i don't think NS allowance is considered salaryStill deciding whether to get clementi as I am still serving ns , does ns allowance consider salary? Anyway I am aiming for 3rms , will the prices of the tamp bto and clementi bto differs a lot?
hard to say
maybe there is preview of may bto with even better mature estates haha
clementi isn't that good if you compare it other mature estates nearer to city


I feel HDB has a pattern since 2011, when there are 2 bto's launching in 3 months(ex: nov,jan or mar,may), the first month one they delay it to the end, and the 3rd one month they bring it forward to the beginning, this is almost similar to launching 2 bto's within a month it's like a big bang approach and helps them to consolidate demandcan change to April BTO instead.
put march BTO then release only on the last week for what. might well say April.
oh if your GF is working, then no problemBro what's rt allowance? My gf is 24yo and her pay per month is about 3.2k , so I serve ns then equal no salary right? So 3.2k will get us how much AHG?
Saw on mypaper today.Some DBSS owner for clementi give up the unit and wait for the clementi bto.
thats a very heavy penalty!!!Saw on mypaper today.Some DBSS owner for clementi give up the unit and wait for the clementi bto.

huh i thought u already got your yishun flat and already very happy with the feng shui liaoIf get the BTO....sell after 5 yrs also make money...hahaha..
Buy house should make profit not buy house for debt...better , cheaper and faster....I might bid also...hahaha..

huh i thought u already got your yishun flat and already very happy with the feng shui liao![]()
ah i see, good luck then bro!Too bad GOD decide dnt give me and last min HDB SMS me tell me dun need to come and I was request change to 3rm also cannot bcos got available and I am sure CCK 4 Rm
sure can get since got 788 units...this is GOD will..sometimes need to let go if things dnt belong to you...hahaha..
Yesterday think if want make money should bid Clementi also now 2nd timer chance is higher ....juz want get richer....if stay at yishun will not make me rich....hahaha..
I feel HDB has a pattern since 2011, when there are 2 bto's launching in 3 months(ex: nov,jan or mar,may), the first month one they delay it to the end, and the 3rd one month they bring it forward to the beginning, this is almost similar to launching 2 bto's within a month it's like a big bang approach and helps them to consolidate demand
yeah thats in line with my thinking, one shot(within the span of slightly more than a month), release 2 bto's then thats a big bang. after that wait till the end of the 3rd month end, then the 2 bto's people will be forced to select their flats, no wonder so many scholars in hdbi figured they delay so that the pple who received numbers from the previous bto would be 'forced' to select their flats before the next bto is out... so that they cannot bid 2 times and see which number better. this way they can reduce the number of applicants too..
If get the BTO....sell after 5 yrs also make money...hahaha..
Buy house should make profit not buy house for debt...better , cheaper and faster....I might bid also...hahaha..
eh.. you are already rich, don't fight with first timer like me for flats la...
I buy house to stay, you buy house to make profit....![]()

You cant even sell off it 5yrs later. It will be easily min 9-10 yrs later from now before you can sell. by the time you u sell, the whole spore already flooded with many BTO which already TOP like yours...what makes you think u can reap profits then?I want to buy an hdb and sell it after 5years to reap profit , however I don't think I will be able to finish financing the loan if I sell withijn 5 years so should I dump cash in or just sell the hdb without completing the financial loan