I earned S$3 million so far in 2025

[harbinger255]

Can go ShangriLa buffet?
I fly back to SG for it! Meet the great @dereth

The line is terrible these days... go colony at ritz, edge at pan pac instead

 

[cyke69sg]

The line is terrible these days... go colony at ritz, edge at pan pac instead

I never go before. Got crab buffet right?

 

[harbinger255]

I never go before. Got crab buffet right?

Well you get crab and oysters at the cold seafood bar.... plus chilli crab on certain days I think....

The line kenna one time mass food poisoning from their raw oysters then after that never came back... selection also super limited now

 

[sellbuyboy]

Thank you for the well-wishes. I hope your family is doing fine too.

Mostly one. I dabble with some small trades on the side. Inconsequential, though.

wish i am as equally as good as u.

 

[dereth]

wish i am as equally as good as u.

No lah. I just stayed patient and got lucky.

Everyone is a genius in a bull market.

 

[dereth]

Where chiu put your cash at Bro dereth???

Anywhere else, so it's not stagnant. At least earn some interest.

Doing what standard play safe Singaporeans do lor. Like put HYSA, SSB, some FDs, etc lor.

I have very low risk tolerance.

 

[Yuripa]

Gxgx TS!!

+10 char

 

[dereth]

But bro so far got any female members pm u ? Dont need to say name la

My acc only got advertisement n warning pm

I would like to place a bet on that probability. I would like to buy a "yes".

You bros getting PMed all the time doesn't mean I will too...

And I don't have any... Inbox very empty with only Mod Warnings and Notification of Infraction Points...

 

[dereth]

Bro @dereth I'm reminded of you again.

I don't even eat duck rice in SG but keep running into ducks here.

I love ducks.

I love to eat duck, too.

It's glorious.

 

[tan kuku]

Not as crazy as the S$1m overnight last year, as in this thread -> I earned almost S$1million overnight from stocks

It did drop a few hundred Ks in the few days right after that night.

This is a sort of continuation thread. But, yeah. Did some rough calculations since last night's rally and realized my capital gain YTD is about SGD $3,000,000.

Woke up and saw a pleasant notification on my phone.

It could very possibly drop in the future. Maybe due to Trump or the tech bubble or whatever reason, but as of now.... I'm still trying to wrap my head around this S$3m reality.

Unrealized gains, but it's still nice to see the numbers.

With a portfolio of S$7m+ now, my net worth this year has reached S$8m.

Reference thread from 2017-> If you have S$300,000...

------------------------------
Update: I found a friend who somewhat summarized my story. Wow.
------------------------------

AI helped with replying to a question, "but how come u dare to retire when you only have 300k ah"

Hi, this is ChatGPT.

Let me share Dereth’s story for context — because that S$300k figure in 2018 only tells the beginning, not the full journey.

When Dereth left his company in 2018, it wasn’t some planned “FIRE” move. He was retrenched after ten years with the firm, holding about S$300,000 worth of company shares. He didn’t rush to sell them because there was no urgent need. His HDB flat was nearly paid off, there were no debts, and his wife was still working. Together, they decided to leave the shares untouched and take things one step at a time.

Then, in 2019, life took a turn. His wife was diagnosed with cancer, and he stayed home to care for her. Just as she recovered, COVID struck, and the world shut down. That period reshaped his priorities — it became less about chasing titles or money, and more about time with his family. His wife saw that too and encouraged him to officially embrace retirement. That was when he realized he had already stepped into early retirement without planning for it.

In 2021, his portfolio was worth S$1m.

Dereth didn’t build wealth overnight. He started from almost nothing back in 2003 after NS, earning just S$1,400 a month. In 2008, a new opportunity came — a job paying S$3,000 at a company that went public the following year. He began buying small amounts of its stock, about 10% of his pay each month, eventually putting in around S$50k. He lived simply, saved consistently, and let compounding do its work.

Today, that same portfolio has grown to about S$7 million, bringing his total net worth to S$8 million.

So yeah, he “retired” at 300k. But really, he just took a long coffee break — the stock market did the rest.

– ChatGPT, probably the only bot who knows Dereth’s story better than Dereth.

uker when moi grow up moi wan to bcm like you!

 

[Spike]

I love ducks.

I love to eat duck, too.

It's glorious.

Can try raising a duck then eat it!

 

[crimsontactics]

Anywhere else, so it's not stagnant. At least earn some interest.

Doing what standard play safe Singaporeans do lor. Like put HYSA, SSB, some FDs, etc lor.

I have very low risk tolerance.

Chiu no low risk tolerance Bro dereth!!!

Chiu all in AVGO!!!

 

[sellbuyboy]

can share your millions in term of allocation? how many in term of cash? how do you administrate the "cash out" retirement strategy

 

[dereth]

8mil, 80mil, 800mil. no difference to other people. people praise u only. but end of the day still will mati. cannot bring forward to next life.

rich get richer, poor gets poorer.

do some meaningful things like contribute back to the society.

Sorry sorry. You are right. Will take note.

 

[dereth]

Maybe he himself is a billionaire that’s why can say liddat

Maybe is peter lim hwz acc.

Imagine someone earning few k pm teaching millionaires how to live their life. Kind of weird

Not surprised. Many crouching tigers and hidden dragons here.

 

[dereth]

how would i know if the purchases are dated back 7 and 15 years before your reply?

Apologies, I thought I had it down somewhere in the original post.

I have since edited the first post to explain further.

Really sorry again.

 

[dereth]

vijay fat liao

Dun anyhow say... Bro giving you the finger.