DBS changed its Mutiplier plan

ekardo

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does it take at least 2 days for salary tranfer/paylah to be reflected in the app ?

and for Insure and Invest will takes even longer?
 

Mickey01

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hello folks, can I check I subscribe the ABF Singapore last month and I have received some UTCA UTCA-ABF Singap ETF Rfd this month

Although it just a few cents, but want to understand how come there is some refund?
the min board lot for ETF is 1. So the RSP units purchased in always in whole numbers. You can check the details in the eAdvice/hard copy transaction statement.
Refund = (RSP $ - Sales Charge) - (NAV $ * number of units purchased)
 

lancer6238

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Has anyone tried this: https://www.dbs.com.sg/personal/promotion/salary

I know it's possible to send money to a bank account with the code "SAL", but the T&C states "Transactions which originate from and/or are credited by an individual or natural person will not be eligible for the promotion." Has anyone tried sending from their own bank account and have it be recognized as fulfilling the salary criteria?
 

ThreeSteps

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It seems that the bank have finally upload the t&cs at the official website (they should have done it on 10Jul) :
https://www.posb.com.sg/personal/casa-campaigns-landing.page
Any questions ? => refer to t&c : https://www.posb.com.sg/iwov-resour...sa-campaign-at-branches-10jul-to-6aug2026.pdf

dbs/posb branch Casa promo 1.5% (Promotion period: 10 Jul 2026 to 6 Aug 2026):
Registration window 1 > 10 Jul – 23 Jul 2026 (Earmark release date 10 Oct 2026)
Registration window 2 > 24 Jul – 6 Aug 2026 (Earmark release date 24 Oct 2026)
*Bonus interest is normally calculated from actual Registration date up to & including the t&cs Earmark Release date
*no invite required, just visit any dbs/posb branch or Treasures centres
 

royalmix

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Has anyone tried this: https://www.dbs.com.sg/personal/promotion/salary

I know it's possible to send money to a bank account with the code "SAL", but the T&C states "Transactions which originate from and/or are credited by an individual or natural person will not be eligible for the promotion." Has anyone tried sending from their own bank account and have it be recognized as fulfilling the salary criteria?
To get extra reward, the tnc is usually more stringent. You have to register, imply they will check, then u need to wait for 4 successful credits and 2 mths later to get it.
 

Mickey01

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Has anyone tried this: https://www.dbs.com.sg/personal/promotion/salary

I know it's possible to send money to a bank account with the code "SAL", but the T&C states "Transactions which originate from and/or are credited by an individual or natural person will not be eligible for the promotion." Has anyone tried sending from their own bank account and have it be recognized as fulfilling the salary criteria?
This type of promotion (for most banks) usually very strict. You got to "work" to get the reward. But then there are some who did not stick strictly to the terms and conditions for salary credit and then call CSO to enquire "why no reward" :)
 

royalmix

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With an aging population, our friendly neighbourhood branches exist to serve uncles/aunties making the "best banking" within their reach. Uncles/aunties have been walking into the branches to place FDs, the staff tell them there is a better offer which is also more secure. It has been there for almost 2 years now.

Recently the bank put up the tnc here: https://www.posb.com.sg/personal/casa-campaigns-landing.page

This mth, maybe got "new staff", put the latest tnc here : https://www.posb.com.sg/iwov-resour...sa-campaign-at-branches-10jul-to-6aug2026.pdf

We multiplier account holders also like it, all the sharing in the multiplier thread.

Thanks to the uncles/aunties, we also get to enjoy the promos! :love:

Oops, got "bank rep in this forum"? :unsure:

I posted above on Friday, by Sunday midday, someone found the new tnc merged into the original site! 🤫
 

ThreeSteps

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yea typo 27/7

not sure if we can start new cycle
In the absence of anyone providing you with a specific answer, maybe just read the below suggestion.

*fact: Bonus interest is normally calculated from actual Registration date up to & including the t&cs Earmark Release date (refer to your Registration form).
* suggestion: for normal or busy people, no overlap => no controversies => less worries
 

royalmix

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yea typo 27/7

not sure if we can start new cycle
Every end of cycle, the bank always release the funds 2-3 days earlier. There will always be people asking this same question.

Some went ahead to try, so long the branch allows you to apply, you can proceed at your own risk.

Those who successfully applied in the past, they are not sharing the outcome: good but they dun want you to share the gain, bad they will also keep quiet. So if you want to sleep well and not be kancheong spider when interest credit is due, follow the rules; if you want to gain 2-3 days more of interest then take the risk. Good luck.

(if bank rep is reading this too! :ROFLMAO:, the bank branches have double standards - some dun allow customers to apply before due date! )
 

mrcullen

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Every end of cycle, the bank always release the funds 2-3 days earlier. There will always be people asking this same question.

Some went ahead to try, so long the branch allows you to apply, you can proceed at your own risk.

Those who successfully applied in the past, they are not sharing the outcome: good but they dun want you to share the gain, bad they will also keep quiet. So if you want to sleep well and not be kancheong spider when interest credit is due, follow the rules; if you want to gain 2-3 days more of interest then take the risk. Good luck.

(if bank rep is reading this too! :ROFLMAO:, the bank branches have double standards - some dun allow customers to apply before due date! )
thanks for all the replies received. Just a thought in mind that prompt me to think out loud in my prev msg.

Interesting to know on the double standard. Actually i am more keen to know if fund is released, can i register first at branch to start after tnc earmarked date.

Branch q is quite long at times.

Just a thought, no confirmation required. :)
 

royalmix

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thanks for all the replies received. Just a thought in mind that prompt me to think out loud in my prev msg.

Interesting to know on the double standard. Actually i am more keen to know if fund is released, can i register first at branch to start after tnc earmarked date.

Branch q is quite long at times.

Just a thought, no confirmation required. :)
I shared this before in this thread.

Once I went with my sibling to apply for "renewal", but mine only mature today. So I asked the question, can I apply today or post date my application to tomorrow so I need not come again tomorrow. The staff said cannot, must apply same day!

Since now we know branches got double standards, you might want to try with another branch, see if there is double standards on this! :LOL: Hey! DBS Rep, pls take note on this too!
 

a4973

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I shared this before in this thread.

Once I went with my sibling to apply for "renewal", but mine only mature today. So I asked the question, can I apply today or post date my application to tomorrow so I need not come again tomorrow. The staff said cannot, must apply same day!

Since now we know branches got double standards, you might want to try with another branch, see if there is double standards on this! :LOL: Hey! DBS Rep, pls take note on this too!
So to clarify your situation. You were told to come back on Maturity Date +1 not on Maturity Date itself? Thank you
 
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