How to explain to the older gen that the younger gen cannot afford HDB?

[s3nt1n3l]

don't bother explaining

these older gen's mindset still stuck in the past and choose to be selectively blind

 

[mirukuboi]

Bto is affordable what

 

[hachi]

Was talking to a colleague who is much older than me (20yr older) who doesn't understand why with my salary, I have difficulty finding a resale flat to buy. She is genuinely curious and cannot see the light why the younger generation is complaining so much.

She owned a 4rm bto flat, sold it for a handsome profit and bought a 5 rm bto flat as a 2nd timer in AMK which is practically fully paid already. So she's extremely blind to my current housing woes where the newer HDB flats to cover me at least till 99 are all 600+k already. She still finds that her life is on easy mode and don't understand why younger people complain so much.

How do I talk to much people without being offensive?

There are 300k bto, go for those if you cannot afford the current resale, right? 3-4 y wait should be ok.

 

[buttbERry]

just show property prices now lor

 

[Ubi-Warrior]

Why didnt you buy same time did and follow same path?

 

[hachi]

don't bother explaining

these older gen's mindset still stuck in the past and choose to be selectively blind

Hmm TS is asking why no one understand when one wanted to buy something that is beyond one budget? Right?

 

[hachi]

It depend on the location and age of flat lah. I will say 500-700k for 10-30 years old in mature estate area. That's why 600k is quite reasonable choice.

But you know how edmwer work, they will just pick the expensive one just to kpkb and hammer gahmen.

Ya new town like Chencharu 300k. No one wanted. JW also sure get. All below 1 for first timer.

 

[ceestudent]

Ya new town like Chencharu 300k. No one wanted. JW also sure get. All below 1 for first timer.

Of course bto is much cheaper. But some couple cannot really wait that long. Also don't want to stay with parent.

I also bought resale last time because don't want to wait and pay few years of rental.

Anyway, with TS combine salary 9k, it still can accomodate 600k resale if TS have sufficient OA for the downpayment. I have shown the simplified breakdown in the previous page.

 

[dambio]

U can't explain anything to ppl with mentality stuck in d past. N still comparing situation from their time to current.

 

[GundamG]

dun talk to boomers. they think world revolves around them only

 

[footi3]

you can try explaining to her at her funeral
maybe she won’t argue back

 

[marksnow44]

Can you stand in front of her and use Tan See Leng famous cantonese quote?

 

[JohannSu1864]

Why you so bad…. Laugh at me low income worker

EDMWers so nasty….

I even worse, don't say.
U 1997 one still got potential.

 

[nyvrem]

first mistake, engaging older gen

 

[mohaha]

Name an area of bto all younger generation cannot afford leh. You make a claim telling older generation that all hdb are not affordable and this include new btos of course they don't understand as long they read the news they will know the pricing of bto/sbf all around singapore

 

[Eliwood]

1984

2rm bto before 2020

This actually shows BTO prices have kept pace with an individual's income.

1984
4 room in sub urban around $70k, while median wage for an individual is $680 per month. The price works out to be 8.58 years of income.

https://www.google.com/url?sa=t&sou...zsoNegQIExAQ&usg=AOvVaw2DRWC_jWnDfjFFPXK6qefM

2024:
4 room price is around $550k with grant. This works out to 8.3 years of an individual earning median income of $5500.

https://www.hdb.gov.sg/about-us/new...-Flats-in-February-2025-BTO-and-SBF-Exercises

 

[blackvice]

That generation most of the time is the hubby tanked the monthly loan one la, lol what do those woman of that generation know

 

[Bumblebee Man]

Me and hubby each take home about 4.5k
We are aiming to have 2 kids.

I thought they say you Hong Kong kungfu actor???

 

[sunnyisandsingapore]

We don't own anyone, let alone the older generations, an explanation to our personal choices.

Just keep the convo short. Don't need to explain. Whatever they want to assume, let them be. Keep your inner peace.

 

[Lchlch]

Was talking to a colleague who is much older than me (20yr older) who doesn't understand why with my salary, I have difficulty finding a resale flat to buy. She is genuinely curious and cannot see the light why the younger generation is complaining so much.

She owned a 4rm bto flat, sold it for a handsome profit and bought a 5 rm bto flat as a 2nd timer in AMK which is practically fully paid already. So she's extremely blind to my current housing woes where the newer HDB flats to cover me at least till 99 are all 600+k already. She still finds that her life is on easy mode and don't understand why younger people complain so much.

How do I talk to much people without being offensive?

Just dnt talk to her about your private life.