HSBC Step Up Promo - Part 2

[JetStorm]

Just to check the ega bonus promo is register first then deposit the funds or deposit first then register?

 

[peppermint7]

Just to check the ega bonus promo is register first then deposit the funds or deposit first then register?

Doesn't matter which goes 1st.

 

[mojipei]

No mention about the "Transactionally engaged customers", don't have to spend 7 transactions on the credit card. So, no need to spend 7 transactions on the credit cards.

 

[zumaba]

Yes a mix up of reference months. Jan mentioned twice, Dec once. Hopefully they’ll correct it tomorrow.

Also be aware you’re not eligible if you participated in either Dec or Jan promos.

If I sent the SMS on Nov.1 for the promo for Nov.1~Dec.31, means participated in Dec?

 

[Baymax12]

If I sent the SMS on Nov.1 for the promo for Nov.1~Dec.31, means participated in Dec?

Means you enrolled in Nov EGA promo

 

[oceanicmanta]

@GrandJedi .. I cannot see your post

pls resend without quoting

 

[GrandJedi]

Better be extra careful.. its for 4 months of interest.

If its against Jan 2026, this 4 month deal is so much better (~0.5%) better than whats available in the market.

https://www.hsbc.com.sg/content/dam...y-global/tnc-ega-bonus-interest-promotion.pdf

 

[rest1ess]

Better be extra careful.. its for 4 months of interest. If its against Jan 2026, this 4 month deal is so much better (~0.5%) better that whats available in the market. https://www.hsbc.com.sg/content/dam...y-global/tnc-ega-bonus-interest-promotion.pdf

Clause 5 also mentioned Dec 2025.

 

[GrandJedi]

Clause 5 also mentioned Dec 2025.

Anyone has written confirmation from HSBC that reference month should be January 2026?

 

[hwarzoner]

i always use scb esaver, this hsbc ega higher interest leh

 

[GrandJedi]

i always use scb esaver, this hsbc ega higher interest leh

Significantly more this time round.

 

[hwarzoner]

Significantly more this time round.

do u know normally when can we get the bonus interest credited into the bank the next month?

 

[GrandJedi]

do u know normally when can we get the bonus interest credited into the bank the next month?

For HSBC, it is after the promotion.. so for this Feb promo (4 month) ... in July ... all at one go!

 

[bladez87]

Better be extra careful.. its for 4 months of interest.

If its against Jan 2026, this 4 month deal is so much better (~0.5%) better than whats available in the market.

https://www.hsbc.com.sg/content/dam...y-global/tnc-ega-bonus-interest-promotion.pdf

Yea. A pity I am fully locked in Dec and Jan promo.
Surprised hsbc give 4 months and higher

 

[tmkedmw]

Anyone has written confirmation from HSBC that reference month should be January 2026?

HSBC new cycle had always use the previous month as reference month.
Tnc inconsistency is an artifact of poor "copy and edit" from old version to new version.
That's based on many years of historical practice.
Unless history is made this round .... Very unlikely imho

 

[GrandJedi]

HSBC new cycle had always use the previous month as reference month.
Tnc inconsistency is an artifact of poor "copy and edit" from old version to new version.

So, ADB reference should be January 2026? ( how can the bank be so slack, it could easily affect millons of $$). I do not want to find out I dont get my interest 6 months later.

 

[tmkedmw]

So, ADB reference should be January 2026? ( how can the bank be so slack, it could easily affect millons of $$). I do not want to find out I dont get my interest 6 months later.

Not the first time (in fact multiple times), and not the last too cos the tnc mistake got repeated many years ...