POSB is offering competitive fixed deposit interest rates, including promotional rates for specific tenures and amounts, and additional benefits for online placements. For example, one promotion offers 1.85% p.a. for a 9-month Online Fixed Deposit. Alternatively, you can earn 2.30% p.a. by applying via e-banking. For deposits placed over the counter, the interest rate is 2.20% p.a. POSB also has a general tiered interest rate system, with the highest rates for deposits between S$1,000 and S$19,999, reaching up to 2.45% p.a. for 12-month tenures.