Debt consolidation Plan

[Carlingford]

Bro how is your DBS application ??

BOC v aggressive even got setup stand at Tamps can apply there

 

[omorfiegoni]

Thanks Carlingfords, will sign up for e talk

Don't worry about that..I'm sure they will find a way to sort out your unsecured finances

 

[Carlingford]

I'll also be attending the talk on Monday. All the best to us

Thanks Carlingfords, will sign up for e talk

 

[Louis81]

Just one more trend that I noted on the successful applicants...They were all successful in their first attempt.

Yes. First time successful applicants. Hope I can be part of them. BOC

 

[Crazy12]

Rem dun apply 2 or 3 banks at the same time. I think ll affect the application

 

[goenitz33]

so HSBC takes very long to reply whether approved or not ?

meanwhile if we send to like BOC/DBS, all will get rejected due to multiple applications?

 

[Carlingford]

Better don't play punk in this instance..I was thinking of doing that at one point also

so HSBC takes very long to reply whether approved or not ?

meanwhile if we send to like BOC/DBS, all will get rejected due to multiple applications?

 

[multi]

so HSBC takes very long to reply whether approved or not ?

meanwhile if we send to like BOC/DBS, all will get rejected due to multiple applications?

Applied HSBC on 22/2/17. Today, CSO finally called. Good news, DCP approved. Tenure 5 years, will be based on Feb promo rate since submitted in Feb. Now, waiting for approval Dept to contact to go further.

Hopefully you guys get approval too.

Sent from LGE LG-H990 using GAGT

 

[melbourne10]

Applied HSBC on 22/2/17. Today, CSO finally called. Good news, DCP approved. Tenure 5 years, will be based on Feb promo rate since submitted in Feb. Now, waiting for approval Dept to contact to go further.

Hopefully you guys get approval too.

Sent from LGE LG-H990 using GAGT

Rating, and balance vs income? If you don't mind. Good as a gauge.

 

[aang1971]

Bro Aang or any bros can advice how long the dcp bank take to disburse funds to each bank? I understand on paper is 5 days. But actual practise is how long. Anyone had encountered before yet?

Mine within 10 working days

 

[melbourne10]

Better don't play punk in this instance..I was thinking of doing that at one point also

ABS site say only one at a time. Better not play punk.

 

[melbourne10]

so HSBC takes very long to reply whether approved or not ?

meanwhile if we send to like BOC/DBS, all will get rejected due to multiple applications?

HSBC's EIR is lowest so they are understandably overwhelmed.

 

[Carlingford]

Congrats ! Now got 5 approvals liao

Applied HSBC on 22/2/17. Today, CSO finally called. Good news, DCP approved. Tenure 5 years, will be based on Feb promo rate since submitted in Feb. Now, waiting for approval Dept to contact to go further.

Hopefully you guys get approval too.

Sent from LGE LG-H990 using GAGT

 

[melbourne10]

SCB sending out SMSes

<ADV> Free yourself from higher interest payments with Standard Chartered Debt Consolidation Plan, a credit facility that helps you consolidate all your credit card and unsecured loan balances into one account for easy repayment at a lower interest rate. To find out more, visit sc.com/sg/dcpform T&Cs apply. SMS NO to 77222 to unsub.

 

[multi]

Rating, and balance vs income? If you don't mind. Good as a gauge.

Rating: BB
Balance: $65k
Income: $45500

Hope it helps.

Sent from LGE LG-H990 using GAGT

 

[melbourne10]

EIR pretty standard

3 4.98% 9.55%
4 5.68% 10.64%
5 5.68% 10.48%
6 5.68% 10.34%
7 5.68% 10.20%

 

[melbourne10]

Rating: BB
Balance: $65k
Income: $45500

Hope it helps.

Sent from LGE LG-H990 using GAGT

Congrats buddy

 

[melbourne10]

Rating: BB
Balance: $65k
Income: $45500

Hope it helps.

Sent from LGE LG-H990 using GAGT

Anything reflected in your HSBC iBanking yet?

 

[Carlingford]

Didn't receive it..But would be quite cock if they sent to me now

SCB sending out SMSes

<ADV> Free yourself from higher interest payments with Standard Chartered Debt Consolidation Plan, a credit facility that helps you consolidate all your credit card and unsecured loan balances into one account for easy repayment at a lower interest rate. To find out more, visit sc.com/sg/dcpform T&Cs apply. SMS NO to 77222 to unsub.

 

[Carlingford]

Wah..Your CBS rating power..BB..I calculate debt income ratio at 17mths

Rating: BB
Balance: $65k
Income: $45500

Hope it helps.

Sent from LGE LG-H990 using GAGT