DBS digiportfolio

[Ictstudent21]

Risk level? Asia Portfolio ?

Global Portfolio, Comfy Cruisin' (Risk Level 3)

 

[direbmem]

The value prop for a roboadvisor is such that you don’t really have to care about what you buy, so does it matter whether other robo advisors offer such counters?

This doesnt answer my question but ok...
i googled but i dont think i find a clear answer.
I am interested i what the robadvisor invests in, rather than a black box.

 

[Transcendent]

Q3 rebalancing coming in August.

 

[sansanjikikut]

Q3 rebalancing coming in August.

Good or bad news?

 

[s0crates]

I don't think it's rebalancing right, they just change allocation based on what the CIO view of the market is.

Q3 rebalancing coming in August.

 

[Transcendent]

it's just some tweaking of our holdings based on their market outlook.

 

[TehSi99]

Is this a good time to go in at risk level 4?

I am thinking market is near bottom or going bottom.

 

[reddevil0728]

Is this a good time to go in at risk level 4?

I am thinking market is near bottom or going bottom.

nobody will know what’s a good time. If people knows they will be making infinite profit.

If you think it is near bottom or going to bottom, then why not?

 

[Potato_Wedges]

Is this a good time to go in at risk level 4?

I am thinking market is near bottom or going bottom.

Anyone still using this service?

 

[Kojo0403]

Anyone still using this service?

Yea I am using it.

It’s good that the portfolio can be found in dbs mobile app and it’s easy to top up.
So i simply sweep my interest earned from multiplier account to the digiportfolio monthly.

 

[maumu]

is this decent? they having a promotion - cashback rebate on the 0.75%p.a. management fee for 6 months - so effectively 0% fee?

just wondering how they deduct the 0.75% - monthly or annually? what if i close it after 6 months?

all the indexes are chionging now also... not sure if it's the right time to go in.

 

[Kojo0403]

is this decent? they having a promotion - cashback rebate on the 0.75%p.a. management fee for 6 months - so effectively 0% fee?

just wondering how they deduct the 0.75% - monthly or annually? what if i close it after 6 months?

all the indexes are chionging now also... not sure if it's the right time to go in.

Good thing is they offer a diversified portfolio and auto rebalancing to match your risk profile and investment objective.
Very useful for someone who is just starting to invest or has not time to manage the portfolio or only have low capital to start.
Their Asia Portfolio is in SGD too.. hence no need to convert your currency to start investing and can get an update on your portfolio growth in SGD on a real time basis.
Personally vested in Asia Portfolio- next few decades Asia/ China should do well

 

[direbmem]

If only they allow DCA without the minimum $1000 upfront, I would invest

 

[maumu]

Good thing is they offer a diversified portfolio and auto rebalancing to match your risk profile and investment objective.
Very useful for someone who is just starting to invest or has not time to manage the portfolio or only have low capital to start.
Their Asia Portfolio is in SGD too.. hence no need to convert your currency to start investing and can get an update on your portfolio growth in SGD on a real time basis.
Personally vested in Asia Portfolio- next few decades Asia/ China should do well

thanks. yeah i'm exploring some passive products to park my cash... but at the same time don't want to go into higher risk ones.

actually, just wondering how many % of 'cash-assets' (savings, FDs, shares, bonds, UTs, etc.) is in investment is considered appropriate?

add: by the way, does buying this qualify as eligible transaction for multiplier?

 

[reddevil0728]

thanks. yeah i'm exploring some passive products to park my cash... but at the same time don't want to go into higher risk ones.

actually, just wondering how many % of 'cash-assets' (savings, FDs, shares, bonds, UTs, etc.) is in investment is considered appropriate?

Shares, bonds etc are cash assets???

 

[maumu]

Shares, bonds etc are cash assets???

referring to things that can be quickly encashed / buy with cash. so excludes things like house, insurance, etc.

 

[tyr9292]

referring to things that can be quickly encashed / buy with cash. so excludes things like house, insurance, etc.

I think the term you are looking for is liquid.... lol to call some of what you mentioned cash assets is not accurate even with the inverted commas, that’s why the other bro is confused.

 

[revhappy]

Can someone tell me how is their YTD performance? for both Asia & Global for the max risk?

 

[obverse]

I started investment in April; and my Asia Portfolio is +11.42%; Global is +12.61%. Nice - good performance.

The dividends payout is feeble: about 0.5% for each portfolio.

 

[CaptainWu]

Can someone tell me how is their YTD performance? for both Asia & Global for the max risk?

I think you can check historical performance when u add new goal. Unless we put in one lump sum beginning of the year and leave it untoched, otherwise the tracked performance will be time weighted one since most of the people are doing RSP.