DBS digiportfolio

[reddevil0728]

Thanks. Pardon my suspicion, but how do I know?
Naqsaq's transaction table doesnt show any reinvested dividends, for two rebalances.
Is there any way to see when reinvestment takes place?

Do you have such deep mistrust about them not reinvesting the dividends?

 

[obverse]

Yes.
Because there are no details on when this happens and how it is allocated.
If it was selling this product, I'd be making a big deal about the benefits of compounding of dividend reinvestment - it is suspiciously absent; apart from a tiny bullet point that dividends are reinvested.

 

[tesarise]

Thanks. Pardon my suspicion, but how do I know?
Naqsaq's transaction table doesnt show any reinvested dividends, for two rebalances.
Is there any way to see when reinvestment takes place?

yes. ask naqsaq to clear the filter

 

[Okuhida]

Yes.
Because there are no details on when this happens and how it is allocated.
If it was selling this product, I'd be making a big deal about the benefits of compounding of dividend reinvestment - it is suspiciously absent; apart from a tiny bullet point that dividends are reinvested.

You can see when dividends are received in transaction history. They will naturally be reinvested at the next rebalancing date if not your cash holding will increase disproportionately and not according to their allocation.

 

[Transcendent]

anyone know if this is good? just pumped in 10k usd in fast n furious mode to try it out.

 

[ahboy82]

I am up 10+% after a year

 

[ryanKei212]

Hi, sorry I am new here. =)

Could I check whether anyone here has issues of viewing digiportfolio account on ibanking? I invested a lump sum there like six months ago and can happily see my performance goes up and down. But today when I check, my digiportfolio account was disappeared from my ibanking. On the webpage they say there was some technical issue and they are looking into it. Not sure if it was only me or everyone else got the same issue ? =(

Thank you.

 

[duststorm]

Hi, sorry I am new here. =)

Could I check whether anyone here has issues of viewing digiportfolio account on ibanking? I invested a lump sum there like six months ago and can happily see my performance goes up and down. But today when I check, my digiportfolio account was disappeared from my ibanking. On the webpage they say there was some technical issue and they are looking into it. Not sure if it was only me or everyone else got the same issue ? =(

Thank you.

i just logged in... can see mine

 

[Crimsom]

Hi, sorry I am new here. =)

Could I check whether anyone here has issues of viewing digiportfolio account on ibanking? I invested a lump sum there like six months ago and can happily see my performance goes up and down. But today when I check, my digiportfolio account was disappeared from my ibanking. On the webpage they say there was some technical issue and they are looking into it. Not sure if it was only me or everyone else got the same issue ? =(

Thank you.

Can see for mine too

 

[sansanjikikut]

0.75% fee will still be subjected to GST or am i reading it wrong?!

How are the fees on my portfolio calculated?
Fees are calculated based on the value of your portfolio at the end of each day. These daily fees are accumulated
over time, then deducted from the cash portion of your portfolio after the end of the calendar year or upon
closure of the account. You will see it in your transaction history as “DPS Management Fee”. Note that this fee will
be subject to GST.

according to point 3. in https://www.dbs.com.sg/ibanking/pdf/faq-retail.pdf

if thats the case it then its effectively a 0.8% fee right.

 

[Han Shot First]

0.75% fee will still be subjected to GST or am i reading it wrong?!

How are the fees on my portfolio calculated?
Fees are calculated based on the value of your portfolio at the end of each day. These daily fees are accumulated
over time, then deducted from the cash portion of your portfolio after the end of the calendar year or upon
closure of the account. You will see it in your transaction history as “DPS Management Fee”. Note that this fee will
be subject to GST.

according to point 3. in https://www.dbs.com.sg/ibanking/pdf/faq-retail.pdf

if thats the case it then its effectively a 0.8% fee right.

Yes, looks like the annual management fee for DBS digiPortfolio is really:
* 0.8025% (at current GST rate)
* 0.8175% (when PAP government increases GST to 9%)

Anyway the product is bought from a bank. And banks make money from their customers. Banks don't make money for their customers.

 

[sansanjikikut]

0.8% is a lot compared to the competition out there. But they claim to be hybrid robo and human

 

[Ictstudent21]

I am up 10+% after a year

Up 2% after 6 months

 

[sansanjikikut]

Up 2% after 6 months

Risk level? Asia Portfolio ?

 

[direbmem]

0.8% is a lot compared to the competition out there. But they claim to be hybrid robo and human

but the etfs they offer are not really available on other platforms right?

 

[reddevil0728]

but the etfs they offer are not really available on other platforms right?

If it’s an ETF, pretty sure other platforms can offer since it’s listed

 

[direbmem]

They can be bought off exchanges, but are there any roboadvisers based in SG offering the following ETFs as part of portfolio?

Xtrackers MSCI China UCITS ETF
iShares MSCI India Index ETF
NIKKO AM SGD INVESTMENT GRADE CORPORATE BOND ETF
NIKKO AM SINGAPORE STI ETF
NIKKOAM-STRAITSTRADING ASIA EX JAPAN REIT ETF
ABF SINGAPORE BOND INDEX FUND

 

[reddevil0728]

They can be bought off exchanges, but are there any roboadvisers based in SG offering the following ETFs as part of portfolio?

Xtrackers MSCI China UCITS ETF
iShares MSCI India Index ETF
NIKKO AM SGD INVESTMENT GRADE CORPORATE BOND ETF
NIKKO AM SINGAPORE STI ETF
NIKKOAM-STRAITSTRADING ASIA EX JAPAN REIT ETF
ABF SINGAPORE BOND INDEX FUND

The value prop for a roboadvisor is such that you don’t really have to care about what you buy, so does it matter whether other robo advisors offer such counters?

 

[IronMan123]

Asia portfolio

This one anybody bought? Asia portfolio. How's the return so far?

 

[sansanjikikut]

About same as what u get with invest saver for low risk.