Lastest S$ Deposit updates - Part 3

[white_prince]

SIF no need ADB. so far they didn't charge fall below fees to me as couple of months I left it to zero. I transfer in and out anytime

Thats even better no fall below fees!!
Just use their mobile banking app will do?

 

[Hardware2003]

I just put in money for 1 month FD in BOC and surprised me with 3% interest rate.

 

[~sabaisabai~]

oh is it, how about the SC Esaver and HSBC EGA.
SIF website says 'Fall below fee of $2.00 if average daily balance falls below $1,000'

yes but i was not charged

 

[~sabaisabai~]

Thats even better no fall below fees!!
Just use their mobile banking app will do?

yes

 

[Ulupandan]

I just put in money for 1 month FD in BOC and surprised me with 3% interest rate.

for BOC, is there any minimum average monthly balance needed? which account is better? their saving or current account? TIA!

 

[Hardware2003]

for BOC, is there any minimum average monthly balance needed? which account is better? their saving or current account? TIA!

Smart saver. Min $200 to maintain. Then u can open FD account. Go branch to open account will activate immediately. If apply online will take 3 weeks

 

[pratik28]

Smart saver. Min $200 to maintain. Then u can open FD account. Go branch to open account will activate immediately. If apply online will take 3 weeks

oh ok, Smartsaver is a a/c?
Their website says smartsaver, supersaver is a savings plan
and boc normal savings a/c $2k min bal.

 

[Hardware2003]

oh ok, Smartsaver is a a/c?
Their website says smartsaver, supersaver is a savings plan
and boc normal savings a/c $2k min bal.

I think they bundle smartsaver with FD. You better call them to ask or go branch. Go branch they will settle all for u. They don't have digital OTP. So u go branch they give u physical token on the spot. U need that to transfer money out, etc

 

[addict951]

Eh guys, Anybuttie opening new UOB One or Stash account tmr then enrol for the new UOB bonus interest promo??
I intend to open Stash then register to get 4.67% p. a.
https://www.uob.com.sg/personal/sav...d=na&pid=CD07SQ3SAVE#nationalsavingspromotion

 

[henrylbh]

Eh guys, Anybuttie opening new UOB One or Stash account tmr then enrol for the new UOB bonus interest promo??
I intend to open Stash then register to get 4.67% p. a.
https://www.uob.com.sg/personal/sav...d=na&pid=CD07SQ3SAVE#nationalsavingspromotion

How you arrived at 4.67%?

Have you used their tool provided. At most you get 3% pa effectively, even if you start off with close to 100K and increase your deposit of 100 every month till 100k

 

[direbmem]

Eh guys, Anybuttie opening new UOB One or Stash account tmr then enrol for the new UOB bonus interest promo??
I intend to open Stash then register to get 4.67% p. a.
https://www.uob.com.sg/personal/sav...d=na&pid=CD07SQ3SAVE#nationalsavingspromotion

How do you get 4.67%p.a?

 

[addict951]

How you arrived at 4.67%?

Have you used their tool provided. At most you get 3% pa effectively, even if you start off with close to 100K and increase your deposit of 100 every month till 100k

How do you get 4.67%p.a?

I’m opening Stash. $100K EIR ish 3%
then you see the little table within, for 100K UOB gibe you $558 after the earmark period which is aga 4 months.
So 全部算到来 4.67%?
pls fweel free to contradict me
If your account ish ONE you get 6.67%?

 

[atlam42]

I’m opening Stash. $100K EIR ish 3%
then you see the little table within, for 100K UOB gibe you $558 after the earmark period which is aga 4 months.
So 全部算到来 4.67%?
pls fweel free to contradict me
If your account ish ONE you get 6.67%?

This looks good to me.

Just 1 question. If I already have a UOB One account, and then I open a new Stash account, is the incremental $100k across both accounts or just calculated based on Stash account (assuming I use the same strategy as you use - i.e. open a new Stash account). Thanks.

 

[addict951]

This looks good to me.

Just 1 question. If I already have a UOB One account, and then I open a new Stash account, is the incremental $100k across both accounts or just calculated based on Stash account (assuming I use the same strategy as you use - i.e. open a new Stash account). Thanks.

Oh, you’re not adding another 100K to your ONE cos your 30 June balance is not Low enuff?
You go into the link I provided where there is another link within that asks you to register if you intend to go for this promo.
You need to indicate the uob a/c that you’re pushing the 100K into mah
So your new incremental 100K is tagged to and based on this new Stash account you’re opening

 

[gobin74]

hi, i am a newbie to the uob 1-account ...Any pointers and helps is appreciated and acknowledged ...cheers

for the uob 1 account can someone who may have "mastered the art" of maximizing the returns please give some pointers

please help to articulate how to attain say the 5% tier( this is just a sample) with...Please include/add incremental comments / any apt assumptions/recommendations as may be deemed suitable :
a) salary transfer
b) with "minimum investments" say upto sgd 100k
c) any other experiences/lessons learned/dos and do nots

or
a) no salary but 3 giro
b)with "minimum investments" say upto sgd 100k
c)any other experiences/lessons learned/dos and do nots

 

[white_prince]

I’m opening Stash. $100K EIR ish 3%
then you see the little table within, for 100K UOB gibe you $558 after the earmark period which is aga 4 months.
So 全部算到来 4.67%?
pls fweel free to contradict me
If your account ish ONE you get 6.67%?

3000+558 =$3558 (3.55%)
How do get 4.67%
U mean include $210 lazada, $190 cash and $200 BreadTalk vouchers?

 

[dango_daikazoku]

I prefer to take interest instead of leaving it with them as they cannot guarantee the high interest I get now ! I can get more than 4%, they cannot pay!

Huh? Don't understand ...

 

[ThreeSteps]

hi, i am a newbie to the uob 1-account ...Any pointers and helps is appreciated and acknowledged ...cheers

for the uob 1 account can someone who may have "mastered the art" of maximizing the returns please give some pointers

please help to articulate how to attain say the 5% tier( this is just a sample) with...Please include/add incremental comments / any apt assumptions/recommendations as may be deemed suitable :
a) salary transfer
b) with "minimum investments" say upto sgd 100k
c) any other experiences/lessons learned/dos and do nots

or
a) no salary but 3 giro
b)with "minimum investments" say upto sgd 100k
c)any other experiences/lessons learned/dos and do nots

Much info are provided by UOB at their website, refer :
https://www.uob.com.sg/personal/sav...270423-evergreen:na:cvp_rate:na&vid=na&pid=na
For specific UOB One Account questions, try post them under the UOB One Account thread:
https://forums.hardwarezone.com.sg/threads/uob-one-account.5037662/page-373

 

[addict951]

Anybuttie tried opening new Uob account online and tio unsuccessful msg ar?

 

[maumu]

3000+558 =$3558 (3.55%)
How do get 4.67%
U mean include $210 lazada, $190 cash and $200 BreadTalk vouchers?

he calculate based on p.a.

the 558 is based on 4 mths so effectively is 558 x 3 = 1674 so if include the 3000 in a year (3% of 100k) it will total 4674 which is how he got 4.67%