GRABPay MasterCard

[Trazora]

Anyone know qns regards to 1)? I need to determine the amt to top up. Can I use grab pay buy things which cost more than what I have inside with auto top up on ?

Transaction will fail if not enough grab credit. Need to topup or auto top up before making the transaction. The auto topup just allow topup to be done automatically when the grab wallet fall below a specified value.

 

[twosix]

Anyone know qns regards to 1)? I need to determine the amt to top up. Can I use grab pay buy things which cost more than what I have inside with auto top up on ?

This is a debit card, not a credit card. If you have only $10 in the card, you can only spend up to $10.

 

[Henabi]

personally A more appropriate term to use for gpmc is a Prepaid mastercard.
similar to the now defunct IMAGINE Prepaid Amex or FEVO, the prepaid mastercard

 

[Exclusive10]

Oooh meaning to say. If I set auto topup $100 when fall below $50, n my current credit is $51, I can’t spend on a $52 item and it won’t get auto topup n leave a $99 balance? Then I need to manually top up ?

Transaction will fail if not enough grab credit. Need to topup or auto top up before making the transaction. The auto topup just allow topup to be done automatically when the grab wallet fall below a specified value.

 

[Trazora]

Oooh meaning to say. If I set auto topup $100 when fall below $50, n my current credit is $51, I can’t spend on a $52 item and it won’t get auto topup n leave a $99 balance? Then I need to manually top up ?

Yes .

 

[xseacreaturex]

Hi guys, I saw a carousell seller selling 30k of grab credit. His offering a 22% off for every 10k credit, and 25% for 30k purchase at one go. He only deal strictly thru meet up. My question to that is how he hold a 30k credit in the wallet? and if we will to buy from him, how do we hold 10k credit when the limit is only 5k?

 

[fone]

Hi guys, I saw a carousell seller selling 30k of grab credit. His offering a 22% off for every 10k credit, and 25% for 30k purchase at one go. He only deal strictly thru meet up. My question to that is how he hold a 30k credit in the wallet? and if we will to buy from him, how do we hold 10k credit when the limit is only 5k?

22% off. I believe the best rebate is still UOB One (as of today) at 10%. So either this is a scam, or he somehow top up and realized the "spending" cannot materialize (ie don't accept grab card, or his limit is up).

30k cannot be within one wallet, unless somehow a refund can trigger such event, then he needs multiple refunds. So may be spread between a few wallets. For example, I'm using my wife's wallet as well, so technically, can have $10k total.

Your wallet should not be able to hold more than $5k. I haven't tried if others paying me via grab to grab (non merchant), will it trigger that limit. If it does, then that might be his ruse to scam you of the other $5k, unless u have 2 wallets ready at $0 for him to transfer to.

 

[darrenjh]

Anyone noticed that the UOB One card additional 5% rebate on Grab (excludes mobile wallet top-ups w.e.f. 16 Mar 2020) as shown on the website.

Wanna ask is there any other good cards recommended for topping up GrabPay MC wallet?

And also any card good for paying Prudential Insurance Premium other than UOB One card?

 

[soyalove]

Hi guys, I saw a carousell seller selling 30k of grab credit. His offering a 22% off for every 10k credit, and 25% for 30k purchase at one go. He only deal strictly thru meet up. My question to that is how he hold a 30k credit in the wallet? and if we will to buy from him, how do we hold 10k credit when the limit is only 5k?

If it looks too good to be true, it usually is.

 

[Henabi]

Anyone noticed that the UOB One card additional 5% rebate on Grab (excludes mobile wallet top-ups w.e.f. 16 Mar 2020) as shown on the website.

Wanna ask is there any other good cards recommended for topping up GrabPay MC wallet?

And also any card good for paying Prudential Insurance Premium other than UOB One card?

HSBC?!?! Even amex also... From 1st March

Sent from Henabi virus using GAGT

 

[LordDeathZ]

Anyone noticed that the UOB One card additional 5% rebate on Grab (excludes mobile wallet top-ups w.e.f. 16 Mar 2020) as shown on the website.

Wanna ask is there any other good cards recommended for topping up GrabPay MC wallet?

And also any card good for paying Prudential Insurance Premium other than UOB One card?

Those 1.5%/1.6% cards lor.

HSBC Advance Card might also be a good choice.

