ~$11.5k overall interest for 2018.....Can see but cannot touch....

 

[JuniorLion]

Just checked, ~$11.5k overall interest for 2018.....Can see but cannot touch....

Nice.

Individual breakdown of each account? And perhaps share your age

 

[Thoreldan]

i love cpf

oa: 300+
sa: 123k+
MA: 54500

HDB fully paid, with oa + accrued interested at 164k+

I'm treating my cpf as bond components of my portfolio. Not going to get another property in singapore, so i txf oa => sa, plus 7k to sa for tax relief annually.

late 30s

 

[JuniorLion]

i love cpf

oa: 300+
sa: 123k+
MA: 54500

HDB fully paid, with oa + accrued interested at 164k+

I'm treating my cpf as bond components of my portfolio. Not going to get another property in singapore, so i txf oa => sa, plus 7k to sa for tax relief annually.

late 30s

300k in OA is wow! How you achieve that? Or is it 300?

 

[Thoreldan]

300k in OA is wow! How you achieve that? Or is it 300?

300


all txf to sa liao.

 

[addict951]

i love cpf

oa: 300+
sa: 123k+
MA: 54500

HDB fully paid, with oa + accrued interested at 164k+

I'm treating my cpf as bond components of my portfolio. Not going to get another property in singapore, so i txf oa => sa, plus 7k to sa for tax relief annually.

late 30s

Got shares/pork folio anot? Got how many kids?
Do you throw SRS too? Or no need?

 

[cal3135]

Don’t think u can transfer 300k from OA to SA, once ur SA reached current FRS ...

300


all txf to sa liao.