DBS changed its Mutiplier plan

[sglandscape]

I think can sign up. If int raise and after the period bonus credited terminate and move funds to higher int acc.

The last quarter is more than 2% which seems reasonable. Vested!

 

[sglandscape]

Is the longer ear mark good? I see this is risker to have your money locked in for longer period. Imagine if it is a Multiplier account u use to ear mark. Along the way, interest drop for Multiplier, then u have to accept it unless u forgo all the CASA interest to cash out earlier.

That's if you stack, even if not stacking it's a great rate, not how I'll think about locking in for 1 year.

 

[lancer6238]

I assume the 12-month CASA is also stackable with the Multiplier interest, just like the existing 3-month CASA?

 

[sglandscape]

I assume the 12-month CASA is also stackable with the Multiplier interest, just like the existing 3-month CASA?

No reason why cannot, just they can change Multiplier rate anytime.

 

[yiron]

My current earmark expires 24 Oct. The 12 month CASA is tempting, though undecided if I should wait out till 1 Nov given the upward pressure on rates.

 

[tehhalia]

My current earmark expires 24 Oct. The 12 month CASA is tempting, though undecided if I should wait out till 1 Nov given the upward pressure on rates.

speaking of which I wonder for the 3 month CASAs so far, when do they announce the next 3-month CASA. Like 1-2 days before.

mine also the 24 Oct batch but not sure if they will roll out another 1-year casa. Dilemma.

 

[shengliang1981]

I registered for CASA promotion in early July and the earmark release date indicated in the tnc is 29 Sep 2026 but the earmark has already been released today.

When can I start to register for the new 12 month CASA promotion? Is it tomorrow (29 Sep) or the following day (30 Sep)? Thanks.

 

[sglandscape]

I registered for CASA promotion in early July and the earmark release date indicated in the tnc is 29 Sep 2026 but the earmark has already been released today.

When can I start to register for the new 12 month CASA promotion? Is it tomorrow (29 Sep) or the following day (30 Sep)? Thanks.

To be safe 30 Sep if you want to follow the tnc to the dot, but otherwise otheese have reported back 29 Sep is likely ok too.

 

[sglandscape]

speaking of which I wonder for the 3 month CASAs so far, when do they announce the next 3-month CASA. Like 1-2 days before.

mine also the 24 Oct batch but not sure if they will roll out another 1-year casa. Dilemma.

I thought they have the 3M still being offered ending on 7 Oct. I didn't want to lock in for so long, so decided to do 3M instead.

 

[Squaredot]

CASA bonus interest 1.5% credited
(Registration from 14 May to 11 June 2026)

 

[Euqorab]

wa this looks good, can save all the trips & queueing to combo with multiplier
bonus paid quarterly with 1 mth wait, forfeiture of unpaid bonus incase of emergency withdrawal

That’s what I am looking for
Will probably make a trip down next week
Save of the hassle from keep going down every quarter

 

[Euqorab]

I read some posts sharing want to wait for higher interest rates instead of locking for one year

I am not sure the origin of CASA promotion (late to the game) but I am scared they might nerf it when the higher interest rates become a norm again, so much so that they rely on other mechanisms like increase main multiplier tiered interests or even FD interests rates? So for me personally I try to lock for one year…

If really there will be higher interest rates for future 3-month or even 6-month (I just read from guru @maumu post that there was one two promotions ago), I guess not harm to withdraw at the end of any Periods under the 12-month promotion, and sign up for the shorter duration promotion… but best is I strike lottery then I can start another tranche without premature withdrawal…

 

[chiokcc]

If your intention is to leave $100k in Multiplier to earn the bonus interest, this $100k is as good as being "locked" .... might as well join the 12mth CASA earmark to earn additional interest ....

 

[Euqorab]

If your intention is to leave $100k in Multiplier to earn the bonus interest, this $100k is as good as being "locked" .... might as well join the 12mth CASA earmark to earn additional interest ....

Talking about the hopes that CASA promotion will see higher interest rates in future… hence my thoughts posted above…

I am in for 12-month CASA

 

[Devilsire]

If your intention is to leave $100k in Multiplier to earn the bonus interest, this $100k is as good as being "locked" .... might as well join the 12mth CASA earmark to earn additional interest ....

yes, basically whatever casa is already bonus
the only consideration are incase of any significant change in multiplier, or FOMO increased Casa rate... of which one may withdraw from the 12mth promo lockin at any quarterly interval with a month wait

 

[chiokcc]

You can never predict accurately which way interest rate will end up ... we all agree the general tend is up, but how much is high enough?

I will take the FOMO approach as I have some reserve to "invest" if there are better rates elsewhere .....

 

[purplecloud9]

What monthly investment do you guys buy to fulfill the invest category?

 

[reddevil0728]

What monthly investment do you guys buy to fulfill the invest category?

the one with the lowest fee

 

[laladuck]

If your intention is to leave $100k in Multiplier to earn the bonus interest, this $100k is as good as being "locked" .... might as well join the 12mth CASA earmark to earn additional interest ....

I have registered for 12M CASA today. First in the queue and done in 10 mins.

To terminate early, one will need to go to the branch. Funds will take 2 days to be released.

 

[sglandscape]

I have registered for 12M CASA today. First in the queue and done in 10 mins.

To terminate early, one will need to go to the branch. Funds will take 2 days to be released.

The rates step up every 3 months, unless rates go way beyond 2.1% might not be worth while especially if it's for the first 100k.