DBS Vantage Card

hwmook · Sep 8, 2023

decibel. said:
Thanks bro so can only use the 1.5 mpd benefit but the one night usually can't use?

Can use if you travel overseas to Asia Pacific region. I just used it in HK, got SGD300+ value from it.

purplewave · Sep 15, 2023

I applied via iBanking and got approved after about 5 - 10 secs

Thai_Rak_Thai · Dec 17, 2023

Kfc2019 said:
I use the DBS Vantage cc as a general spending card, in addition to my UOB Prvi Miles Amex card.
UOB Prvi Miles Amex card offers 1.4 miles per dollar spent, and once I reach $50,000 spend within the membership year, I will receive 20,000 bonus miles and the annual fees will be waived.

When comparing to specialized rewards cards that offer higher mileage rates such as 4 or 6 miles per dollar spent, the DBS Vantage (1.5 miles) and UOB Prvi Miles Amex card (1.8 miles inclusive of bonus miles) will still stand out among other General spending credit cards.

I like both their annual fee waiver feature, once I reach $50,000 to $60,000 spend per membership year, I don't need to ask for any waiver.

Ultimately, the choice of the most suitable card depends on individual preferences and spending habits.

Similar to ocbc. Can get waiver for 50k spend. Seems reasonable

Kfc2019 · Dec 17, 2023

Thai_Rak_Thai said:
Similar to ocbc. Can get waiver for 50k spend. Seems reasonable

I thot DBS Vantage cc waiver is 60k, UOB Prvi Miles Amex cc is 50k

Wu-Han Clan · Dec 18, 2023

why everyone talking abt this card... citi prestige no gd ah????

reddevil0728 · Dec 18, 2023

Wu-Han Clan said:
why everyone talking abt this card... citi prestige no gd ah????

because this is the dbs vantage thread hence ppl talk about it what. if you want to talk about citi prestige then talk in that thread? or if dun have create 1?

Wu-Han Clan · Dec 18, 2023

reddevil0728 said:
because this is the dbs vantage thread hence ppl talk about it what. if you want to talk about citi prestige then talk in that thread? or if dun have create 1?

mayb i wasnt clear enough.... ppl tend to talk abt whats gd... so im asking becoz i might nt be understanding this card since this thread can hit 13 pages but i dont see the citi prestige thread at all....

ppl who sign up this card shld oso v likely considered the citi prestige since they are similar tier cards..... so im not asking to talk abt citi prestige... im asking wht is the best thing abt the dbs vantage tt draws so many ppl.... mayb is easier to understand nw...

Thai_Rak_Thai · Dec 20, 2023

Wu-Han Clan said:
why everyone talking abt this card... citi prestige no gd ah????

Maybe because this is a visa over the Citi Mastercard? or DBS just markets the advertisement more for Vantage

fredriv1929 · Dec 22, 2023

Thinking of cancelling CITI Prestige and applying for Vantage eventually - the Accor plus seems quite an attractive proposition with my intention to use for overseas hotel (esp Bangkok).

For Citi i got it previously due to the miles promotion but i'm already in my 2nd year although technically i could 'recover' the annual fee based on usage of lounges (PP unlimited) with like 16-17 visits / calendar year, clocking up enough via Citi Payall for limo ride and then the 25k miles points. But actually limo and the lounges are something i can do w/o or replace with cheaper options like GRAB/taxi, etc and there's also fee involved for Citipayall. Also due to my travel behavior i have yet to 'use' the 4th night free with Citi Prestige, and i also tend to go for value-for-money stays for hotels,

If with Accor plus seems i could recover the annual fee via the hotel stay and dining. 10 x PP is limited but also means i do not 'force' myself to lounge sometimes.

For OCBC voyage which i also thought of, the plaza premium lounge is significant less attractive which is a bumper.

Thai_Rak_Thai · Dec 22, 2023

fredriv1929 said:
Thinking of cancelling CITI Prestige and applying for Vantage eventually - the Accor plus seems quite an attractive proposition with my intention to use for overseas hotel (esp Bangkok).

For Citi i got it previously due to the miles promotion but i'm already in my 2nd year although technically i could 'recover' the annual fee based on usage of lounges (PP unlimited) with like 16-17 visits / calendar year, clocking up enough via Citi Payall for limo ride and then the 25k miles points. But actually limo and the lounges are something i can do w/o or replace with cheaper options like GRAB/taxi, etc and there's also fee involved for Citipayall. Also due to my travel behavior i have yet to 'use' the 4th night free with Citi Prestige, and i also tend to go for value-for-money stays for hotels,

If with Accor plus seems i could recover the annual fee via the hotel stay and dining. 10 x PP is limited but also means i do not 'force' myself to lounge sometimes.

For OCBC voyage which i also thought of, the plaza premium lounge is significant less attractive which is a bumper.

Citi doesn’t have $5 blocks for spending

fredriv1929 · Dec 23, 2023

Ohhh didn't know its in $5 earn block...

superzheny · Dec 26, 2023

Those with vantage card, understand website say spend 60k/year to get af waiver. How strict is dbs with this?

bo_tak_chek_bbfa · Dec 26, 2023

superzheny said:
Those with vantage card, understand website say spend 60k/year to get af waiver. How strict is dbs with this?

Base on what I see in the telegram group chat, quite strict apparently.

Extremme · Dec 27, 2023

I tink one of the peaks is also the free airport lounge which usually are offered for those premium cards?

reddevil0728 · Dec 27, 2023

Extremme said:
I tink one of the peaks is also the free airport lounge which usually are offered for those premium cards?

but there are other less premium cards that offer also

Extremme · Dec 27, 2023

reddevil0728 said:
but there are other less premium cards that offer also

yeah a handful only with no criteria and 1st year waiver

reddevil0728 · Dec 27, 2023

Extremme said:
yeah a handful only with no criteria and 1st year waiver

yea so doesn't make vantage special what

Thai_Rak_Thai · Jan 11, 2024

superzheny said:
Those with vantage card, understand website say spend 60k/year to get af waiver. How strict is dbs with this?

If i use ocbc as an example, they track the 60,000k spending the calendar year. in each monthly statement you get to see how much you’ve spend currently and how much more is required before the one year deadline.
So once I clocked the requirement my annual fee will be charged and reversed at anniversary month. And do note you don’t get the voyage points even though you qualify for the waiver

purplewave · Jan 31, 2024

superzheny said:
Those with vantage card, understand website say spend 60k/year to get af waiver. How strict is dbs with this?

automatically done, didn't even notice anything since they auto waived and reflected in the statement. I spent more than 100k the preceding year

superzheny · Feb 28, 2024

purplewave said:
automatically done, didn't even notice anything since they auto waived and reflected in the statement. I spent more than 100k the preceding year

I have since spent about 62k since getting the card in March 2023. However some of it are things like road tax, axs payments, hdb season parking, organisation membership fees etc.

Depending on how tight/loose I calculate that total amount, it could be either 1k-3k.

If possible I would like to not intentionally spend more on the vantage card just to hit 60k, rather channel it to a higher mpd card.

For the 60k annual spend, does dbs also have exclusions?

DBS Vantage Card

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