Lastest S$ Deposit updates - Part 3

[qhong61]

Maybank 1.30 percent.
Don't need to open saving account

 

[PhantomOpera]

for the OCBC statement 88 promo, has anyone received any sms telling you that you are successfully registered?

I filled up the form some days ago but still no sms. is it we must wait till 1 November to find out?


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My banker said funds will only be earmarked on 1 Nov. So you will receive a SMS after that. But the 88 days will count from the day your deposit was in. Interest credited only on 28 Feb 2026

 

[Cumzilla]

Yes i know it's different, but i treat it like an fd with stepping up amount cuz once withdrawn interest would be forfeited.

But thanks

Regarding this POSB Saye account, withdrawal cannot be made from the SAYE account or the salary crediting account?

 

[jackiehuat]

Maybank 1.30 percent.
Don't need to open saving account

Maribank FD 1.4% 6 months tenor.

 

[molangtsum]

Regarding this POSB Saye account, withdrawal cannot be made from the SAYE account or the salary crediting account?

SAYE

 

[lzydata]

Limited time offer (Mobile only)

Up to 1.60% p.a. on 3-month SGD Time Deposits with a minimum deposit of SGD30,000 in fresh funds. Offer ends 31 October 2025.

Please refer to the HSBC Singapore App for applicable promotional time deposit interest rates ("Promotional Rate").

https://www.hsbc.com.sg/accounts/products/time-deposit/

Posting for info, I don't know what are the exact rates and conditions.

 

[JetStorm]

OCBC previous 2.58% 88 days promo interest is in.

 

[EveMuffins]

OCBC previous 2.58% 88 days promo interest is in.

I reckon u didn't participate in the current 1.78% promo coz not eligible, right?

 

[lzydata]

Tenure	Promotional Rates (% p.a.)
6 month	1.25%
9 month	1.10%
12 month	1.15%

• Minimum placement of S$20,000.
• Available to Individual and Non-Individual customers

https://www.maybank2u.com.sg/en/promotions/deposits/sgd-time-deposit.page?

Maybank slightly improved offers for 6 and 12 months.

 

[Sausage]

I got the earmark sms for the 1.78% OCBC 88 promo


Read HWZ Forum Rules!

 

[JetStorm]

I reckon u didn't participate in the current 1.78% promo coz not eligible, right?

Yea, need to have 30 days free of old funds. Should be musical chairs between Maybank and SCB until the next months OCBC 88 days promo.

 

[ericcsn]

Yea, need to have 30 days free of old funds. Should be musical chairs between Maybank and SCB until the next months OCBC 88 days promo.

any combination of Stanchart eSaver, UOB stash and HSBC EGA beats this. If have other family members with such personal accounts (not sure would also work when the combo includes one or more joint accts with oneself), then dink doing dank of EGA to EGA would be best (but there is a lag of 4 months before a newly opened EGA can become fully usable to employ the advantages since there are 2 bonus components - Everyday + Rewards and Bonus Interest).

 

[JetStorm]

EGA extra 1% for giro not longer available from 01 Nov 25 onwards. Dont think its worth it to keep this account now

 

[sglandscape]

EGA extra 1% for giro not longer available from 01 Nov 25 onwards. Dont think its worth it to keep this account now

The account has many uses cases, not just the 1%.

 

[JetStorm]

Got what other uses other than the giro 1%? Haha i opened the account solely for the giro 1% nia.

 

[bumdssa]

next rec of best place to move in nov?

 

[CrashWire]

next rec of best place to move in nov?

How much money? From which accounts already?

What if your money is already in the best place?

Anyway, the correct answer is to my bank account, of course.

 

[JetStorm]

next rec of best place to move in nov?

For now will be UOB stash & SCB esaver. Not much available information yet by the other banks. Have to wait until 1st Nov then can have a better picture.

 

[coconut1]

Receive up to 1.80% a year* with a OCBC Premier Dividend+ Savings Account
From 1 November to 31 December 2025, earn interest of up to 1.80% a year on your entire savings balance when you top up at least S$10,000 monthly to your Premier Dividend+ Savings Account and make no withdrawals for the month.

 

[tiertime]

Receive up to 1.80% a year* with a OCBC Premier Dividend+ Savings Account
From 1 November to 31 December 2025, earn interest of up to 1.80% a year on your entire savings balance when you top up at least S$10,000 monthly to your Premier Dividend+ Savings Account and make no withdrawals for the month.

I tot the coming Nov they dropping interest to ard 1.5% alr.... (?)
Where did u see this 1.8%