Debt consolidation Plan

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england234

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CeSaRiO said:
Well I certainly hoped so. Well, one thing I know is that suffering through the pile of debts taught me a good lesson about expenditure. Last time I don't feel like saving, now I'm dying to save money. Hope all these goes through and we can start our life afresh.
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yes i feel gt new life now after hsbc approved me..
need to save to study also cos under debt hor, education loan aso canot apply even though they say education not counted as unsecured credit facilities but the bank dun aprove de lor..see u owe so much liao
sianz..
 
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leong25

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I apply DBS since last 2 week. Required my income tax for 2 years etc. Just become self employed since July 2016. Don't know will approve anot?
My rating also just become HH during the recent month.
Loan around 50k plus with 8 years. Don't know will approve anot? Or maybe should shorten the Loan tenure
 
CeSaRiO

CeSaRiO

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england234 said:
yes i feel gt new life now after hsbc approved me..
need to save to study also cos under debt hor, education loan aso canot apply even though they say education not counted as unsecured credit facilities but the bank dun aprove de lor..see u owe so much liao
sianz..
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Oh well. Just make sure this same thing doesn't happen again.
 
CeSaRiO

CeSaRiO

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leong25 said:
I apply DBS since last 2 week. Required my income tax for 2 years etc. Just become self employed since July 2016. Don't know will approve anot?
My rating also just become HH during the recent month.
Loan around 50k plus with 8 years. Don't know will approve anot? Or maybe should shorten the Loan tenure
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Go for a shorter tenure for a higher success. Also better because the total payable interest rate is lower
 
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melbourne10

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Carlingford said:
Bro...Has HSBC given you their decision on your DCP application
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Nope. Tried calling the agent's direct line but never pick and didn't call back. Tmrw I bug them again.

I collating my docs for SCB now. Last try then will jump to DMP Liao.
 
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Carlingford

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How long has it been since u submitted the documents ? I will also sign up for the CCA talk Liao, but will still try probably DBS as last shot

melbourne10 said:
Nope. Tried calling the agent's direct line but never pick and didn't call back. Tmrw I bug them again.

I collating my docs for SCB now. Last try then will jump to DMP Liao.
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OngHuatHuat

OngHuatHuat

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melbourne10

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Carlingford said:
How long has it been since u submitted the documents ? I will also sign up for the CCA talk Liao, but will still try probably DBS as last shot
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App submitted 24/2, the agent called me 27/2 to confirm and tell me the loan tenor, monthly installment etc. I changed from 7 to 6 year tenor during the phone call. They said my docs in order so can proceed. Decision soonest will be within 5-7 days.

Today is Day 5.
 
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