InstaReM's AMAZE MasterCard

[hwmook]

This card is dead to me. Don't see much difference in fx savings

Did you check how much is the SGD to MYR exchange rate in amaze wallet? Its 3.517 now which is as good as spot rate. You even earn points equivalent to 1% for spending.

Either you link to another credit card to earn rebate or points else link to wallet to get close to spot rate and earn 1%. No need to even waste time with another card to earn rewards that barely offset the 3.25% fees. Instead of being dead, this card in fact is doing it all.

 

[ekardo]

no need to convince if one thinks it's useless. everyone have different needs.

 

[hiei02]

not sure if anyone encountered the same but was unable to add my new citi rewards card to the instarem app. just kept getting the same prompt that app is unable to add this card.

 

[BRYSG7]

not sure if anyone encountered the same but was unable to add my new citi rewards card to the instarem app. just kept getting the same prompt that app is unable to add this card.

was your card newly issued or you waited a few days after before adding?

 

[vivpg!]

My hubby has the same problem with newly issued uob card. He then made a small purchasae of $1 but is still unable to do so.

 

[SomeH0w]

same issue here with UOB Mastercards. Chatted with UOB Support but they said it is a Mastercard issue

 

[xtremescy]

Hope for the day that this card can be added into Apple Pay.

Me too! 2024 and am still waiting.
Not sure why it is not happening

 

[derekliu]

Me too! 2024 and am still waiting.
Not sure why it is not happening

Me too, i wanna add to my apple pay becos my physical card always cannot paywave at Malaysia JB payment terminals, always need to insert the chip

 

[CrashWire]

Me too! 2024 and am still waiting.
Not sure why it is not happening

Apple takes 0.15% of all transactions through Apple Pay:

https://techcrunch.com/2024/03/21/apple-pay-doj-iphone-monopoly/

Even Instarem scam us for 1% domestic and 1.9% foreign also not enough to feed themselves, I think.

 

[Belford]

Apple takes 0.15% of all transactions through Apple Pay:

https://techcrunch.com/2024/03/21/apple-pay-doj-iphone-monopoly/

Even Instarem scam us for 1% domestic and 1.9% foreign also not enough to feed themselves, I think.

You have free $1,000 quota before so called “scam”. Which is enough for Citi Rewards to get 10x points. Scam lol

 

[chopra]

Isnt this card fantastic for certain overseas spending?

yes i use amaze + hsbc premier 5% on overseas fnb petrol + 1% giro plus some hsbc points


Read HWZ Forum Rules!

 

[paul02]

i will just use uob one card and icbc travel card for the 3.33% and 3% rebate. Will be able to offset the fx charges

Interesting to find out there are better options, UOB has a few conditions though.

When did you make the switch from Instarem to the above cards?

 

[highsulphur]

Interesting to find out there are better options, UOB has a few conditions though.

When did you make the switch from Instarem to the above cards?

after they reduce the rebate for overseas transaction and also when i realised their fx rate isn't as good as before

 

[paul02]

after they reduce the rebate for overseas transaction and also when i realised their fx rate isn't as good as before

Hmm...so basically now, as long as you hit your min spend of SGD$500 and min 5 transactions, you'll get 3.3% cashback on the bill?

One can also top-up their Amaze wallet so the rate is 0.2-0.3% (saw this from YouTube video). Why not do that?

 

[Trazora]

Hmm...so basically now, as long as you hit your min spend of SGD$500 and min 5 transactions, you'll get 3.3% cashback on the bill?

One can also top-up their Amaze wallet so the rate is 0.2-0.3% (saw this from YouTube video). Why not do that?

no, need to hit min $500 spend and 5 transactions in all 3 statement months of qualifying quarter before can get $50 rebate (up to 3.33%). FX fees 3.25%. Not the best card for overseas spend.

 

[paul02]

no, need to hit min $500 spend and 5 transactions in all 3 statement months of qualifying quarter before can get $50 rebate (up to 3.33%). FX fees 3.25%. Not the best card for overseas spend.

Forgot to mention the statement months and qualifying quarter, but suppose my monthly overall CC spend is at least $800-$100, wouldn't that make it the best card for overseas spend?

Appreciate the clarification by the way! Can share what do you use for overseas spend as well?

 

[Trazora]

Forgot to mention the statement months and qualifying quarter, but suppose my monthly overall CC spend is at least $800-$100, wouldn't that make it the best card for overseas spend?

Appreciate the clarification by the way! Can share what do you use for overseas spend as well?

dun get how u conclude why it is the best card for overseas spend.

Amaze+crmc, amaze+uob lady, amaze+ maybank family and friends, amaze+citi cashback, uob visa signature, icbc global travel

 

[paul02]

dun get how u conclude why it is the best card for overseas spend.

Amaze+crmc, amaze+uob lady, amaze+ maybank family and friends, amaze+citi cashback, uob visa signature, icbc global travel

Because of highsulphur's post of course, unless his explanation is not adequate.

You use so many cards?

 

[sibeiTrolled]

ecause of highsulphur's post of course, unless his explanation is not adequate.

high didnt say its the best card. It fits him/her so he/she uses this card.

You use so many cards?

Trazora is just listing other alternatives you can use.

but suppose my monthly overall CC spend is at least $800-$100, wouldn't that make it the best card for overseas spend?

The moment you cannot hit 1K SGD spend for any of the month in the quarter, you already lost out.
Best card is subjective and in your case, if you can make it 1K SGD per month in that quarter, then it works for you.

 

[Trazora]

Because of highsulphur's post of course, unless his explanation is not adequate.

You use so many cards?

the point is there are so many better options than uob one card