Etiqa’s ELASTIQ and SAVE3?

[rockyy]

PM you max rebates offer, cheers

Do PM me all the max rebates available fm all the current programs. Thanks !

 

[bladez87]

Hi,
I just shared with you the latest rebates in this month via PM

Feel free to ask if any questions!

I am keen too

Sent from Xiaomi POCO F2 PRO using GAGT

 

[bappies7]

Hi,
I just shared with you the latest rebates in this month via PM

Feel free to ask if any questions!

Can shared with me also.
Thank you so much..

 

[oceanicmanta]

I am keen too

Sent from Xiaomi POCO F2 PRO using GAGT

aiyo .. there is no secret

promo can be found here

https://www.policypal.com/endowment-plans/flow/tiq/elastiq

up to $30 in cash rebate if buy thru PolicyPal

also Referrer gets $10 cash but Referee gets credits only

dont fall for click bait and fishermen

 

[Hwsemb]

Compared my yesterday and today Ad-Hoc Top-Up balance, and noticed the interest rate is around 1.769% p.a. (probably due to rounding?)

For the initial premium, earning 1.788% p.a (should compound to 1.8%).


*******
Update 10 Sep 2020: Ad-Hoc Top-Up balance's interest earned for yesterday was around 1.815%

 

[chopra]

pls pm me tks

Sent from Samseng GAAAGEEPEE using GAGT

 

[pawn_king]

policypal says tranche closed

any other promos for elastiq?

 

[oceanicmanta]

policypal says tranche closed

any other promos for elastiq?

dont seem to have promos now .. but still can buy directly

 

[Utonian]

think they might not allow new sign up soon. those interested to lock in the good rates better sign up..

just try to click buy on tiq website got a pop up "Please note that ELASTIQ has limited availability."

 

[luvpraline]

For those who have a few Etiqa saving plans, in particular eEasy Save, do you only include your initial premium in the 100k PPF limit? Or is it better to use the guaranteed or non-guaranteed maturity value?

 

[bladez87]

aiyo .. there is no secret

promo can be found here

https://www.policypal.com/endowment-plans/flow/tiq/elastiq

up to $30 in cash rebate if buy thru PolicyPal

also Referrer gets $10 cash but Referee gets credits only

dont fall for click bait and fishermen

what is the difference between the credits and cash?

 

[oceanicmanta]

For those who have a few Etiqa saving plans, in particular eEasy Save, do you only include your initial premium in the 100k PPF limit? Or is it better to use the guaranteed or non-guaranteed maturity value?

recap: PPF protection looks at "guaranteed surrender value at the point of failure"

the products have different maturity

for simplicity, I just look at total premiums paid & not exceed 100k across all such Etiqa products

else, u have to work back from 100k guaranteed SV to derive the total premium that u shld commit today

cant say one is better than the other

 

[oceanicmanta]

what is the difference between the credits and cash?

credits can only be used to buy general insurance or redeemed for vouchers / products (eg face mask) offered by PolicyPal (subj to availability) on their App

 

[livingston]

how to check the daily interest or monthly interest?
through app or web login?
app is policypal?

 

[oceanicmanta]

how to check the daily interest or monthly interest?
through app or web login?
app is policypal?

check interest on Tiq app

 

[luvpraline]

recap: PPF protection looks at "guaranteed surrender value at the point of failure"

the products have different maturity

for simplicity, I just look at total premiums paid & not exceed 100k across all such Etiqa products

else, u have to work back from 100k guaranteed SV to derive the total premium that u shld commit today

cant say one is better than the other

yes i've been taking the maturity value of eEasy Save and calculating the max i should top up now.. this is in case of scenario where failure occurs near maturity.. but the other insurers have not bucked up so re-contemplating using initial premium now

your point is very much valid... eEasy Save is 6 years while the rest are 1-3 years.. so by the time i make it safely past 4th year i may have surrendered the shorter plans if there are better rates elsewhere.. it's hard to say at this point.. so i wanted to tap yours and others' brains to see if there's any point i missed out

 

[Insatiable_creat]

Better late than never. Too bad I missed the earlier rebates. Signing up via Policypal next week after my Singlife.. More assuring than GIGANTIQ imho..

 

[oceanicmanta]

yes i've been taking the maturity value of eEasy Save and calculating the max i should top up now.. this is in case of scenario where failure occurs near maturity..

this is sound and prudent approach ...

i did not realise it until u point it out & I thought it over

 

[Squaredot]

hi bros, $50k in Elastiq is covered by PPF, correct?

 

[oceanicmanta]

hi bros, $50k in Elastiq is covered by PPF, correct?

yes, up to 100k guaranteed surrender value at point of failure per insurer

any other Etiqa products ?