DBS changed its Mutiplier plan

[ThreeSteps]

how about those of us who're currently 'locked in' for the current cycles?

This new 12-mth casa promo - Registration window: 24 Sep–31 Oct 2026
likely they will roll out the next similar promo in early Nov2026, early Jan2027.......

And not to forget the existing 3-mth casa promo which they might continue to roll out with higher & higher interest rates for those who prefer 3 mths earmark period.

 

[tehhalia]

new CASA Savings Loyalty Program :
https://www.posb.com.sg/personal/casa-campaigns-landing.page
Registration window: 24 Sep–31 Oct 2026 (Earmark release date 30 Sep 2027) - about 12 mths
*no invite required, just visit any DBS/POSB branches or Treasures Centres

Refer to t&cs - point#6 Table 1 for the BI interest rates:
(Sep–Dec2026 1.5%, Jan-Mar2027 1.68%, Apr-Jun2027 1.88%, Jul-Sep2027 2.08%), interest payable quarterly
t&cs : https://www.posb.com.sg/iwov-resour...avings-loyalty-program-24sep-to-31oct2026.pdf

thanks for sharing

 

[maumu]

sian, those who joined the recent cycle need to withdraw and lugi the interest already earned...

 

[maumu]

This new 12-mth casa promo - Registration window: 24 Sep–31 Oct 2026
likely they will roll out the next similar promo in early Nov2026, early Jan2027.......

And not to forget the existing 3-mth casa promo which they might continue to roll out with higher & higher interest rates for those who prefer 3 mths earmark period.

do u think they'll repeat this 12-mth promo with better (or same) rates in the coming months? mine is locked until Feb 27 maybe by then no more already. not sure if this is some one-time promo or recurring like the original casa promo.

... they may stop the 3-mth casa (or 6-mth my case) promo.

 

[tehhalia]

Mine releasing in last week of October so should be able to make it before 31 Oct deadline.

certainly hope DBS introduce new tranches, this is attractive for savers who don’t mind longer term earmark. Better still hope they introduce a new tranches from 1 Nov.

 

[AlvinDj]

new CASA Savings Loyalty Program :
https://www.posb.com.sg/personal/casa-campaigns-landing.page
Registration window: 24 Sep–31 Oct 2026 (Earmark release date 30 Sep 2027) - about 12 mths
*no invite required, just visit any DBS/POSB branches or Treasures Centres

Refer to t&cs - point#6 Table 1 for the BI interest rates:
(Sep–Dec2026 1.5%, Jan-Mar2027 1.68%, Apr-Jun2027 1.88%, Jul-Sep2027 2.08%), interest payable quarterly
t&cs : https://www.posb.com.sg/iwov-resour...avings-loyalty-program-24sep-to-31oct2026.pdf

So for approx. 372 days (from today), assuming park all the way, the blended EIR would be 1.78%

 

[a4973]

So for approx. 352 days, assuming park all the way, the blended EIR would be 1.796%

Take note the cap is only $50k and not $100k like the usual 3months CASA Earmark we have been doing..

Best scenario would be $50k to park for this 12m CASA Earmark to maximize the cap, and the other $50k park in the usual 3m CASA Earmark to achieve a total of $100k for Multiplier combo

Think you see wrongly. The cap is 50 mil not 50k

 

[AlvinDj]

Think you see wrongly. The cap is 50 mil not 50k

oops my bad!

 

[devion]

Is the longer ear mark good? I see this is risker to have your money locked in for longer period. Imagine if it is a Multiplier account u use to ear mark. Along the way, interest drop for Multiplier, then u have to accept it unless u forgo all the CASA interest to cash out earlier.

 

[a4973]

Is the longer ear mark good? I see this is risker to have your money locked in for longer period. Imagine if it is a Multiplier account u use to ear mark. Along the way, interest drop for Multiplier, then u have to accept it unless u forgo all the CASA interest to cash out earlier.

The payouts are in stages so if can clear each stage can get each stage's payout

 

[maumu]

Is the longer ear mark good? I see this is risker to have your money locked in for longer period. Imagine if it is a Multiplier account u use to ear mark. Along the way, interest drop for Multiplier, then u have to accept it unless u forgo all the CASA interest to cash out earlier.

it's paid out quarterly so it's not bad, tbh.

too bad I'd already committed to 6-mth 1.5% previously and it has been a month... until Feb 27. well, hopefully by then the promo will still be there or if there're better rates by then.

