DBS changed its Mutiplier plan

[reddevil0728]

Using the dbs digibank apps and the tracker only indicates "This Month".

Perhaps there is a "as at date" for direct access via browser. Will give it a try.

Thanks.

no ah i think you never see properly.

 

[maumu]

Using the dbs digibank apps and the tracker only indicates "This Month".

Perhaps there is a "as at date" for direct access via browser. Will give it a try.

Thanks.

there's a "As of 02 October 2025" below "Eligible Transactions" in the app... no need use browser

 

[sglandscape]

Also did you know that you can use your SCB credit limit to pay off your other banks (except DBS) cc bills? Extend your cash flow even further

This is a dbs multiplier thread, may want to dicusss this in the CC thread instead of derailing dbs-specific discussion here. Thanks.

 

[sglandscape]

Using the dbs digibank apps and the tracker only indicates "This Month".

Perhaps there is a "as at date" for direct access via browser. Will give it a try.

Thanks.

The app does show as of date very clearly, it's literally right below the "This Month".

 

[reddevil0728]

The app does show as of date very clearly, it's literally right below the "This Month".

paternalistic society where

1. need to spoon feed cause don't want to bother
2. need to spoon feed cause don't read

 

[Squaredot]

That was an excellent confirmation/acknowledgement that you do not know the story/context behind the comment, so you were lost/confused even tho the tnc was as clear as mud to you but it was not about the tnc!

Hello! not interested in your stories!
Tnc is clear as crystal, please don't add mud to it! It doesn't benefit anyone.

End of story! Case closed!

 

[CaptainWu]

Am I missed the post for DBS raising minimum investment for funds? I used to subscribe $10 a month for the Amova Short Term Fund just to unlock Investment category for my wife's multiplier and just realized minimum is now $1000.

 

[sglandscape]

Am I missed the post for DBS raising minimum investment for funds? I used to subscribe $10 a month for the Amova Short Term Fund just to unlock Investment category for my wife's multiplier and just realized minimum is now $1000.

Minimum is now 1000 indeed, they changed it recently, speculation is when it got renamed to Amova they updated all the minimum amount required.

 

[badkham07]

Ok.
I have read multiple times and for my case (newly open account with POSB interface), there is no as of date below "this month".

 

[sglandscape]

Ok.
I have read multiple times and for my case (newly open account with POSB interface), there is no as of date below "this month".

If you just opened the account it'll all be blank, wait for a few days.

 

[badkham07]

Thank you.

 

[F1ngolf2012]

Anyway, case closed!

End of story! Case closed!

Case closed! Let's move on to more exciting stuff!

 

[tehhalia]

Hi All, how long does it take for the eligible transaction tracker to be updated after salary has been credited? My salary was credited on Thurs, but as of today (Sat), the tracker still showing as zero. Just wanted to hv a gauge so that i know if my crediting is recognized.

There is a 2-day lag time. Will show eventually.

Ok.
I have read multiple times and for my case (newly open account with POSB interface), there is no as of date below "this month".

I experienced the same, but it will appear, give it a week.

 

[royalmix]

Yes u can fast/paynow back and forth. No limit, within same day.

decided to post this since its already publicised in the faq that salary category accepts fast and paynow. Play it however you deem fit. Instead of asking here, just trial and error as no harm. That’s how I found out about this. as you can already tell from the narcissistic tone of some users in this thread, no one is willing to share.

have also posted this on Reddit and fin discord channels as well for more awareness

It is very normal here, some view it as "sharing is caring" when it benefits them, while others view otherwise.

I have no worries, as this is not the only place where people share!

Moreover, DBS now introduces more Income definitions to make it easier for people to earn more interest, so we still have many other options to help fulfil it. As someone put it, "literally do nothing"!

 

[DevilPlate]

Minimum is now 1000 indeed, they changed it recently, speculation is when it got renamed to Amova they updated all the minimum amount required.

Even for Digiportfolio, first transaction must be min $1k and then RSP $100

 

[sglandscape]

Even for Digiportfolio, first transaction must be min $1k and then RSP $100

Yup! RSP valid for 12 months typically.

 

[reddevil0728]

Invest:
Rotate every 12 months between ABF and Amova bond. Lowest 0.5% sales charge. $100 minimum. Not necessary to withdraw monthly. There is div payout on Jan and July yearly. sometimes dbs will have occasional promo to offset the sales charge (it’s auto, no need to register, credited few months later) considering the dividend payout and sales charge rebate, u are likely to break even, despite holding for a year

This likely break even, really hard to say one lot

Insure.
protectfirst with occasional dbs promo code. Go for Annual premium for additional savings. Choose the lowest premium. Terminate giro arrangement 1 month before the 12th month. In the 12th month, sign up for new protectfirst policy. Repeat yearly.

Not everyone can get protect first cause of age.

Alternative is savvyendowment.

actual cost vs opportunity cost.

 

[iduncheckmail]

Max 4.1% interest guide:

Income:


Payments:


Invest:


Insure.

U think you are helping.

But you are actually SABO KING.

Kiang jiu ho, mai geh kiang

 

[ericcsn]

Yes.
This is an open forum available to all.

Including for all bank ppl to read and use them.

Heck OCBC Bank used to actively use HMZ to answer questions from forumers for nearly 10 years till 2022 https://forums.hardwarezone.com.sg/threads/hello-from-team-ocbc.4379022/page-68#post-142949626

Whatever, wherever and whichever feel free to choose and cleverly type and say what you want that the banks are to take notice and act on or for you.

 

[royalmix]

Max 4.1% interest guide:

It is a very good summary for newbies, except for those parts which I lighten or bold, all the rest are normal summaries.

Of course, you must do your own due diligence (including the bold parts) to see if that is the best option for you.