DBS digiportfolio

[dappermen]

But better dont add more bonds now
As US fed is cutting back on its purchase…

 

[skpuppy]

I used to do robo but stopped after I watched this video. Actually it is very true. Don’t waste time on bonds also. Cpf and Singapore saving bonds are already good for defensive. Cpf is a baojiak (maoshanwang) scheme that beats bonds. Why do bonds?

 

[dappermen]

Cpf and Singapore saving bonds are already good for defensive. Cpf is a baojiak (maoshanwang) scheme that beats bonds. Why do bonds?

Very true, indeed!!! Why bonds is cos i thk at one time temasek retail bonds for all and ssb is so gd….

And cpf oa only has 2.5%

Hope cpf rates increases!!!

But some robos doesnt come w bonds


And times r bad now so better not

 

[Jirachi]

But better dont add more bonds now
As US fed is cutting back on its purchase…

The tapering rate is also a joke. But we will see how it pans out when mid November arrives.

 

[Jirachi]

I used to do robo but stopped after I watched this video. Actually it is very true. Don’t waste time on bonds also. Cpf and Singapore saving bonds are already good for defensive. Cpf is a baojiak (maoshanwang) scheme that beats bonds. Why do bonds?

Yes, agree with you. Bonds are no longer a thing, especially what the US fed did. I just go 100% equities on my portfolio.

 

[skpuppy]

The tapering rate is also a joke. But we will see how it pans out when mid November arrives.

You mean tapering is too slow?

 

[TehSi99]

Just for comparison. Anyone has better returns from Unit Trust compared to this DBS Digiportfolio?

 

[dappermen]

Just for comparison. Anyone has better returns from Unit Trust compared to this DBS Digiportfolio?

it dpends on the time frame too , any1 started with Feb 2021???

 

[ahboy82]

it dpends on the time frame too , any1 started with Feb 2021???

Moi gt 3 port folios with the oldest abt 2. 5 years ago, this one yields +15% per year

The other 2 are lesser than a year n yields abt 8 to 9% currently

 

[dappermen]

abt 8 to 9% currently

is tht 8 to 9% time wt ret.? Did u DCA? & Globl Eqties? highest risk?

i usu dont rsp or Dca but this time round in order to make my own Edwus PF stronger w ESG, i increased my ESG wtage so coming 9mths =10.69% simple ret
but if tWR=16.44%

@Ahboy069, 4 comparison of a robo whiich is coming to 3yr but Promised me u will Nt laugh @ me, i recenly wdraw it all...
it is a f**kg disgrace hence wdrawl!!!!!!!!!!!!!!!!!!!! an ultimate disgrace to hve such return aft stayin so long w it to keep trying & get it proven ; the TWR return is ONLY 45.9%...u shd quote in TWR

with the oldest abt 2. 5 years ago, this one yields +15% per year

Follow our ESG thread 4 beautiful updates pls....

@TehSi99
https://forums.hardwarezone.com.sg/...-robo-stocks-or.6476646/page-6#post-137635660@JetStorm shared his Funds ~ 4gotten did he DCA

9.17% -only 6 mth TWR

 

[JetStorm]

is tht 8 to 9% time wt ret.? Did u DCA? & Globl Eqties? highest risk?

i usu dont rsp or Dca but this time round in order to make my own Edwus PF stronger w ESG, i increased my ESG wtage so coming 9mths =10.69% simple ret
but if tWR=16.44%

@Ahboy069, 4 comparison of a robo whiich is coming to 3yr but Promised me u will Nt laugh @ me, i recenly wdraw it all...
it is a f**kg disgrace hence wdrawl!!!!!!!!!!!!!!!!!!!! an ultimate disgrace to hve such return aft stayin so long w it to keep trying & get it proven ; the TWR return is ONLY 45.9%...u shd quote in TWR





Follow our ESG thread 4 beautiful updates pls....

@TehSi99
https://forums.hardwarezone.com.sg/...-robo-stocks-or.6476646/page-6#post-137635660@JetStorm shared his Funds ~ 4gotten did he DCA

9.17% -only 6 mth TWR

ESG is monthly DCA coz using Cash. Core is yearly DCA coz using SRS.

 

[dappermen]

Core is yearly DCA coz using SRS.

oooh but ur Core hvent been a yr rite?

 

[JetStorm]

oooh but ur Core hvent been a yr rite?

Started in late Apr when I started the comparison loh. Jan 2022 will put in again.

 

[Leaden]

Subscribed since the start, in 2019.
Switched from risk 3 to 4 in oct 2020.
Stopped all top up since may 2021.

Global = +16.91%

Equity (78%)
US (39.20%) = +33.33%
Asia ex-japan (16.52%) = -0.30%
Europe (14.33%) = +3.48%
Japan (3.57%) = +8.72%
China (2.23%) = +7.36%
Gold (2.21%) = -4.19%

Bond (15%)
Global gov (1.1%) = -0.12%
Global corp (8.17%) = +1.29%
EM (6%) = +1.96%

Cash (7%)

 

[dappermen]

Global = +16.91%

So this is the time wt ret(twr) since day1 ie 2019 till now? 16.91%?
Or simple return (usu apps tend to quote in twr)

U r coming to 3yr too

I quote all in twr (unless otherwise stated) above

 

[Leaden]

So this is the time wt ret(twr) since day1 ie 2019 till now? 16.91%?
Or simple return (usu apps tend to quote in twr)

U r coming to 3yr too

I quote all in twr (unless otherwise stated) above

Technically, it just 1 year, since i have to close risk 3 and use the money to lump sum risk 4 on oct 2020.
Then i continue to top up every mth till May this year.
After I stopped topping up, it just keep accumulating then rebalancing, since dividends are kept within the portfolio.

I lost all the transactions for risk 3 after closing it. So, no idea what is the return since 2019.

 

[dappermen]

Technically, it just 1 year, since i have to close risk 3 and use the money to lump sum risk 4 on oct 2020.
Then i continue to top up every mth till May this year.
After I stopped topping up, it just keep accumulating then rebalancing, since dividends are kept within the portfolio.

I lost all the transactions for risk 3 after closing it. So, no idea what is the return since 2019.

sounds complicated to me

 

[dappermen]

Dbs nav planner Now, allows u to retrieve your Central Depository (CDP) Account data under Singapore Exchange (SGX) with a few simple clicks, giving you a better overview of your investments.


But better not cos i thk its gives dbs too much info on wat u r investing in cdp…unless u domt mind

 

[TehSi99]

Thinking to RSP unit trust to complement this Digiportfolio. Not putting anymore money into this Robo.

Any good unit trusts to recommend?

 

[dappermen]

Teh si
U shdnt b at here asking for
Coffee /uT ….here at this thread

If u can adapt to
Volatility : u can consider-
Allianz Income and Growth AM
https://forums.hardwarezone.com.sg/...ussion-thread.4313167/page-145#post-137872393