Debt consolidation Plan

Status
Not open for further replies.
R

rickky83

Junior Member
Joined
Mar 26, 2008
Messages
32
Reaction score
0
Indeed Good news. Congrats bro. Happy for you.

Wish the rest of bro and sis applications are approve soon as well.

Everyone deserves a second chance. I'm pretty sure most of us will not f*** up again with those plastic card and loan.

Carlingford said:
Good News !

My DCP has been approved !
Click to expand...
 
T

Taurusmay

Junior Member
Joined
Feb 27, 2017
Messages
15
Reaction score
0
Hi bro and sis,

Just to share with you my scary experiences. I think some bro remember me when i wrote on this chat group here that i am a AA. My income has dropped due to bad economy and my total debt is 80k+. I hv nv a prblem paying min all this while when after HSBC trying to sell me this DCP. I applied and i was declined by HSBC for my first application. After that they sent me a letter stating my income has dropped and claimed that i hv over limit usage my unsecured credit facilities. For that they request me that either i pay up the over limt or take up their own debt relief plan and my card will be suspended. I hv no choice but to accept their plan and post out their form. This afternoon they call me they did not receive and force me to pay the overlimit sum. I feel so stress up.
 
C

Carlingford

Senior Member
Joined
Feb 21, 2017
Messages
796
Reaction score
0
Wah lan eh...U seek help from CCS ?

Taurusmay said:
Hi bro and sis,

Just to share with you my scary experiences. I think some bro remember me when i wrote on this chat group here that i am a AA. My income has dropped due to bad economy and my total debt is 80k+. I hv nv a prblem paying min all this while when after HSBC trying to sell me this DCP. I applied and i was declined by HSBC for my first application. After that they sent me a letter stating my income has dropped and claimed that i hv over limit usage my unsecured credit facilities. For that they request me that either i pay up the over limt or take up their own debt relief plan and my card will be suspended. I hv no choice but to accept their plan and post out their form. This afternoon they call me they did not receive and force me to pay the overlimit sum. I feel so stress up.
Click to expand...
HTTPS://restartingmylifeblog.wordpress.com/ HardwareZone Forums app
 
CeSaRiO

CeSaRiO

High Supremacy Member
Joined
Oct 6, 2004
Messages
27,866
Reaction score
30
Carlingford said:
I will update my blog tomorrow morning...don't know why i feel so relieved & so exhausted at the same time...after 3 rejections...(4 if u considered OCBC as they didn't even want to accept my application)


NOA: 70K
Loan: 104K (with 5% buffer)
DTI: 17.83 (with buffer), 16.97 (without buffer)
Tenor: 7 years
Other loan commitments: Car loan of $425 per month
CBS ratings: GG at point of application, DD midway through & HH as of DCP approved date.
HTTPS://restartingmylifeblog.wordpress.com/ HardwareZone Forums app
Click to expand...

At least HSBC is better than Citi..
 
C

Carlingford

Senior Member
Joined
Feb 21, 2017
Messages
796
Reaction score
0
Status
Not open for further replies.
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ Forums. Forum members and moderators are responsible for their own posts. Please refer to our Community Guidelines and Standards and Terms and Conditions for more information.
Top