can do hle application during the first appointment? will it be too late?
Procedures have changed from this 2015 onwards,
From February 2015 sales launch onwards, you will need to have a valid HLE Letter when you book a flat.
When you come for the selection of flat appointment, you will have to bring along the original documents of all persons listed in the application for verification and registration of the application:
identity cards. If you are employed by SAF/Civil Defence/Police Force, you must provide a certified true copy of your Singapore pink/blue identity card from your Personnel Department on the appointed date.
passport for non-citizens
birth certificates of your children if they are aged below 15 or if you are buying a flat under the Third Child Priority Scheme
your birth certificate and your parents' marriage certificate if you are buying a flat under the Multi Generation Priority Scheme
marriage certificate, if you are married
income documents for assessment of income ceiling to buy a flat
from February 2015 sales exercise onwards, you need a valid HDB Loan Eligibility (HLE) Letter if you need a housing loan from HDB
income documents for assessment of income ceiling if taking Additional CPF Housing Grant (AHG) or Special Housing Grant (SHG).
Source :
HDB InfoWEB: Documents to prepare and bring : Buying A New Flat