Debt consolidation Plan

[melbourne10]

1 month based on payslip.

K thanks for the info

 

[aang1971]

K thanks for the info

but agent said the limit may be lower, depending on the risk profile of the lender

1 month of pay is maximum

 

[melbourne10]

I finally reached a human... Hsbc main line. Left a message. Hope the CSO handling my application calls soon.

Just a thought - the guy who applied on 22/2 just got approval last evening, so those who applied same time as me (27-28/2) prolly have to wait a while more.

The Feb applicants should have the promo EIR of 7% but that one has to be confirmed by the approval team.

Fingers crossed, still crossed, shall remain crossed...

 

[melbourne10]

but agent said the limit may be lower, depending on the risk profile of the lender

1 month of pay is maximum

I see. Just checking la. Don't intend to use it, if my application is approved. Cash and debit card from now on.

 

[aang1971]

I see. Just checking la. Don't intend to use it, if my application is approved. Cash and debit card from now on.

i will use it for travel only, but will pump in cash before using

 

[Crazy12]

Yes, they will issue cashier order or transfer to your saving/current

your line of credit will be like current account...no interest paid, but cannot draw overdraft..so better just close it

I thought they ll close all you credit card accounts n credit line account? We still need to call n close?

 

[Louis81]

i will use it for travel only, but will pump in cash before using

Haha bro i guess u earn the most in this forum

 

[Louis81]

I thought they ll close all you credit card accounts n credit line account? We still need to call n close?

I believe is suspend. Close will be us instructing bank

 

[melbourne10]

I believe is suspend. Close will be us instructing bank

Yup the FI can only close your account when given instructions directly by the cardholder. Under normal circumstances.

 

[Crazy12]

Oh ok ok....

 

[Crazy12]

I think is 3% of approved loan

Just called BOC to check, they say by default is Taka vouchers. 2% of loan amt right ? How come u heard 3%

 

[Louis81]

Just called BOC to check, they say by default is Taka vouchers. 2% of loan amt right ? How come u heard 3%

See wrongly haha taka?

 

[melbourne10]

Just called BOC to check, they say by default is Taka vouchers. 2% of loan amt right ? How come u heard 3%

Initially was 3% - http://www.bankofchina.com/sg/bocinfo/bi2/201701/t20170124_8848412.html

Actually I should have tried BOC after Citi declined my application. Maybe might have gotten an outcome faster than HSBC.

 

[Louis81]

See wrongly haha taka?

Website is up to max 3%. Email is 2%

 

[Louis81]

Initially was 3% - http://www.bankofchina.com/sg/bocinfo/bi2/201701/t20170124_8848412.html

Actually I should have tried BOC after Citi declined my application. Maybe might have gotten an outcome faster than HSBC.

I not able to get dbs letter so gv up citi n turn to BOC

 

[Pika mianbao]

Have u guys recieved any letter from DBS to take up dcp? Wonder they send to all Cx or selected Cx?

 

[goenitz33]

Have u guys recieved any letter from DBS to take up dcp? Wonder they send to all Cx or selected Cx?

i did receive from DBS and BOC

 

[Carlingford]

Neither...I only received SMS & a phone call from HSBC so far

Have u guys recieved any letter from DBS to take up dcp? Wonder they send to all Cx or selected Cx?

 

[melbourne10]

I got SMS from Maybank, SCB, HSBC.

Citi was self contacted via the website.

Guess the local banks not interested in my patronage lol.

 

[deadlockb]

Quite good. Citi is offering fair price voucher now if I'm not wrong. But not publicised.

not received leh...from citi.