Debt consolidation Plan

[Carlingford]

Yeah citi is fast. I submitted on a Monday then buang on Wednesday.

BOC not as fast lah...i submitted on a Tues & buang on the following Mon.

 

[melbourne10]

My HSBC in on Mon and they said 5-7 working days. Cross fingers lo what else can I do right zzz

 

[Louis81]

What income doc nd to submit to citi? NOA?

 

[Louis81]

Can anyone share the process by citi? After they call u whats next

 

[deadlockb]

What income doc nd to submit to citi? NOA?

Latest income documents (dated within last 3 months):
Latest computerized payslip; or
Latest Income Tax Notice of Assessment; or
Latest 12 months' CPF Contribution History Statement (only applicable for income earner of S$6,000 or less per month)

 

[Louis81]

Latest income documents (dated within last 3 months):
Latest computerized payslip; or
Latest Income Tax Notice of Assessment; or
Latest 12 months' CPF Contribution History Statement (only applicable for income earner of S$6,000 or less per month)

Either one will do?

 

[johnsonlock]

@ carlingford

I got rejected by UOB on 21st and applied with BOC on 23rd. So far no news from BOC. Did the loans officer call or you found out through the mail? Thanks.
If BOC falls through, I will try one last time with Stanchart. If that one also kena rejected, then I will give up on DCP. Tiring..

 

[nuah2002]

Can anyone share the process by citi? After they call u whats next

Dear Sir/Mdm,

Thank you for your interest in the Debt Consolidation Program (“Program”).

To apply for the Program, please let us have the following documents:

Completed and signed Debt Consolidation Plan application form

Copy of NRIC (front and back);

Latest Credit Bureau Report (www.creditbureau.com.sg )

Latest Income Documents

§ Latest Computerized payslip; or

§ Latest Income Tax Notice of Assessment; or

§ Latest 12 months’ CPF Contribution History Statement (only applicable for income earner of S$6,000 or less per month)

(www.citibank.com.sg/gcb/forms/credit_cards/cpf.htm)

Proof of Balances

§ Statements evidencing billed balances;

§ Charge slips or online statements evidencing unbilled balances;

§ Confirmation letter evidencing new balance transfers / loans; and/or

§ Any other relevant documents evidencing account information or balances.

If you have any Instalment (EPP) loan plans, please approach your bank for a confirmation letter with the unbilled balances of these instalment loans.

 

[deadlockb]

Can anyone share the process by citi? After they call u whats next

before u apply,
1.get ready with all statements( latest),and
2. if any installments,get letter from bank with unbilled installment amount.
other documents are as per normal.

 

[melbourne10]

They say screenshot is ok. But try to minimize screenshot. Makes it messy. Don't give them silly reason to reject application.

 

[deadlockb]

Either one will do?

i submitted payslips only.( last 2 months)

 

[deadlockb]

They say screenshot is ok. But try to minimize screenshot. Makes it messy. Don't give them silly reason to reject application.

i sent screen shot,they didnt accept, they asked the official letters from bank.

 

[Louis81]

They say screenshot is ok. But try to minimize screenshot. Makes it messy. Don't give them silly reason to reject application.

Ok, i guess application form is attached in their email

 

[Louis81]

Using NOA my income is 82700 and my insecured is 88000 is this more than 12 times monthly income

 

[melbourne10]

Using NOA my income is 82700 and my insecured is 88000 is this more than 12 times monthly income

Use form 8e if u have. Just generated or being generated now so more accurate.

 

[deadlockb]

Using NOA my income is 82700 and my insecured is 88000 is this more than 12 times monthly income

is this amount 88000 , reflected in statements ? if so, it should be fine.

 

[Louis81]

Applied for HSBC got rejected. Apply for citi on tue. Waiting for citi to call back.

 

[Louis81]

Existing customer w citi hopefully got better chance

 

[Carlingford]

Neither..I called up the call centre..I applied on 21 Feb & got to know of the rejection on 27 Feb.

@ carlingford

I got rejected by UOB on 21st and applied with BOC on 23rd. So far no news from BOC. Did the loans officer call or you found out through the mail? Thanks.
If BOC falls through, I will try one last time with Stanchart. If that one also kena rejected, then I will give up on DCP. Tiring..

 

[melbourne10]

Existing customer w citi hopefully got better chance

I am existing customer for > 5 years, FF credit rating, but buang