MARI invest

[rob1977]

u clever
I all-in Mii. I even gotten my dad to buy Mii too. now very jialak.

So will be back to mis?

 

[wutawa]

So will be back to mis?

I just sold all my Mii. not going to put into misp. not keen on mise. maybe buy dbs shares if price is good.

 

[Mr.Canberra]

I just sold all my Mii. not going to put into misp. not keen on mise. maybe buy dbs shares if price is good.

Best is have a cooling off period of 3-6 months first. Park cash in Fixed Deposit.

As the Fed rate hike for Sep is almost a done deal and another rate hike in Dec. I have a feeling stocks will have a pullback until Fed can provide a clearer path for 2027.

Oh but rubbish STI is almost like MAG3. Higher interest rates are bullish for banks. So the index can be distorted.

 

[lousylah]

Bond/income funds globally have and will continue to struggle. It wont recover soon. Cut loss if possible, put FD or buy t-bills directly.

https://www.reuters.com/business/finance/whats-behind-selloff-world-bond-markets-2026-09-01/

What's behind the selloff in world bond markets?​

Dhara RanasingheSeptember 1, 202610:12 PM GMT+8Updated 1 hour ago
LONDON, September 1 - Government borrowing costs from the United States to Germany and Japan are at or near multi-decade peaks on heightened worries about inflation and rising interest rates, along with nagging anxiety about their debt loads.
Elevated bond yields could squeeze households and companies ‌as well as exacerbating government finances.

Get a look at the day ahead in U.S. and global markets with the Morning Bid U.S. newsletter.Sign up here.

Here's a look at what's behind the move in some major economies.

WHAT'S GOING ON?​

Japan's 10-year bond yield hit 3% on Tuesday for the first time since 1996, a milestone for an economy still emerging from an era of ultra-low rates.
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Britain's 30-year borrowing costs are at 30-year highs, and German and French 10-year yields are at levels last seen in 2011 and 2008 respectively.

U.S. 30-year yields rose to their highest since 2007 earlier in August.

A renewed rise in oil prices on U.S.-Iran tensions is driving yields higher as elevated inflation leaves traders braced for more rate hikes.

It adds to concerns about rising borrowing. The U.S. debt pile just crossed $40 trillion, while debt as ⁠a share of economic output is at or above 100% across the G7 group of major economies, bar Germany.

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A hawkish speech by U.S. Federal Reserve Chair Kevin Warsh at the Jackson Hole symposium has also added to traders' rate hike bets.

WHY SHOULD WE CARE?​

Bond yields set the tone for borrowing costs across economies, from government debt to mortgages to student and car loans. Rising ratesmake borrowing and spending less attractive and can slow economic growth.
For instance, U.S. 30-year mortgage rates have risen to a one-year high of nearly 6.7% as yields have climbed on 10-year U.S. Treasuries.

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Rising yields mean governments face higher costs as they roll over debt. After a borrowing surge and rise in yields, Britain's interest bill of almost 4% of output is now roughly double its pre-pandemic decade average, its fiscal watchdog said in March, and eclipses the defence budget.

Bond yields also ripple through markets. Higher yields theoretically make stocks less attractive, though strong earnings have kept equities buoyant. And heavily leveraged hedge funds, which trade across countless markets, could come under pressure, too.

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WHERE DO TECH HYPERSCALERS COME INTO THIS?​

Japanese Yen and U.S. dollar banknotes are seen in this illustration taken March 10, 2023. REUTERS/Dado Ruvic/Illustration Purchase Licensing Rights
A surge in bond sales ‌to fund AI ⁠investments is another factor pushing up bond yields.
Analysts point to the laws of supply and demand: if there is a jump in need for borrowing, lenders can charge higher interest rates, pushing up yields.

Five of the biggest AI hyperscalers — Alphabet, Amazon, Meta, Microsoft and Oracle — have issued $220 billion of debt already this year as they fund investments in data centres and models, LSEG data shows. This is more than double last year's total figure.

Borrowing for AI investments has helped push global corporate bond issuance to a record $4.9 trillion so far in 2026, LSEG data shows, up 14% from this point a year ago.

WHAT ⁠CAN GOVERNMENTS AND CENTRAL BANKS DO?​

The U.S. Treasury recently announced bond buybacks which analysts say are aimed at limiting rising borrowing costs.
That initially helped stabilise the market, but long-dated bond yields have since crept back up.

Treasury Secretary Scott Bessent says that worries about rising debt and yields overlook the strength of the U.S. economy.
Central banks can also buy bonds if markets are stressed, as the Bank of England did during the 2022 ⁠UK mini-budget crisis.
The European Central Bank also has the power to buy government bonds to stem an "unwarranted, disorderly" rise in borrowing costs under its Transmission Protection Instrument, as long as a country facing stress complies with EU budget rules.

ARE THE BOND VIGILANTES BEHIND THIS?​

Many investors say the current rise in yields is orderly and reflects higher borrowing and inflation.