 

[Frostmourne1987]

Anyone noticed that the UOB One card additional 5% rebate on Grab (excludes mobile wallet top-ups w.e.f. 16 Mar 2020) as shown on the website.

Eh excludes mobile wallet topup means this extra 5% grab finish liao? GG

 

[Trazora]

Eh excludes mobile wallet topup means this extra 5% grab finish liao? GG

Yes. Been discussed over the last few days.

 

[LordDeathZ]

Yes. Been discussed over the last few days.

Original intention for the extra 5% rebate is to spend on grab rides and grab food de. Now back to square one.

 

[RedsYWNA]

Original intention for the extra 5% rebate is to spend on grab rides and grab food de. Now back to square one.

Now have to think how to spend $500 on UOB One card to qualify for the UOB One Bonus interest.....

Cant topup grab,youtrip and cant use insurance to meet $500 credit card 3.33% rebate (though insurance still can be used to meet UOB One bonus interest).

UOB one has suddenly become a credit card spending burden to me.

 

[xseacreaturex]

HSBC?!?! Even amex also... From 1st March

Sent from Henabi virus using GAGT

OMG. AMEX too? true cashback card? I tot that is the only card that is left worth holding for grab topup to at least even a mini punny rebate. hahahahaha

 

[TiedInsurer]

Hi guys, I saw a carousell seller selling 30k of grab credit. His offering a 22% off for every 10k credit, and 25% for 30k purchase at one go. He only deal strictly thru meet up. My question to that is how he hold a 30k credit in the wallet? and if we will to buy from him, how do we hold 10k credit when the limit is only 5k?

If you do choose to deal, make sure he sends you the credits first before you pay him, even if it's a meetup. I did a similar trade. Met the guy face to face, to conduct the trade. Someone has to send first, so i did. The guy i met turned out to be an errand boy, and i've been cheated. Caught the errand boy and sent him to the police, but til date the police still don't know who the mastermind is. Now the errand boy has to pay me back, but god knows when the deadbeat will have the cash.

This carouseller's probably the same guy who cheated me, and he's going to send another errand boy for you to send to the police.

 

[alamakazim]

Now have to think how to spend $500 on UOB One card to qualify for the UOB One Bonus interest.....

Cant topup grab,youtrip and cant use insurance to meet $500 credit card 3.33% rebate (though insurance still can be used to meet UOB One bonus interest).

UOB one has suddenly become a credit card spending burden to me.

pay some bills in advance lo

 

[TiedInsurer]

Now have to think how to spend $500 on UOB One card to qualify for the UOB One Bonus interest.....

Cant topup grab,youtrip and cant use insurance to meet $500 credit card 3.33% rebate (though insurance still can be used to meet UOB One bonus interest).

UOB one has suddenly become a credit card spending burden to me.

If you have problems hitting $500 credit card spend, consider switching to DBS Multiplier. UOB ONE's interest of 3.88% is misleading advertising, seeing as you'll never actually get 3.88% on your whole savings balance. Actual simple interest earned is:

Bank balance <$15,000 = 1.85%
Bank balance <$30,000 = 1.925%
Bank balance <$45,000 = 2%
Bank balance <$60,000 = 2.075%
Bank balance <$75,000 = 2.436%

So UOB ONE makes sense only if you have between $60,001 to $75k in your bank account. I follow the 6mths expenditure rule, so i never hold that much cash in bank anyway. I invest it all.

In comparison, DBS multiplier pays a flat 2.2% for most people, provided you spend $0.01/mth on a DBS/POSB credit card, and invest $100/mth(transaction fee 1%. rather high, i know, but the increased savings interest offsets it) in any of their InvestSaver Plans.

 

[peppermint7]

If you do choose to deal, make sure he sends you the credits first before you pay him, even if it's a meetup. I did a similar trade. Met the guy face to face, to conduct the trade. Someone has to send first, so i did. The guy i met turned out to be an errand boy, and i've been cheated. Caught the errand boy and sent him to the police, but til date the police still don't know who the mastermind is. Now the errand boy has to pay me back, but god knows when the deadbeat will have the cash.

This carouseller's probably the same guy who cheated me, and he's going to send another errand boy for you to send to the police.

Im surprise The police and grab can't trace whom the hp no. / bank acc. Belongs to? Assuming u pay via paynow