Endowus Cash Smart

WoShiPro

WoShiPro

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1 month with Cash smart enhanced.

UOB Fund return 0%....
Lion Global return 0.11%

1 month XIRR 0.66%
 
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cassowary18

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Thinking of moving some money into Cash Smart Enhanced with the recent interest rate cuts...

How's the returns recently?
 
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cfleee

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cassowary18 said:
Thinking of moving some money into Cash Smart Enhanced with the recent interest rate cuts...

How's the returns recently?
Click to expand...

The dashboard is currently still projecting 1.6% to 1.9% after all fees.

They haven't generated the statement for Nov yet, but from the perf chart, simple return for Nov (end Nov vs end Oct) looks like about 0.12%. This doesn't include Endowus fee, etc.

Unfortunately I moved some cash around in Oct and don't have the time to fiddle with the numbers today so I don't have a direct comparison against Oct, but you could actually just go to FSMone or elsewhere and look at the underlying funds to get a sense.

https://secure.fundsupermart.com/fsm/funds/factsheet/370124/United-SGD-Fund-Cl-A-Acc-SGD
https://secure.fundsupermart.com/fs...s-LionGlobal-SGD-Enhanced-Liquidity-A-Acc-SGD (but in institutional class)

Chart from Endowus cashboard of past 1 month:

bpzseGA.png


Apart from Cash Smart Core and Enhanced, Fund Smart is also an option to get the mix of risk/return that you'd like.
 
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cfleee

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Looks more realistic now. It's nice that they can just tell people to input a new portfolio into Fund Smart, without having to wait for engineering time to make yet another "Cash Smart" variant with higher duration risk.
 
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Kojo0403

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GameTheory said:
Interesting, they launched another (ultra) version now
Click to expand...

Its pretty much moving up the ladder.. to generate incremental yield, they need to either increase the duration of underlying bond / maturity of underlying deposits/ notes or invest into lower investment grade bonds/notes.

higher risk - higher return.
 
kumokumo

kumokumo

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Bonds are not making money, equities seems to be the only one performing now.
 
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ice888

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Generated about 1% return since I jumped on their Cash Smart Enhanced portfolio in late July 2020.
 
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Shutterfly

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If anyone wants me to use their referral, can pm me. Preferrably let me know also how the portfolio has been performing for you. :s13:
 
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