Falling oil prices would ⁠help short-term, but ultimately, longer-term borrowing costs will only come down durably once governments take concerted steps to bring down debt or boost growth, they say.

Unless they do that, bond vigilantes will be on alert.
The term refers to investors who seek to impose fiscal discipline on governments they perceive as profligate by demanding higher compensation to buy their bonds.

Investors can also demand more compensation if they think policymakers are failing to contain inflation.

 

[trave1er]

u clever
I all-in Mii. I even gotten my dad to buy Mii too. now very jialak.

I'm very sorry to hear that. Personally I learnt from painful experience not to give investment advice to family.

If you're really interested in SGX equities, I will just like to highlight a few important dates.

5 Oct 2026: board lot size reduction from 100 to 10 shares.
4-6 Nov 2026: Third quarter report release dates for the three big banks.

 

[Mr.Canberra]

MII 2 Sep NAV slightly tick up. Hopefully the worse is over for now until FOMC decision on 17 Sep. Current MII price level is most likely priced in for Sep 2026 Fed rate hike (Edited: Typo. Rate cut to rate hike).

If I cut losses now my total return after offsetting payouts is 3.2% (not annualised) since Apr 2025. Potential max return could be 8% if there is no capital loss. Without a doubt this is a lost cause now. US 10Y is currently 4.7X% and probably heading towards 5%!

Now waiting for price to recover above 9.0X and jump ship totally. This is a doomed Titanic cruise ship!

 

[sohguanh]

Friday 12 noon MariBank FD is back. 1500 placement each for 12m and 6m

 

[AnTiLooP]

Not bad le. Still positive net net.

 

[lousylah]

Gold, equities down. Bonds small change in yield.

UK holiday today therefore no LBMA fix. Maybe more consolidation tonight, will see if any dip buying tomorrow (1 Sept).

anyway already up 10% from recent low, can expect sideways trade until FOMC.

i personally think Fed Warsh bedek one, further US data this week will give more clues (or excuse) whether (not) to hike.

Lol. Suddenly markets rethinking rate hikes. Non-farm payroll (NFP) tonight will be another trigger/catalyst, CPI/PPI next week before FOMC.

gold, stocks even crypto recovered slightly overnight.

bonds > cannot make it. Most income funds will continue to struggle. Banks and insurance companies also sitting on tons of unrealised losses of their bond holdings so all you income (MII) holders > you are not alone.

 

[Mr.Canberra]

Lol. Suddenly markets rethinking rate hikes. Non-farm payroll (NFP) tonight will be another trigger/catalyst, CPI/PPI next week before FOMC.

gold, stocks even crypto recovered slightly overnight.

bonds > cannot make it. Most income funds will continue to struggle. Banks and insurance companies also sitting on tons of unrealised losses of their bond holdings so all you income (MII) holders > you are not alone.

The difference is institutions are playing with client's money. But we are playing with our own blood sweat money!

 

[alanchia67]

These are just noise. Just stay invested for long term.

 

[wutawa]

As the Fed rate hike for Sep is almost a done deal and another rate hike in Dec.

Current MII price level is most likely priced in for Sep 2026 Fed rate cut.

These are just noise. Just stay invested for long term.

exactly. some say rate hike, some say rate cut..

 

[Andrew833]

exactly. some say rate hike, some say rate cut..

Kevin M. Warsh is Trump puppet, will hold the rate or cut if possible.
To cover backside as the inflation is higher, he said may raise interest rates in the coming months if stubborn inflation does not slow down fast enough.

 

[marcho21]

I don't understand why everyone is looking at Kevin Warsh and ignoring Scott Bessent.

Warning signs already there.

 

[trave1er]

Eh? Rate cut??

Since the Iran war has settled into a stalemate, oil prices will likely stay elevated. Oil of course feeds into the prices of almost everything. Due to this, I think US inflation isn't going to come down meaningfully unless the Iran war ends and oil flows freely again.

Warsh obviously doesn't want to offend the man who handpicked him, but he is just one of the 12 voting members. I'd think the Federal Reserve can only either maintain or increase rates, not cut them.

If the market believed a rate cut is likely, there would probably be more interest in REITs right now.

Closer to home we can see that even the SSB interest rates are inching higher...

Taken altogether I cannot believe a rate cut is coming. Not when the current US inflation rate is 3.4%, and when the Federal Reserve's target is 2%. My two cents.

 

[Mr.Canberra]

If Fed interest rate is put on hold is considered good news already. Market will rally.

 

[Mr.Canberra]

exactly. some say rate hike, some say rate cut..

I apologise for the mistake in the second post.

I meant rate hike.

 

[harky]

Friday 12 noon MariBank FD is back. 1500 placement each for 12m and 6m

miss the deal..

 

[Mr.Canberra]

Time to short STI?

Very overbought on monthly chart. RSI 80+.

 

[royalmix]

Maribank App : Friday 12noon - 1.88% 2,000 placements