Debt consolidation Plan

[chris_83]

Yup i hv cc with CIMB... i wanna give it a try if UOB rejected...

maybank, citibank, hsbc rejected before applying after knowing my cbs HZ

i read back the old post, i saw someone approved with hz. is it you hz due to dbs cashline became restructured loan?

 

[LosingHope]

i read back the old post, i saw someone approved with hz. is it you hz due to dbs cashline became restructured loan?

Yes my dbs cashline n cc is already suspended and under installment plan for 4 years... the rest all payment cycle AAA...

 

[chris_83]

Yes my dbs cashline n cc is already suspended and under installment plan for 4 years... the rest all payment cycle AAA...

i guess the hz will last 4 years. if you have time, you can read the old posts,i remember i saw few posts that people managed to get approved with hz, but i think due to insurance claim.

 

[LosingHope]

When you mention this, means i probably hv little hope?

i guess the hz will last 4 years. if you have time, you can read the old posts,i remember i saw few posts that people managed to get approved with hz, but i think due to insurance claim.

 

[chris_83]

When you mention this, means i probably hv little hope?

dont give up bro. i same as you. no one want to approve my dcp. we just try all the banks first and see what next step, repair credit score and try again or move to dmp?

 

[chris_83]

btw i may try again on jan 19, as my statements from ras really hard to get, this time I used two weeks to collect all and rhb charged 20 dollar for it. for jan 19, they will give me one time free one yr ras statement.

 

[LosingHope]

My application unsuccessful...
So sad but its okay...

i guess the hz will last 4 years. if you have time, you can read the old posts,i remember i saw few posts that people managed to get approved with hz, but i think due to insurance claim.

 

[chris_83]

My application unsuccessful...
So sad but its okay...

mine two banks no news and scb application got some problem...and dbs called me to apply...

bro what is ur next step? want to try dbs,boc and scb?

 

[LosingHope]

I try CIMB...
If still fail, i would just wait few months later... worst to worst i will try DMP.

mine two banks no news and scb application got some problem...and dbs called me to apply...

bro what is ur next step? want to try dbs,boc and scb?

 

[chris_83]

I try CIMB...
If still fail, i would just wait few months later... worst to worst i will try DMP.

cimb called me that day, asked me to apply cc first. wonder at this stage, they still approve cc for dcp candidate?

 

[chris_83]

does anyone here have citibank cso contact no and email address?

 

[chris_83]

just saw a free report generated by two banks...pray!!!

 

[chris_83]

just called two banks hotline,still in progress even though the free cbs report are generated. pray, hope got some good news, seems like im the only one left in forum to struggle with dcp.

 

[chris_83]

I try CIMB...
If still fail, i would just wait few months later... worst to worst i will try DMP.

hey bro, hows your application with cimb?

 

[reboot2018]

just called two banks hotline,still in progress even though the free cbs report are generated. pray, hope got some good news, seems like im the only one left in forum to struggle with dcp.

Have you try with Hong Leong Bank? Their interest rate may be the highest in market but their approval rate also high and very efficient too.

https://www.hlbank.com.sg/debt-consolidation-plan?gclid=EAIaIQobChMI05juv6Wr3gIVh5SPCh1AZQyrEAAYAiAAEgI6GfD_BwE

Hope this helps.

 

[chris_83]

Have you try with Hong Leong Bank? Their interest rate may be the highest in market but their approval rate also high and very efficient too.

https://www.hlbank.com.sg/debt-consolidation-plan?gclid=EAIaIQobChMI05juv6Wr3gIVh5SPCh1AZQyrEAAYAiAAEgI6GfD_BwE

Hope this helps.

called and rejected without submit. worst bank i ever tried.

 

[missymessy]

How do u know u have free reports?

just saw a free report generated by two banks...pray!!!

 

[chris_83]

How do u know u have free reports?

can log in crs to see. they will indicated you have free one and generated by which bank.

 

[chris_83]

How do u know u have free reports?

btw ur scb from applied till approved, took how many days?

 

[Aion99]

If your total debt is less than $100k and you got a job, then go for DRS. Benefit you than constantly begging the banks.

The monthly installment of $600 is 10% of your net salary (after 20% CPF deduction)? Do you have MoneyLenders debts? If you don't want public to know pls PM me. I am going to the same route as you, hope can get more advice.