HSBC Step Up Promo - Part 2

A

Alwaysb

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iduncheckmail said:
i joined the dec25-apr26.

worth or not you need to do your own calc and how much u can top-up.

Read the T&Cs , its not stackable with the 2-3months cycle BI .
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Hi can you share your experience please. I finally joined the Jan fund up. I have a total of adb 24k in dec. According to my RM, I just have to make sure my end day balance by 28 Feb is whatever amount I want to participate + Dec 24k will be good to go. Is that your understanding.

I read the terms and conditions many times. English no good. I read that the fresh fund also must base on adb (total relationship). However RM says is end day balance by 28 Feb.

whats your experience?
 
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ThreeSteps

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init00 said:
this tnc is for Jan 2026? Anyone got save a copy of Dec 2025 tnc?
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EGA Dec2025 promo:

..……(“Bonus Interest”) for the calendar months of December 2025, January 2026 and February 2026 (collectively, the “Relevant Period”) on Incremental Deposits Average Daily Balance.…….subject to a maximum Incremental Deposits Average Daily Balance of S$5,000,000 against the reference month of November 2025. ……..

Customers with wealth holdings –Bonus Interest 1.95%(Dec), 1.9%(Jan), 1.75%(Feb)
Customers without wealth holdings –Bonus Interest 1.55%(Dec), 1.5%(Jan), 1.35%(Feb)

“Customers with wealth holdings” are defined as customers who hold eligible wealth product(s) by 31 March 2026
 
bladez87

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It seems like Jan tnc does not have the exclusion clause that usually states those who joined in previous month are not eligible to register for Jan...
Makes me wonder if we can register for Jan to Mar, if we have already register for Dec to Feb... To lock in the higher interest rates
 
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ThreeSteps

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bladez87 said:
It seems like Jan tnc does not have the exclusion clause that usually states those who joined in previous month are not eligible to register for Jan...
Makes me wonder if we can register for Jan to Mar, if we have already register for Dec to Feb... To lock in the higher interest rates
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HSBC SGD Everyday Global Account Bonus Interest January 2026 Promotion
A. Promotion-Specific Terms and Conditions
5. ……….For clarity, a customer who is already participating and/or has been invited to participate in any other deposit related promotion involving his/her Eligible Account(s) (except for the HSBC Everyday+ Rewards Programme) and such other promotion is and/or will still be ongoing during the Promotional Period or Relevant Period, will not be eligible to participate in this Promotion using his/her Eligible Account(s). For example, if the customer is currently on the HSBC SGD Everyday Global Account Bonus Interest December 2025 Promotion, then he/she will not be eligible to register for this Promotion.
 
bladez87

bladez87

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ThreeSteps said:
HSBC SGD Everyday Global Account Bonus Interest January 2026 Promotion
A. Promotion-Specific Terms and Conditions
5. ……….For clarity, a customer who is already participating and/or has been invited to participate in any other deposit related promotion involving his/her Eligible Account(s) (except for the HSBC Everyday+ Rewards Programme) and such other promotion is and/or will still be ongoing during the Promotional Period or Relevant Period, will not be eligible to participate in this Promotion using his/her Eligible Account(s). For example, if the customer is currently on the HSBC SGD Everyday Global Account Bonus Interest December 2025 Promotion, then he/she will not be eligible to register for this Promotion.
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Chatgpt failed me haha. Thanks
 
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259850

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Nanonited said:
I dont even understand what it means lol. If you dont increase how do you get the BI rate anyway? How is this booster rate different
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I think it means must be above the January average in all 4 months to get the additional 0.08%. So if you clear your account in April, you won’t get the 0.08%.
 
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Nanonited

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259850 said:
I think it means must be above the January average in all 4 months to get the additional 0.08%. So if you clear your account in April, you won’t get the 0.08%.
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Oh… thats kinda measly to keep it. I guess its for those who dont have anywhere better to rotate it to
 
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