DBS Woman's MasterCard

aLpHa-Ev7

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Just checking. i have a supplementary card for DBS WMC. Does the first S$2,000 online retail spend every calendar month apply PER CARD or total for principal + supp holder?
 

invisible999

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1x and 9x points in the same statement

I have a simple question - is it possible to have online spend with Woman's card such a way that all points - 1x and consequent 9x will be appearing in the following statement?

If yes, would you provide example please in terms of dates of spent and dates of statement generated.
 

purpletoysmum

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If you spend on dbs wmc after your statement cut off date and the posted transactions are before or on the last day of the month, the 1x and 9x points will appear on the next statement.
 

invisible999

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If you spend on dbs wmc after your statement cut off date and the posted transactions are before or on the last day of the month, the 1x and 9x points will appear on the next statement.

So, as an example: if statement is generated on 1st day of the month and on 2nd day you made $2000 payment than the full amount of the point will appear on 16th of the next month and you will see it in the statement two weeks later.

In other words, it will take 2 month to see all points credited in the statement.


In contrary, if you want all your spend (1x and 9x) to appear on your next statement, than:

- your statement needs to be generated on 18th of every month
- your spend needs to be between 18th and the end of calendar month

Correct?
 

commonguy

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So, as an example: if statement is generated on 1st day of the month and on 2nd day you made $2000 payment than the full amount of the point will appear on 16th of the next month and you will see it in the statement two weeks later.

In other words, it will take 2 month to see all points credited in the statement.


In contrary, if you want all your spend (1x and 9x) to appear on your next statement, than:

- your statement needs to be generated on 18th of every month
- your spend needs to be between 18th and the end of calendar month

Correct?

No need to wait for statement for the 9x points. As soon as they are credited on the 16th, they can be used already.
 

purpletoysmum

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I think the question was about reflecting points in the statement not using them.



Including or excluding?

The transaction has to be POSTED on or before the last day INCLUDING the last day. Spending date and posting date are not the same. It may take some days to post after you spend. Generally 2 to 3 days but if you spend overseas it could take longer (unpredictable).
 

swordspirit

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possible if your statement day is after 15th of each month. say statement is 17th. So you spend 2k on 18th oct. the 9x points will be reflected on 15th Nov. When you receive your statement on 17th Nov, it will be the full 10x points.

Thus, only applicable for statement date during the period 16th to 30th, and spending has to be after the statement date every month. But considering that there may be delay in posting the points in statement, the earliest statement date shld be 17 or 18 bah.
 

Allen_C_Sharp

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Thus, if u wana see the 10x points on ur next statment within 1 month after ur transaction, just change the statement date to be 15th n only make transactions from 15-30th(must post by end of month) so as to see the 1x n 9x on ur next statement.
 

invisible999

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Thus, if u wana see the 10x points on ur next statment within 1 month after ur transaction, just change the statement date to be 15th n only make transactions from 15-30th(must post by end of month) so as to see the 1x n 9x on ur next statement.

I think statement generation date on 17th is the safest from this point.
 

the.guru

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What about refund transactions from merchants like Expedia.com.sg? Does DBS withdraw the extra 9x points the following month? Anyone has any experience? Or DBS allows you to keep the extra 9x points for refund transactions?

I know that once the refund is posted, the 1x points is withdrawn immediately.
 
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pcmdan

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unlike DBs live fresh which credit 3x almost immediately, am i right to say that Women card will only post the 9x on 16th of each month?
 

lcpteck

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What about refund transactions from merchants like Expedia.com.sg? Does DBS withdraw the extra 9x points the following month? Anyone has any experience? Or DBS allows you to keep the extra 9x points for refund transactions?

I know that once the refund is posted, the 1x points is withdrawn immediately.

Never had any withdrawn transactions but it would make sense for them to withdraw all x10 points.
 
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