DBS changed its Mutiplier plan

[sglandscape]

Just spend some time reading the posts in this thread... You will know who to trust

I have got the casa interest before from my multiplier last month.

It works until it doesn't, if get means it's good, if don't get also means no grounds to complain cause the tnc say won't give. So go in with eyes fully opened.

 

[ThreeSteps]

Some cannot handle uncertainties & the grey areas, and keep on beating up a non-issue until eventually everyone end up poorer when it disappear.

 

[bladez87]

This online one is always 1.38%.

Sign up branch one still 1.5% until 11th.
https://www.posb.com.sg/personal/casa-campaigns-landing.page

Is casa open to everyone?

 

[reddevil0728]

Is casa open to everyone?

If you are willing to go down to branch to queue. And had a DBS account then probably yes

 

[CaptainWu]

I have got the casa interest before from my multiplier last month.

Thanks, tried this morning at branch and officer says its okay to have both

 

[maumu]

Just to know if you have tried this before? My RM replied they are mutually exclusive each other and suggest me to open another account.

some RMs really should go 'back to school' giving false / wrong information to client is very wrong especially in the financial world.

 

[CaptainWu]

some RMs really should go 'back to school' giving false / wrong information to client is very wrong especially in the financial world.

Nevermind, luckily we have wonderful group-mates here helping each other!

 

[Euqorab]

some RMs really should go 'back to school' giving false / wrong information to client is very wrong especially in the financial world.

Some are just well dressed salesmen

 

[royalmix]

some RMs really should go 'back to school' giving false / wrong information to client is very wrong especially in the financial world.

Be cautious about treating RM or staff statements as definitive facts.

This isn't because RMs are dishonest. Most are trying to help. But they are still human. They can misunderstand a product feature, rely on outdated information, interpret policies differently, or simply be unfamiliar with a specific scenario.

The lesson is simple: trust, but verify.

If an RM tells you something, treat it as a useful lead rather than the final answer. Check the T&Cs, product guides, online banking platform, official FAQs, and other available sources. If the issue is important, ask for the specific rule, clause, or documentation supporting the claim.

This isn't about distrusting RMs. It's about exercising basic due diligence. The person ultimately responsible for understanding and managing your banking arrangements is yourself.

A good RM can be very helpful. But no RM should replace independent verification, especially when the information is readily available from official sources.

 

[VacheronLim]

For account holders above age of 45, which product do you purchase to fulfill the criteria for insurance?

ManuProtect Term (II)? TermProtect?

 

[bladez87]

If you are willing to go down to branch to queue. And had a DBS account then probably yes

Can it be done online? I read that online has slightly lower rates but at 100k quantum, I doubt it is significant. Thanks

 

[reddevil0728]

Can it be done online? I read that online has slightly lower rates but at 100k quantum, I doubt it is significant. Thanks

I think is targeted for online.

 

[Euqorab]

Can it be done online? I read that online has slightly lower rates but at 100k quantum, I doubt it is significant. Thanks

Haven’t tried online
But the TNC says:


To qualify for the Promotion, Customers must:

a) Register for this Promotion at Branches during Promotion Period and indicate the amount in SGD dollars only (“Participating Amount”) and the retail Deposit Account (“Participating Account”) to be earmarked in this Promotion. If the Participating Account is a joint account type, only one of the account holders is eligible to participate.

 

[yiwei]

Can it be done online? I read that online has slightly lower rates but at 100k quantum, I doubt it is significant. Thanks

if full 90days is slightly less than $30 sgd, see how you value your time.

Haven’t tried online
But the TNC says:


To qualify for the Promotion, Customers must:

a) Register for this Promotion at Branches during Promotion Period and indicate the amount in SGD dollars only (“Participating Amount”) and the retail Deposit Account (“Participating Account”) to be earmarked in this Promotion. If the Participating Account is a joint account type, only one of the account holders is eligible to participate.

got 2 kinds, one online and the other one at branches.
online is 1.38%, targeted
branch anyone also can, currently at 1.50%

 

[Euqorab]

if full 90days is slightly less than $30 sgd, see how you value your time.



got 2 kinds, one online and the other one at branches.
online is 1.38%, targeted
branch anyone also can, currently at 1.50%

Thanks
I wasn’t targeted so I doing branch
Still new here thanks!

 

[maumu]

my invest counter has reached 12/12 this month... time to look at new one to buy.

just curious which of these two do you guys pick? UT ETF or digiportfolio? I already have the Amova ETF and SaveUp digiportfolio...

is ABF a good / popular choice to unlock the category? it looks like a stable (low-volatile) ETF with somewhat low fees (0.25%)

 

[reddevil0728]

my invest counter has reached 12/12 this month... time to look at new one to buy.

just curious which of these two do you guys pick? UT ETF or digiportfolio? I already have the Amova ETF and SaveUp digiportfolio...

is ABF a good / popular choice to unlock the category? it looks like a stable (low-volatile) ETF with somewhat low fees (0.25%)

If you willing to do a little more work, go for the cheapest fee.

if you want to buy n forget, go for the one with the least volatility lor.

if want to buy n treat as investment, then need to do some research and also your bet lor

 

[sglandscape]

my invest counter has reached 12/12 this month... time to look at new one to buy.

just curious which of these two do you guys pick? UT ETF or digiportfolio? I already have the Amova ETF and SaveUp digiportfolio...

is ABF a good / popular choice to unlock the category? it looks like a stable (low-volatile) ETF with somewhat low fees (0.25%)

Buy bond fund, RSP, min 500. But if you want to capture upside then best to buy an global index type of fund which should make more money in the long term.

 

[chiokcc]

my invest counter has reached 12/12 this month... time to look at new one to buy.

just curious which of these two do you guys pick? UT ETF or digiportfolio? I already have the Amova ETF and SaveUp digiportfolio...

is ABF a good / popular choice to unlock the category? it looks like a stable (low-volatile) ETF with somewhat low fees (0.25%)

May I know how does the "SaveUp digiportfolio" work?

 

[maumu]

May I know how does the "SaveUp digiportfolio" work?

oh it's pretty straightforward. it's their lowest-risk fund which you can RSP $100 a month just like some of the UTs.