Tbh I don't think AppleCare+ is that enticing as you hope to be.
- The cost of AppleCare+ is S$138.
- They claimed to add one more year of warranty. (rephrased from the "AppleCare+ for iPhone extends your coverage to two years from the original purchase date of your iPhone and adds up to two incidents of accidental damage coverage.")
- To take advantage of the accidental damage each, you still have to fork out S$108 service fee.
- Your own phone that you wanted to send for RMA won't be the same phone you get back. Very low chance you get a new unused virgin one. Most of the time is a refurbished unit, and you have no idea what was the initial history of that refurbished unit.
At the end of the day, you have to judge
S$246 /
S$354 is worth it.
My recommendation is that you rather repair on your own, since iPhone 6 and iPhone 6 Plus is the most easily repaired model yet in iPhone history, with 7/10 ifixit repair scores.
Want parts, ship from china. Cheaper that way.