Feb 2015 BTO Launched!

[380002]

Huat ah!!!!!!!! Submitted my application le

 

[d3n]

Huat ah!!!!!!!! Submitted my application le

good luck!

 

[rider83]

The macpherson project will be the star of this batch

 

[sellun]

anyone getting west rock? and i see the pricing for 5room / 3gen. There's no additional CPF grant and no special?
If wanna go for 3 gen, must apply with my parents?

Intending to apply with my gf.

 

[reyorz]

If they never mention anything about SBF in may, does that mean that SBF is gonna be later? Like Nov?

 

[edesenjavier]

If they never mention anything about SBF in may, does that mean that SBF is gonna be later? Like Nov?

maybe in august launch?

 

[sellun]

"To better help flat buyers plan their finances and flat purchase, from this sales exercise onwards, flat applicants who intend to take out an HDB housing loan will also need to produce a valid HDB Loan Eligibility (HLE) letter at the point of booking a flat, HDB said.

- See more at: http://www.straitstimes.com/news/singapore/housing/story/hdb-launches-3995-new-bto-flats-first-exercise-year-20150211#sthash.SVmf2b0e.dpuf"

So we need to get the HLE BEFORE applying?

 

[Gixxerfied]

anyone getting west rock? and i see the pricing for 5room / 3gen. There's no additional CPF grant and no special?
If wanna go for 3 gen, must apply with my parents?

Intending to apply with my gf.

AHG for 5,4,3 rms(Combined income of 5k and below)
SHG for 4 rms and below in non-mature location.

If not apply with parents, still call 3gen??

"To better help flat buyers plan their finances and flat purchase, from this sales exercise onwards, flat applicants who intend to take out an HDB housing loan will also need to produce a valid HDB Loan Eligibility (HLE) letter at the point of booking a flat, HDB said.

- See more at: http://www.straitstimes.com/news/singapore/housing/story/hdb-launches-3995-new-bto-flats-first-exercise-year-20150211#sthash.SVmf2b0e.dpuf"

So we need to get the HLE BEFORE applying?

1) also need to produce a valid HDB Loan Eligibility (HLE) letter
2) at the point of booking a flat

You applying or booking a unit now?

 

[capri87]

AHG for 5,4,3 rms(Combined income of 5k and below)
SHG for 4 rms and below in non-mature location.

If not apply with parents, still call 3gen??



1) also need to produce a valid HDB Loan Eligibility (HLE) letter
2) at the point of booking a flat

You applying or booking a unit now?

Hahaha this is funny

 

[sellun]

AHG for 5,4,3 rms(Combined income of 5k and below)
SHG for 4 rms and below in non-mature location.

If not apply with parents, still call 3gen??



1) also need to produce a valid HDB Loan Eligibility (HLE) letter
2) at the point of booking a flat

You applying or booking a unit now?

thanks for the clarification!
Don't know if there will be too many competitor going for 3gen anot...

I'm still very confused about the things to be done. so for applying just go through the online application?

 

[Gixxerfied]

thanks for the clarification!
Don't know if there will be too many competitor going for 3gen anot...

I'm still very confused about the things to be done. so for applying just go through the online application?

Meanwhile just standby credit card, all the applicants particulars and apply online..

 

[d3n]

thanks for the clarification!
Don't know if there will be too many competitor going for 3gen anot...

I'm still very confused about the things to be done. so for applying just go through the online application?

u are applying for queue no now only.

so HLE not required at this point.

 

[pinkibeee]

If they never mention anything about SBF in may, does that mean that SBF is gonna be later? Like Nov?

SBF is in May. It's mentioned in their press release: HDB InfoWEB: HDB Launches 3,995 Flats in First BTO Exercise of 2015 :

 

[sellun]

Meanwhile just standby credit card, all the applicants particulars and apply online..

u are applying for queue no now only.

so HLE not required at this point.

thanks! should i start preparing for HLE now?

 

[Gixxerfied]

thanks! should i start preparing for HLE now?

Ballot results get already then get HLE..

 

[d3n]

thanks! should i start preparing for HLE now?

get your queue no first.

cos if your queue no bad... no point apply for HLE also since u wun get

 

[sannoh]

good luck!

Guys, wanna enquire about something.

lets say the price of a 4 room flat is $398000 (403,000 - 5000) where $5000 is the AHG

Downpayment -10%
downpayment option fee - $2000
Remaining is to be paid by CPF - $37800

So the remaining 90% is covered by HDB loan - $358,200

My question is, is there any way to get as much grant as possible?
How much HDB loan am i eligible? If out of $358,200 only a portion is covered by HDB loan, so i presume the remaining balance i have to pay by cash? Or is it possible to get the remaining 90% to be paid fully by HDB loan?

 

[loveholic]

Guys, wanna enquire about something.

lets say the price of a 4 room flat is $398000 (403,000 - 5000) where $5000 is the AHG

Downpayment -10%
downpayment option fee - $2000
Remaining is to be paid by CPF - $37800

So the remaining 90% is covered by HDB loan - $358,200

My question is, is there any way to get as much grant as possible?
How much HDB loan am i eligible? If out of $358,200 only a portion is covered by HDB loan, so i presume the remaining balance i have to pay by cash? Or is it possible to get the remaining 90% to be paid fully by HDB loan?

for starters, maybe you should give us a rough estimation of your income or combined income if applying with partner so we can gauge?

 

[Gixxerfied]

Guys, wanna enquire about something.

lets say the price of a 4 room flat is $398000 (403,000 - 5000) where $5000 is the AHG

Downpayment -10%
downpayment option fee - $2000
Remaining is to be paid by CPF - $37800

So the remaining 90% is covered by HDB loan - $358,200

My question is, is there any way to get as much grant as possible?
How much HDB loan am i eligible? If out of $358,200 only a portion is covered by HDB loan, so i presume the remaining balance i have to pay by cash? Or is it possible to get the remaining 90% to be paid fully by HDB loan?

You can use this to have a gauge of the max loan HDB will give u, general rule of thumb is minus 10% from the results.

Enquiry on Maximum Loan

If you qualify for 5k AHG only, it means ur combined income is between 4501-5000.. If you ask me unless u have side undeclared income sources, it's probably too much for you..

Taking a 360k loan over 25 years, monthly repayment is $1,634

Taking a combined income of 5k, CPF O/A contribution is $1150

 

[sannoh]

for starters, maybe you should give us a rough estimation of your income or combined income if applying with partner so we can gauge?

My combined income with my wife is 4.5k