DBS changed its Mutiplier plan

[ABuNeNe]

got it, thanks guys for your replies!

There’s always a lag time...

As long money deducted. Wouldn’t be too worried about it

no worries. If your RSP is deducted on 15 Oct, it will show up next week.

if not wrong around 25th

 

[Extremme]

I am now reaching the 12 months for my ETF - Nikko AM Singapore STI ETF - SGD.

Planning to go into a new fund in order to qualify as a new category. Any suggestions on which fund?

 

[reddevil0728]

I am now reaching the 12 months for my ETF - Nikko AM Singapore STI ETF - SGD.

Planning to go into a new fund in order to qualify as a new category. Any suggestions on which fund?

CFA, A35, MBH.

Not in any particular order

 

[maumu]

I am now reaching the 12 months for my ETF - Nikko AM Singapore STI ETF - SGD.

Planning to go into a new fund in order to qualify as a new category. Any suggestions on which fund?

just curious, hope u don't mind sharing - counting the dividends and purchases, what's the net profit/loss over the past 12 months?

wonder if buying ETF helps or actually worsens the choice of getting that extra 3rd category (and locking up the $50k)

 

[reddevil0728]

just curious, hope u don't mind sharing - counting the dividends and purchases, what's the net profit/loss over the past 12 months?

wonder if buying ETF helps or actually worsens the choice of getting that extra 3rd category (and locking up the $50k)

You can do back testing. You google historical share price + dividend pay out and see what the result is.

But remember past performance is not an indication of future outcome.

Nobody say you can’t signup for the RSP. And every month, as soon as the units get credited, you just redeem it straightaway.

 

[IronMan123]

So far invested in Nikko STI ETF $100/mth, after 7 months $12 profit.

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[iduncheckmail]

So far invested in Nikko STI ETF $100/mth, after 7 months $12 profit.

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Your 7mths is over the window of COVID what you expecting ?

 

[reddevil0728]

Your 7mths is over the window of COVID what you expecting ?

actually quite ok leh. around 1.7% returns so far (crude calc) higher than some interest rate.

I don't think poster saying anything about expecting anything?

 

[IronMan123]

Your 7mths is over the window of COVID what you expecting ?

I expect no loss ok already..
Just to clock one more category.

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[reddevil0728]

I expect no loss ok already..

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actually u can redeem anytime and still continue with the RSP. so u can "lock-in" your no loss. or in this case a profit.

 

[IronMan123]

actually u can redeem anytime and still continue with the RSP. so u can "lock-in" your no loss. or in this case a profit.

I have confident for the STI in the next 5-6 months. So just leave it at the moment..

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[Squaredot]

So far invested in Nikko STI ETF $100/mth, after 7 months $12 profit.

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should be slightly higher with 0.8% comm rebate

I have confident for the STI in the next 5-6 months. So just leave it at the moment..

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yea, will be profitable if have staying power.

 

[IcYFl4mEz]

So far invested in Nikko STI ETF $100/mth, after 7 months $12 profit.

Posted with iPhone HardwareZone Forums app

I invested around may/june and i see like 7% loss leh, i also on $100/mth just to clock the one cat.
how to actually see this?

 

[IronMan123]

actually quite ok leh. around 1.7% returns so far (crude calc) higher than some interest rate.

I don't think poster saying anything about expecting anything?

Return is about 2.94% p.a so far.

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[reddevil0728]

I invested around may/june and i see like 7% loss leh, i also on $100/mth just to clock the one cat.
how to actually see this?

See what, you can check under investment in ibanking or calc urself

 

[wilflare]

is it better to head down to DBS to speak to a staff to get the lowest possible plan for the insurance category?

CancerCare after the 35% off First-Year Premium promo is under S$10 for me.

---
on a side note, as long as I sign-up in Oct, I'll unlock the category from November onwards right?

 

[IronMan123]

Multiplier calculator is back! Easy to calculate whether it make sense to clock another category....

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[reddevil0728]

is it better to head down to DBS to speak to a staff to get the lowest possible plan for the insurance category?

CancerCare after the 35% off First-Year Premium promo is under S$10 for me.

---
on a side note, as long as I sign-up in Oct, I'll unlock the category from November onwards right?

Depends on whether you have the time and if you can get the person to do what you want them to do rather than sell you what they want to sell you.

 

[IronMan123]

I invested around may/june and i see like 7% loss leh, i also on $100/mth just to clock the one cat.
how to actually see this?

It’s just the balance that you see in your investment account.
Timing of investment also important!
But with RSP it help you to do a DCA.
Stay vested! Don’t give up!

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[Squaredot]

is it better to head down to DBS to speak to a staff to get the lowest possible plan for the insurance category?

CancerCare after the 35% off First-Year Premium promo is under S$10 for me.

---
on a side note, as long as I sign-up in Oct, I'll unlock the category from November onwards right?

Under $10 just hoot, mai tu liao
*envy siah*