DBS changed its Mutiplier plan

reddevil0728

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my rsp deduction happened on 15oct for the first time.
it is not recognised in the Bank & Earn Summary yet.
can i do partially redeem now? (want to avoid price fluctuation of the fund)
faq got mention what. good to take this opp to read faq
Best is wait till after 20th then redeem, just in case. Buy low risk fund don't have to worry

Or wait till it is reflected under investment
no need to do that.
 
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DevilPlate

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Need to wait for it to settle first before doing the sell usually (so 18 onwards the earliest if no weekend, if not 20 to be safe)
yeah play it safe better….no need so hurry to sell also if buy bond fund
Anyway $100 RSP only.

Unlike SC bonus saver require 20k lump sum investment.
 

reddevil0728

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Need to wait for it to settle first before doing the sell usually (so 18 onwards the earliest if no weekend, if not 20 to be safe)

yeah play it safe better….no need so hurry to sell also if buy bond fund
Anyway $100 RSP only.

Unlike SC bonus saver require 20k lump sum investment.
as soon as you see the units are in can redeem liao. and the dates depends on whether got weekend/public holiday or not, so i wouldn't guide based on dates but based on an event, i.e., when it appears
 

itchying

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Hi for the earmark 1.38% promo, can i transfer in few days earlier fresh fund to dbs multiplier and then go to bank to sign up n earmark it? Thanks
 

sglandscape

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Hi for the earmark 1.38% promo, can i transfer in few days earlier fresh fund to dbs multiplier and then go to bank to sign up n earmark it? Thanks
Not sure what you're trying to clarify, you need to tranfer the funds in if you want to earmark it. No funds how to earmark?
 

itchying

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Not sure what you're trying to clarify, you need to tranfer the funds in if you want to earmark it. No funds how to earmark?
Yes can i fast transfer fund in say 1nov and then go down 3nov to branch to earmark this fund? Or must the same day transfer? And it must be fresh fund right?
 

ThreeSteps

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Bonus interest for branch casa promo (July) is credited.

DBS 1.88% p.a. 3 months CASA promotion (at Branch) - promo period July 2025
Interest Calculation Period & Earmark Period from registration date to 03Oct2025, bonus interest will be credited by 31Oct2025
 

tehhalia

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Bonus interest for branch casa promo (July) is credited.

DBS 1.88% p.a. 3 months CASA promotion (at Branch) - promo period July 2025
Interest Calculation Period & Earmark Period from registration date to 03Oct2025, bonus interest will be credited by 31Oct2025

interesting. 1.88% by itself is already a high FD rate in the current climate. let along it being over and abovethe BI.
 

chiokcc

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Seems like there is a 1.28%pa thing coming next ....

https://www.posb.com.sg/personal/posb-ssb-t9n-ote.page?pid=oxs-prompt-posb-ssb-t9n

How does it work?​

Simply indicate the amount you wish to register, starting from S$1,000 and up to S$1,000,000. Then, select your DBS/POSB account to participate in this promotion. Ensure that there are sufficient funds in your chosen DBS/POSB account, as the registered amount will be earmarked within 2-5 working days after registration. Once the earmark is successful, the bonus interest will be credited to your account. It’s that easy!

Jin Fa decides to register S$10,000 with this exclusive promotion that he is eligible for. Once the earmark is successful, Jin Fa will receive an additional S$31.56 bonus interest (1.28% p.a. for 3 months) credited to his account, on top of the prevailing interest rate of his chosen DBS/POSB savings account. Thereafter, he simply needs to maintain the S$10,000 earmarked funds in the same account until the earmark release date.

