Debt consolidation Plan

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deadlockb

deadlockb

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melbourne10 said:
Suspended, cannot use. The DCP bank will upload the status into CBS and when the other banks get the info they will auto suspend.

The banks get the CBS info very quickly. Consumers get it 2 months behind, banks get it every month.
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My Application approved on 23rd and on 25th I received a message from HSBC that they suspended the all credit facilities following the approval of my DCP application. not sure, they may inform all the participating theu DC Registry etc.dont know. but very fast communication.
Today checked the CBS report and rating is AA.
 
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melbourne10

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deadlockb said:
My Application approved on 23rd and on 25th I received a message from HSBC that they suspended the all credit facilities following the approval of my DCP application. not sure, they may inform all the participating theu DC Registry etc.dont know. but very fast communication.
Today checked the CBS report and rating is AA.
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Eh what was it previously?
 
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Carlingford

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melbourne10 said:
Damn interesting. Rly wonder how they calculate it now.
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It's very strange....my score was 1747 as of 1 March 2017 (report request date), now is 1820..it's 5 points away from CC grading...and in between i got 2 rejections for DCP (BOC & SCB) and never make any bulk payment.
 
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deadlockb said:
My Application approved on 23rd and on 25th I received a message from HSBC that they suspended the all credit facilities following the approval of my DCP application. not sure, they may inform all the participating theu DC Registry etc.dont know. but very fast communication.
Today checked the CBS report and rating is AA.
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Yes, me too. Also received such message from HSBC via SMS.

Sent from LGE LG-H990 using GAGT
 
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melbourne10

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Carlingford said:
It's very strange....my score was 1747 as of 1 March 2017 (report request date), now is 1820..it's 5 points away from CC grading...and in between i got 2 rejections for DCP (BOC & SCB) and never make any bulk payment.
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Mine static at 1772 since Jan. You want to try Citi, since your rating is much improved? Call their number and ask if you can submit concurrent application.
 
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Carlingford

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melbourne10 said:
Mine static at 1772 since Jan. You want to try Citi, since your rating is much improved? Call their number and ask if you can submit concurrent application.
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Citi cannot leh...there is a letter which DBS die die also don't want to provide..and anyway my debt to income ratio is close to 18 months ...
 
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melbourne10

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Carlingford said:
Citi cannot leh...there is a letter which DBS die die also don't want to provide..and anyway my debt to income ratio is close to 18 months ...
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Oh you're the one having difficulty with DBS. Sigh. Think got another case here having difficulty with POSB also.
 
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Centralcoast

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deadlockb said:
My Application approved on 23rd and on 25th I received a message from HSBC that they suspended the all credit facilities following the approval of my DCP application. not sure, they may inform all the participating theu DC Registry etc.dont know. but very fast communication.
Today checked the CBS report and rating is AA.
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Care to share when did u submit the applications?
 
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Centralcoast

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melbourne10 said:
He did his in February
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Oic feel like calling up the sales agent today again to check haha the feeling is really indescribable . Some of them had it process fast while the others took so long.

I also did leave my contact at citi website but it's been weeks no one called me up. I guess there are too much customer to handle already
 
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Centralcoast

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Carlingford said:
Letter of unbilled balance for credit card installment purchases, DBS insist on Citi to refer to the breakdown of unbilled balance as provided at end of credit card statement.
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Breakdown as in principal and interest? As far as I know the outstanding amount reflected below is with interest
 
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Crazy12

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For BOC , if u can't get the letter, all u need is provide your outstanding and check with the bank how many % penalty for early settlement. Get their names also. I did it this way
 
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