General S-REITs Discussion Thread

[ctan84]

you will notice that there are those in MM/SSI who will never share what they buy or their portfolio, and others who are more open to sharing

At least you put your money where your mouth is.

 

[DevilPlate]

Still waiting for u to expound on this leh.

U might never able to fire yr 2nd and 3rd shot.

I fired my first shot on qqq/vwra last yr and keep going up whahaha

 

[ctan84]

U might never able to fire yr 2nd and 3rd shot.

I fired my first shot on qqq/vwra last yr and keep going up whahaha

Its ok one, is still better than overfire than keep going down n no money mah. My reits portfolio has 8 reits to buy - 5 in tier 1, 2 in tier 2 and 1 in tier 3. So even if 1 counter dun reach 2nd tranche, the money can still be moved to other counters mah.

 

[d5dude]

you will notice that there are those in MM/SSI who will never share what they buy or their portfolio, and others who are more open to sharing

Stanlawj trades a lot so his portfolio probably changes every day, maybe even every other hour, so not much point in sharing.

 

[stanlawj]

My question is, what did u buy then? Or did u take part in shorting

Not yet, coast is still not clear.

 

[stanlawj]

Stanlawj trades a lot so his portfolio probably changes every day, maybe even every other hour, so not much point in sharing.

Using cpf-oa money to buy SG stocks/reits. No point using cash savings, because the volatility is too low.

 

[FlyGuardX]

Double bottom? For nikko reits?

 

[TehSi99]

Not yet, coast is still not clear.

Still inflation not showing signs of weakening.
If the next results give a hint of prolong high interest rates, then reits continue to be beaten down.

 

[DevilPlate]

SG market somehow detached from US FFR liao.

Last heard banks reduced 2y fixed mortgage rates further to 2.9% liao

 

[ctan84]

SG market somehow detached from US FFR liao.

Last heard banks reduced 2y fixed mortgage rates further to 2.9% liao

Hopefully can go below 2.9% at end of yr when I get to reprice siah...

 

[limster]

Stanlawj trades a lot so his portfolio probably changes every day, maybe even every other hour, so not much point in sharing.

I think the point cctan was making that if someone is saying that REIT prices are likely to fall, that person will be more credible if he has skin in the game and is also shorting REITs.

If not trading REITs (long or short) at all, why make so many posts about REITs in the REIT discussion thread?

 

[d5dude]

I think the point cctan was making that if someone is saying that REIT prices are likely to fall, that person will be more credible if he has skin in the game and is also shorting REITs.

If not trading REITs (long or short) at all, why make so many posts about REITs in the REIT discussion thread?

Yea but perhaps he is vested (long or short I dunno), otherwise no reason to analyse daily short selling volume/activity and all that.

 

[thretiredDad]

SG market somehow detached from US FFR liao.

Last heard banks reduced 2y fixed mortgage rates further to 2.9% liao

Not detached
more like expecting Interest rate to fall <3% next 2 years
so banks are acquiring market shares
to secure next 2 years income

now 2 years fixed mortgage
no longer allow early prepayment
1.5% penalty

3m sora now 3.6%

 

[ctan84]

Not detached
more like expecting Interest rate to fall <3% next 2 years
so banks are acquiring market shares
to secure next 2 years income

now 2 years fixed mortgage
no longer allow early prepayment
1.5% penalty

3m sora now 3.6%

This one since pre-Ukraine / Russia war already got leh. Its in my contract since back then.

 

[DevilPlate]

now 2 years fixed mortgage
no longer allow early prepayment
1.5% penalty

fixed rate always been like dat. no partial repayment or whatsoever

Some banks do waive off the penalty upon sale of property

 

[DevilPlate]

Even if US cut 1%, i presume sora will drop by 1% accordingly to 2.6%

2.6%+margin also above 2.9% whahaha

 

[ctan84]

fixed rate always been like dat. no partial repayment or whatsoever

Some banks do waive off the penalty upon sale of property

Usually can do 1 penalty-free partial repayment at end of contract for fixed rate plans.

 

[Iyarash11]

CLAR very weak

 

[thretiredDad]

This one since pre-Ukraine / Russia war already got leh. Its in my contract since back then.

When i repriced with DBS
in dec 2021
no such clause
i can partial pre-payment
until my loan left $100
and then cancel the loan
i just pay 1.5% of the $100
within the first fixed 2 years

but now, is 1.5% penalty of the prepayment amount