Registration windowEarmark release date
28 Oct 2025 to 2 Nov 202526 Jan 2026
3 Nov 2025 to 9 Nov 20251 Feb 2026
10 Nov 2025 to 16 Nov 20258 Feb 2026
17 Nov 2025 to 23 Nov 202515 Feb 2026
24 Nov 2025 to 30 Nov 202522 Feb 2026
1 Dec 2025 to 7 Dec 20251 Mar 2026
8 Dec 2025 to 14 Dec 20258 Mar 2026
15 Dec 2025 to 21 Dec 202515 Mar 2026
22 Dec 2025 to 28 Dec 202522 Mar 2026
29 Dec 2025 to 4 Jan 202629 Mar 2026
5 Jan 2026 to 7 Jan 2026 1200hours5 Apr 2026
 

iadpotato

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Seems like there is a 1.28%pa thing coming next ....

https://www.posb.com.sg/personal/posb-ssb-t9n-ote.page?pid=oxs-prompt-posb-ssb-t9n

How does it work?​

Simply indicate the amount you wish to register, starting from S$1,000 and up to S$1,000,000. Then, select your DBS/POSB account to participate in this promotion. Ensure that there are sufficient funds in your chosen DBS/POSB account, as the registered amount will be earmarked within 2-5 working days after registration. Once the earmark is successful, the bonus interest will be credited to your account. It’s that easy!

Jin Fa decides to register S$10,000 with this exclusive promotion that he is eligible for. Once the earmark is successful, Jin Fa will receive an additional S$31.56 bonus interest (1.28% p.a. for 3 months) credited to his account, on top of the prevailing interest rate of his chosen DBS/POSB savings account. Thereafter, he simply needs to maintain the S$10,000 earmarked funds in the same account until the earmark release date.

Registration windowEarmark release date
28 Oct 2025 to 2 Nov 202526 Jan 2026
3 Nov 2025 to 9 Nov 20251 Feb 2026
10 Nov 2025 to 16 Nov 20258 Feb 2026
17 Nov 2025 to 23 Nov 202515 Feb 2026
24 Nov 2025 to 30 Nov 202522 Feb 2026
1 Dec 2025 to 7 Dec 20251 Mar 2026
8 Dec 2025 to 14 Dec 20258 Mar 2026
15 Dec 2025 to 21 Dec 202515 Mar 2026
22 Dec 2025 to 28 Dec 202522 Mar 2026
29 Dec 2025 to 4 Jan 202629 Mar 2026
5 Jan 2026 to 7 Jan 2026 1200hours5 Apr 2026
wow can register online liao.. think they can't handle the amount of people going down to branch to apply.. lol
 

sglandscape

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Seems like there is a 1.28%pa thing coming next ....

https://www.posb.com.sg/personal/posb-ssb-t9n-ote.page?pid=oxs-prompt-posb-ssb-t9n

How does it work?​

Simply indicate the amount you wish to register, starting from S$1,000 and up to S$1,000,000. Then, select your DBS/POSB account to participate in this promotion. Ensure that there are sufficient funds in your chosen DBS/POSB account, as the registered amount will be earmarked within 2-5 working days after registration. Once the earmark is successful, the bonus interest will be credited to your account. It’s that easy!

Jin Fa decides to register S$10,000 with this exclusive promotion that he is eligible for. Once the earmark is successful, Jin Fa will receive an additional S$31.56 bonus interest (1.28% p.a. for 3 months) credited to his account, on top of the prevailing interest rate of his chosen DBS/POSB savings account. Thereafter, he simply needs to maintain the S$10,000 earmarked funds in the same account until the earmark release date.

Registration windowEarmark release date
28 Oct 2025 to 2 Nov 202526 Jan 2026
3 Nov 2025 to 9 Nov 20251 Feb 2026
10 Nov 2025 to 16 Nov 20258 Feb 2026
17 Nov 2025 to 23 Nov 202515 Feb 2026
24 Nov 2025 to 30 Nov 202522 Feb 2026
1 Dec 2025 to 7 Dec 20251 Mar 2026
8 Dec 2025 to 14 Dec 20258 Mar 2026
15 Dec 2025 to 21 Dec 202515 Mar 2026
22 Dec 2025 to 28 Dec 202522 Mar 2026
29 Dec 2025 to 4 Jan 202629 Mar 2026
5 Jan 2026 to 7 Jan 2026 1200hours5 Apr 2026
This one not new, but need to be specially invited, didn't get it this year.
 
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