March BTO 2012

[goodquestion]

Don't have to. Just that it will be better knowing how much u can loan for u to choose a flat without causing financial burdens for urself. Only by the time sign lease then have to if u are loaning from hdb/bank.

i see!

because i'm still studying now, and only my gf has been working for 2 years or so, it is unlikely for us to get the loan approval.

may i know when will the lease signing be after our selection of flats?

 

[forever21]

Just got the brochure last night for Fajar 5 rm. Mine appt is on the 20th May. You should receive it about 1 week + before the appt date.

Great! Thanks!

Have you decided which unit?

 

[Limestone]

Hi all:

this is a reminder, Clementi Ridges discussion is taking place in another thread.

Go here for the thread:

http://forums.hardwarezone.com.sg/h...s-discussion-here-3709808-9.html#post66516696

 

[rain_myth]

i see!

because i'm still studying now, and only my gf has been working for 2 years or so, it is unlikely for us to get the loan approval.

may i know when will the lease signing be after our selection of flats?

can you spend a bit time reading the hdb procedure? the answer is there.

 

[Rukanightmare]

i see!

because i'm still studying now, and only my gf has been working for 2 years or so, it is unlikely for us to get the loan approval.

may i know when will the lease signing be after our selection of flats?

Usually it will be about 4-6 mths after selection. By then u will also need to pay your 5% downpayment already.

 

[rojak-]

i see!

because i'm still studying now, and only my gf has been working for 2 years or so, it is unlikely for us to get the loan approval.

may i know when will the lease signing be after our selection of flats?

~2-3months. got to pay 5% and all other charges... abt 10k more

 

[Rukanightmare]

~2-3months. got to pay 5% and all other charges... abt 10k more

Frankly speaking I wonder why the stamp fees so ex. I feel like being leeched on.

 

[bob83hello]

Frankly speaking I wonder why the stamp fees so ex. I feel like being leeched on.

GOVT body, we is llst...

 

[Limestone]

GOVT body, we is llst...

but do note that purchase of property in SG is not subject to GST... instead we have stamp fee...

Would you prefer a stamp fee of 2%-3%, or a GST of 7% on your HDB purchase?

 

[bob83hello]

but do note that purchase of property in SG is not subject to GST... instead we have stamp fee...

Would you prefer a stamp fee of 2%-3%, or a GST of 7% on your HDB purchase?

One terminology to conclude : pay and pay. And u see the ever skyrocketing prices....

 

[Rukanightmare]

but do note that purchase of property in SG is not subject to GST... instead we have stamp fee...

Would you prefer a stamp fee of 2%-3%, or a GST of 7% on your HDB purchase?

LL haf to come up with some terms to leech more money from you. Be it 2,3 or 7%, still money. Shall start planning old liao shift to JB. Our boss will be veri happi.

 

[tyueter]

Great! Thanks!

Have you decided which unit?

Maybe checking out 50/52. My first choice of 64 running out fast...

 

[kiwi271]

sadly 2nd timer does not enjoy the benefits of additional cpf housing grant.
technically i should be a 1st timer, but bcos i apply with my mum, i became a 2nd timer.

and with 2nd timer, it's so hard to ballot for a flat & when i finally got to select, other problems pop up.

btw the stamp fee is payable when we make the 10% downpayment?
how many percent?

 

[Rukanightmare]

Stamp fee payable during signing of lease together with 5%. The other 5% when u get keys then pay. I think stamp fees around 5k plus?

 

[loveagap]

Stamp fee payable during signing of lease together with 5%. The other 5% when u get keys then pay. I think stamp fees around 5k plus?

Can pay with CPF right?

 

[Rukanightmare]

Yep can pay with cpf.

 

[bob83hello]

LL haf to come up with some terms to leech more money from you. Be it 2,3 or 7%, still money. Shall start planning old liao shift to JB. Our boss will be veri happi.

my fren tried alot of times to get a sobf... can get after many tries. den look for mp for help... u noe wat the bloody mp say? "maybe you shd rent a place in JB den relocate your children's sch to woodlands area... thats wat i suggest la.."

wth? we paying them 5figure salaries to say this type of **** and shake some hands???

old liao really needa get out of sg sia... bloody hell

 

[Rukanightmare]

my fren tried alot of times to get a sobf... can get after many tries. den look for mp for help... u noe wat the bloody mp say? "maybe you shd rent a place in JB den relocate your children's sch to woodlands area... thats wat i suggest la.."

wth? we paying them 5figure salaries to say this type of **** and shake some hands???

old liao really needa get out of sg sia... bloody hell

Wtf. Pay them so much they sit there shake leg say this kind of irresponsible thing. But btw does ur fren happen to be PR? If not singaporean can rent place stay in JB meh.

 

[rain_myth]

macpherson 3-rm flat selection havent start???

wols.

 

[3G SAINT]

sadly 2nd timer does not enjoy the benefits of additional cpf housing grant.
technically i should be a 1st timer, but bcos i apply with my mum, i became a 2nd timer.

and with 2nd timer, it's so hard to ballot for a flat & when i finally got to select, other problems pop up.

btw the stamp fee is payable when we make the 10% downpayment?
how many percent?

Which location you can select
I had give up CCK this thursday

Not all system are fair, you are lucky still can buy new flat..single not allow to buy new flat while new citizen can allow

Stamp duty should not charge on public housing if charge,seem like operating company than a country...profit come first

Once you sell flat, need pay resales levy when buy 2nd property...
先给你一只鸡腿 ，在跟你拿回一只鸡....

懂多多就做多多，想多多就烦多多，
看多多就事多多，睡多多就梦多多，
...讲多多就错多多，最好就是买多多，
买多多就中多多，中了多多钱多多