 

[Panerex]

new CASA Savings Loyalty Program :
https://www.posb.com.sg/personal/casa-campaigns-landing.page
Registration window: 24 Sep–31 Oct 2026 (Earmark release date 30 Sep 2027) - about 12 mths
*no invite required, just visit any DBS/POSB branches or Treasures Centres

Refer to t&cs - point#6 Table 1 for the BI interest rates:
(Sep–Dec2026 1.5%, Jan-Mar2027 1.68%, Apr-Jun2027 1.88%, Jul-Sep2027 2.08%), interest payable quarterly
t&cs : https://www.posb.com.sg/iwov-resour...avings-loyalty-program-24sep-to-31oct2026.pdf

if I sign up for this on 28 September 2026, will the funds still be unmarked in end September 2027?

 

[Panerex]

Is the longer ear mark good? I see this is risker to have your money locked in for longer period. Imagine if it is a Multiplier account u use to ear mark. Along the way, interest drop for Multiplier, then u have to accept it unless u forgo all the CASA interest to cash out earlier.

if this happens, can I wait until I received the next quarterly bonus interest, before requesting to un-earmark and withdraw?

And then, roll into the new revised higher program?

 

[Panerex]

I feel, since the expectation is for interest rate to go up, I am thinking of signing up for the current (if it is still there) 3-months program, and then wait till next year to sign up for a new 1-year program (assuming that there will be).

 

[Panerex]

https://www.posb.com.sg/personal/casa-campaigns-landing.page (note: new t&c file uploaded 3 – 3:30 pm 10Sep)
t&cs : https://www.posb.com.sg/iwov-resour...sa-campaign-at-branches-10sep-to-7oct2026.pdf

dbs/posb branch casa promo - 1.50% p.a. for 3 months CASA Gating Promotion (Promotion period from 10 Sep 2026 to 7 Oct 2026)
Registration window #1 : 10 Sep – 23 Sep 2026 (Earmark release date 12 Dec 2026)
Registration window #2 : 24 Sep – 7 Oct 2026 (Earmark release date 19 Dec 2026)
*no invite required, just visit any DBS/POSB branches or Treasures Centres

Anyone knows if this is still valid?

 

[ThreeSteps]

Anyone knows if this is still valid?

Still valid, have not heard any news about changes to this one.
dbs/posb branch casa promo - 1.50% p.a. for 3 months
Registration window #2 : 24 Sep – 7 Oct 2026 (Earmark release date 19 Dec 2026)

 

[ThreeSteps]

if I sign up for this on 28 September 2026, will the funds still be unmarked in end September 2027?

Everyone who register during the same Registration Window will have the same fixed Earmark release date
But interest calculation start from each individual's actual Registration date.

 

[ThreeSteps]

the 12M CASA Savings Loyalty Program:
Anyone who harbour thoughts of withdrawing during the 12-mth Earmark period should take note of these points :
t&cs point#6 Table 1 columns “Bonus Interest Period” and “Bonus interest paid by”.
t&cs point#7.……..Should Customers choose to utilize or withdraw the Earmarked Amount for any reason before the expiry of the Earmark Period, such actions will be deemed as a withdrawal from the Promotion and all bonus interest accrued that has yet to be paid will be forfeited in its entirety and strictly no appeals will be entertained regarding this scenario.

 

[tehhalia]

the 12M CASA Savings Loyalty Program:
Anyone who harbour thoughts of withdrawing during the 12-mth Earmark period should take note of these points :
t&cs point#6 Table 1 columns “Bonus Interest Period” and “Bonus interest paid by”.
t&cs point#7.……..Should Customers choose to utilize or withdraw the Earmarked Amount for any reason before the expiry of the Earmark Period, such actions will be deemed as a withdrawal from the Promotion and all bonus interest accrued that has yet to be paid will be forfeited in its entirety and strictly no appeals will be entertained regarding this scenario.

i think this is pretty fair already considering interest is paid out once every 3 months, like for example you hold for about 7 months already bagged 6 months of interest

in regular 1-year FD, most of the time you forfeit the entire interest for early termination and get back your capital only.

 

[WoShiPro]

I think can sign up. If int raise and after the period bonus credited terminate and move funds to higher int acc.