DBS changed its Mutiplier plan

[marshmallow96]

I am trying to set up RSP to meet the invest criteria... but looks like when the fund source is SRS, there isn't option for RSP... so RSP is for cash only? Anyone managed to do it with SRS? Thanks

 

[chonpo]

I purchased all 4 ETFs to clock for investment category, didn't let go cos been negative till recently. Can anyone reco any other ETF I can buy?

Hi Marshmallow, can't help on SRS cos I use cash for invest cat.

 

[deemon]

any cheap insurance to qualify for the extra 1% category? so monthly must be low enough.

 

[sglandscape]

any cheap insurance to qualify for the extra 1% category? so monthly must be low enough.

What's the amount that you would consider as low enough?

 

[demoforce1]

3 Nov

noted, thank you sir !

 

[vddgnd]

Quick qns for those onboard the Treasures mulitplier bonus promo + casa, is your RM able to settle Oct casa earmarking for u or have to head down branch do manually?

in any case, my RM just updated me that:

1st 100k Multiplier 4.1% + 0.4% (Treasures bonus till 31Dec) + 1.58% Sep casa (earmarked till 5Jan2026)
2nd 100k Multiplier 4.1% + 0.4% (Treasures bonus till 31Dec) + 1.38% Oct casa (earmarked till 31Jan2026), take note this 2nd 100k shall not earn any multipler interests / bonus interests for month of Jan26 IF the total in multiplier is above 100k (So can just withdraw the 1st 100k after Sep's casa ended on 5Jan)

Your Treasure RM helped you to registered for the Oct CASA which you no need visit the branch?
And your Sep CASA remain inforce?

 

[vddgnd]

Thanks for the update. Your RM is more knowledgeable than mine. My RM insisted that 1 account can only have 1 CASA but the BT & HV branch folks differ. I did mine at HV today and my RM asked me to hold them accountable!! So not all RMs are the same...

May I know how your multiplier account display the Available Balance (AB) and Total Balance (TB) after registered with the CASA promotion?

For example if you top up another 100k into multiplier account on 01-Oct.
On 01-Oct the AB = 100k, TB = 200k (which the 100k is earmarked in Sep CASA promotion).

After registered the additional 100k in Oct CASA, the AB = 0 and TB = 200k (100k in Sep CASA, 100k in Oct CASA)?

 

[demoforce1]

Any minimum amount for this CASA promotion?

 

[60Remajust]

Any minimum amount for this CASA promotion?

i think its 10k

 

[sglandscape]

i think its 10k

Recall it was 10k too

 

[sglandscape]

May I know how your multiplier account display the Available Balance (AB) and Total Balance (TB) after registered with the CASA promotion?

For example if you top up another 100k into multiplier account on 01-Oct.
On 01-Oct the AB = 100k, TB = 200k (which the 100k is earmarked in Sep CASA promotion).

After registered the additional 100k in Oct CASA, the AB = 0 and TB = 200k (100k in Sep CASA, 100k in Oct CASA)?

Huh? What's this for?

 

[vddgnd]

Huh? What's this for?

to understand how the CASA work and how the account would display it.

 

[Shalom_555]

May I know how your multiplier account display the Available Balance (AB) and Total Balance (TB) after registered with the CASA promotion?

For example if you top up another 100k into multiplier account on 01-Oct.
On 01-Oct the AB = 100k, TB = 200k (which the 100k is earmarked in Sep CASA promotion).

After registered the additional 100k in Oct CASA, the AB = 0 and TB = 200k (100k in Sep CASA, 100k in Oct CASA)?

It now shows AB =0 and TB=200k

 

[sglandscape]

to understand how the CASA work and how the account would display it.

Earmarked amount would disappear from available balance, same as if you lock it with the money lock feature.

 

[Froggyman]

Ok, I will not lock in with the casa promo but wouldn’t it still be worth to add another $50k in Nov?
Wouldn’t the additional $50k be earning the 2.4% for Nov and Dec? I can withdraw the $50k in Jan 2026 since I did not lock in with any casa promo. I hope I’m thinking clearly here.

why need to wait till Nov then add another $50k? Add now to enjoy the additional interest . Am I missing something?

 

[sglandscape]

why need to wait till Nov then add another $50k? Add now to enjoy the additional interest . Am I missing something?

Start early always better not missing anything.

 

[Kayeesha]

why need to wait till Nov then add another $50k? Add now to enjoy the additional interest . Am I missing something?

I could only qualify for income + 2 cat for October.

 

[quahs]

hi all, for the casa 1.38%, i applied on friday, when will the $ be earmarked ?
i see the available balance & total balance still same value in dbs app.

 

[~sabaisabai~]

hi all, for the casa 1.38%, i applied on friday, when will the $ be earmarked ?
i see the available balance & total balance still same value in dbs app.

not immediate
give them 2 biz days to update

 

[ericvincenttoo]

Just to confirm, can I apply for casa at posb branch?