Exchange Rate - Part 2

Joelleyuan

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Serious ah? How much you can withdraw with Trust card? I whole family maybe need take out $8k.
each withdrawal max NT20K each time.
as somebody mentioned, EACH withdrawal got limit, but you can insert card n withdraw again,
or no need so kiasu withdraw so much cash at once since you can pay by visa w Trust card at no fee and good rate.
and there's quite a few BOT atm in arrival hall and departure hall.
Just don't mixed up the normal ATM with the currency exchange ATM.
 

Joelleyuan

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You're in Taiwan at the right time. The nt$ just spike up to 23.7+ this weekend only.
Today Monday, just now i pass by BOT atm so i went to withdraw twd800 see rate got increase anot, but it's exactly the same. 23.605
 

naxchua

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Hope it stay this way or go higher until I arrive on Friday... Hahaha...

From Visa Currency Exchange Rate

1 SGD = 23.686188 TWD​

1 SGD = 23.686188 TWD
1 TWD = 0.042218 SGD
 

Joelleyuan

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Does it matter if it's credit card or debit card? Thank you.
does not matter BUT you must choose "savings account" and also DO NOT choose "cash advance".
if you used other banks' ATM, some will show you their own lousy rate, choose "defer conversion" and it will dispense cash, at the best rate Trust gives.
 

lycanboy

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does not matter BUT you must choose "savings account" and also DO NOT choose "cash advance".
if you used other banks' ATM, some will show you their own lousy rate, choose "defer conversion" and it will dispense cash, at the best rate Trust gives.
Thank you!
 

lycanboy

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does not matter BUT you must choose "savings account" and also DO NOT choose "cash advance".
if you used other banks' ATM, some will show you their own lousy rate, choose "defer conversion" and it will dispense cash, at the best rate Trust gives.
If I want to withdraw from ATM, I need to pair it to my savings account.

If I want to pay for stuff using paywave, do I need pair the card to credit card?

Thank you
 

Joelleyuan

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If I want to withdraw from ATM, I need to pair it to my savings account.

If I want to pay for stuff using paywave, do I need pair the card to credit card?

Thank you
i can't answer your 2nd question as i have no idea.
Hopefully others can answer you.
 

naxchua

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If I want to withdraw from ATM, I need to pair it to my savings account.

If I want to pay for stuff using paywave, do I need pair the card to credit card?

Thank you
No.

Just keep the pairing to CC... The pairing is only meant to control where to deduct money from when u swipe/paywave your card... It won't affect ur atm withdrawal...

Cos at atm withdrawal will ask u which account u want to withdraw from. Always choose savings account...
 

lycanboy

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No.

Just keep the pairing to CC... The pairing is only meant to control where to deduct money from when u swipe/paywave your card... It won't affect ur atm withdrawal...

Cos at atm withdrawal will ask u which account u want to withdraw from. Always choose savings account...
Thank you so much for explaining! I am ditching youtrip for this upcoming trip. :o
 

babytohox

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Anyone know if Taoyuan airport exchange rate will be better than sg? Heading to taipei end of the month but the rate here seems not good. Also is it we can top up youtrip and withdraw from there at better rate? Any extra charges? TIA
 

naxchua

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Anyone know if Taoyuan airport exchange rate will be better than sg? Heading to taipei end of the month but the rate here seems not good. Also is it we can top up youtrip and withdraw from there at better rate? Any extra charges? TIA
I don't use YouTrip now but if u do a bit of reading in last few pages, most of us who are slightly more experienced in Taiwan travel will just withdraw NTD$ from atm using youtrip or Trust card...
 
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